http://cfgcareers.com/boston-jobs en
Manage the portfolio management group with objective quality control relating to the manufacturing, monitoring, risk rating, reporting, and compliance functions.   Ensure there is discipline and consistency around the PM process.  Enforce early warning protocols around deteriorating credits - sponsor and project.  This position is responsible for taking a leadership role in helping the region attain its goals while adhering to a sound CRE and CFG/RBS business model. Individual will manage the region's portfolio management team and create/improve processes and procedures to maintain quality control of the portfolio.
 

Qualifications

12+ years of commercial real estate loan underwriting experience with ability to manage and grow significant customer portfolio.  


Previous management level experience preferred.


BA degree, MA preferred with successful completion of a credit training/underwriting program.


Excellent written and verbal communication and interpersonal skills and ability develop and maintain customer relationships.


Proven credit management abilities with good computer skills for recording and tracking results.


Outstanding organizational skills and ability to work in a fast paced environment with minimal supervision.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383275]]> Mon, 30 Jan 2012 14:00:00 GMT 2136825-Boston-Lending
Accurately conducts all credit and debit transactions in compliance with established bank policies and procedures. Keeps proper cash supply on hand and prepares daily proof record while maintaining an acceptable difference record. Delivers excellent service to all bank customers. Meets teller sales referral goals and actively participates in sales promotions. May refer customers to other bank staff for problem resolution. Position reports to Teller Manager.
 

Qualifications

High School degree or equivalent required


6 months of previous cash handling experience required


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment
 

Hours and Work Schedule

Hours per Week:   37.50


Work Schedule:    Varies, will include Saturday hours.
 

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383044]]> Mon, 30 Jan 2012 14:00:00 GMT 2136798-Boston-Citizens-Teller
Generate mortgage applications for the CCO Mortgage.  Meet sales goals and objectives.  Manage sales team to call on Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit and develop and manage quality sales team that generates quality loans compliant with CCO Mortgage policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4 years of mortgage experience.


Bachelor's Degree preferred.


Minimum 2 years management experience in the mortgage industry.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Outstanding interpersonal skills.


Working knowledge of FNMA-DU/FHLMC


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383205]]> Wed, 25 Jan 2012 14:00:00 GMT 2127090-Boston-Sales-and-Service
This Executive Assistant role serves as the primary source of administrative and clerical support for the business line Executive. This person will be responsible for:



All administrative support and management of the office of the Executive. The chosen candidate will partner with Leadership, interacting with all levels within the organization and will serve as an external communication bridge between clients, vendors and business partners.

Management and Coordination of Operation projects required

Facilitating your managers’ calendar of appointments using strong time management skills.

Managing all incoming information (phone calls, correspondences, mail and email); managing the flow of communication and keeping track of any required action and due dates.

Create and maintain record system of assigned action items and promptly follow up with individuals to ensure actions are completed by agreed upon due dates.

Create presentations, invoices, memos, letters, spreadsheets and other documents using latest software packages.

Attend staff meetings and compile, transcribe and record highlights and action items.

Manage all administrative functions for the Executive including filing and maintenance of all files.

Provide support for the Executives activities, coordinating onsite and offsite meetings; resolving logistical issues and arranging for support facilities if needed.

Efficiently manage shifting priorities to meet deadlines and action items.


Qualifications

High School or equivalent (GED), Associates preferred

3 years Executive Administrative experience

2-3 years Project Coordination/Management skills

Excellent customer service skills

Good written, verbal and communication skills

Ability to multi-task

Proficient - MS PowerPoint, MS Excel, and MS Word


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383209]]> Wed, 25 Jan 2012 14:00:00 GMT 2127089-Boston-Corporate
Work with team of Franchise Lending and Retail Petroleum relationship managers and portfolio managers post-loan approval and prior to loan closing.  Work with Agent bank, loan servicing, and closing attorneys to ensure that credit agreements are consistent with credit approvals and meet bank requirements.  Responsible for coordinating  real estate, flood, and environmental process.  Order appraisal and environmental reports and follow up on Real Estate Risk Services recommendations as needed. Assemble legal documents and coordinate process with counsel.  Review general liability and property insurance policies for sufficiency. Review amortization schedules for accuracy.  Coordinate closing of swap transactions.  Responsible for post-closing follow up, obtaining undertaking items, and UCC filing and release confirmations.  Proactively identifies and assists in resolving issues affecting loan closing.  Obtains payoff letters, disbursement instructions and generally coordinates loan closing process for team.
 

Qualifications

Bachelors degree required, paralegal experience with knowledge of real estate lending is desired.
Minimum of five years commercial lending, real estate, or loan closing experience required.  Knowledge of credit agreements, credit structure (lines of credit and term loans) and real estate is required.   Strong communication, organization, and interpersonal skills are required. 
Must maintain critical timelines, handle multiple workstreams, and raise issues in a timely manner.  Aptitude for analysis, and understanding of loan documentation is required.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383098]]> Mon, 23 Jan 2012 14:00:00 GMT 2121056-Boston-Sales-and-Service
Provide relationship and portfolio management support for loans in Franchise Lending Division.  Conduct due diligence and compliance work prior to loan approval.  Coordinate statement spreading requests and process for group. Order appraisal and environmental reports.  Respond to information requests from customers as well as other bank units.  Maintain Dashboard, FaCT, and other databases and reporting including account officer changes, creation of new borrowers, collapsing borrowers, etc. Work with team to create and maintain credit files in electronic file system.  Coordinate DDA opening with business partners.  Review exception reports to address issues and errors. Work with team to resolve outstanding documentation issues. Obtain loan and DDA statements for lending team and / or customers.   Obtain industry research and debt ratings.  Distribute interest rate reports weekly.  Maintain comps and industry analysis. Complete other duties as assigned.
 

Qualifications

Bachelors Degree preferred.


2-4+ years of successful commercial credit administration experience with a recognized middle market bank or equivalent experience. Knowledge of bank policy, operations, and reporting systems is required. 


Existing knowledge of assigned marketplace is a strong plus.


Advanced administrative skills required. Ability to multi-task in fast paced environment is necessary. Proficiency in PC applications (Word, Excel, Dashboard).


Excellent verbal and written communication skills.
 

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382988]]> Sun, 22 Jan 2012 14:00:00 GMT 2117964-Boston-Corporate
Engage current and potential customers in the aisles, at the check-out counter, and at the front door of the host retail partner.

Set prospect meetings at initial contact or through proactive follow-up to gain an understanding of customer’s unique banking needs.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Accurately conduct teller credit and debit transactions in compliance with established bank policies and procedures. Prepare daily proof record and maintain an acceptable difference record.

Work non-traditional schedule including nights and weekends.


Qualifications

High School degree or equivalent required

1 year sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   30


Work Schedule:    Varies, will include evening and weekend hours
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382894]]> Mon, 16 Jan 2012 14:00:00 GMT 2102107-Boston-Citizens-Banker
Accountable for the management of a portfolio of commercial clients and client retention. Daily responsibilities include, applying and enforcing risk mitigation controls, maintaining a high level of data stewardship,   adhering to Bank policies, procedures and federal regulations as applicable, while providing exceptional service to commercial clients.
Daily responsibilities include, applying and enforcing risk mitigation controls, maintaining high levels of data stewardship.,adhering to Bank policies, procedures and federal regulations as applicable, while providing exceptional service to commercial clients Perform a qualitative review, assessment and interpretation internal and external legal documentation for adherence to Bank policies, procedures and federal regulations to mitigate operational, documentation, reputation risk as appropriate. Take independent action to rectify any inaccuracies or exceptions prior to loan closing. Implement effective controls and proactively initiate action to resolve client issues appropriately with minimal involvement from Relationship Manager or CBCS Team Leader/Manager in a timely manner. Effectively escalate and engage Relationship Manager and/or CBCS Team Leader of issues as appropriate. Consistently maintain a state of internal and external audit readiness and exhibit appropriate knowledge of clients/products within the portfolio when interacting with peers, relationship team, team leader and senior managers.
Ensure the accuracy of critical data across data bases and systems of record to prevent negative impact to Client and/or Bank. Working knowledge of Commercial Credit Policy, Federal Regulations, loan documentation to include Credit Agreements, Notes, Guarantees and collateral requirements and is qualified to close complex commercial loans and manage a portfolio of complex commercial loans with minimal supervision. Process client request for loan advances, loan payments, rate changes and other inquiries ensuring accurate and superior client service.
Develop valued relationships with internal and external clients. Proactively collaborate both within department and across business lines. Daily interaction with all business partners and colleagues as well as assign Commercial Banking clients to effectively manage portfolio while mitigating risk and ensuring client satisfaction.
 

Qualifications

Possess commercial  loan.processing experience with complex deal structures               and/or Clients.   Working knowledge of Commercial Credit policy, Federal     regulations,  loan documentation terms and conditions including Credit Agreements, Notes, Guarantees and collateral requirements and is qualified to close complex commercial loans and manage a portfolio of complex commercial loans.
Knowledgeable in the areas of operational, system, financial, regulatory and accounting activities. Detail oriented to maintain high levels of data stewardship. Solid working knowledge of Bank systems used to support position accountabilities. Highly motivated and team-oriented. Exhibit analytical ability to expedite complex problem resolution. Developed written and oral communications skills to provide exceptional client service and to effectively communicate with clients, colleagues and all levels of management.
Manage multiple priorities and maintain productivity during periods of change or uncertainty. Demonstrated ability to negotiate and influence. Adept with PC, Mainframe, Word and Excel.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382752]]> Thu, 12 Jan 2012 14:00:00 GMT 2092407-Boston-Lending
Engage current and potential customers to gain an understanding of their unique banking needs.

Set prospect meetings at initial contact or through proactive follow-up.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Hours may include weekends, and evening hours as needed.


Qualifications

High School degree or equivalent required

1 year sales and service experience

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   30


Work Schedule:    Varies, will include Saturday hours.
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382839]]> Thu, 12 Jan 2012 14:00:00 GMT 2092391-Boston-Citizens-Banker
Engage current and potential customers to gain an understanding of their unique banking needs.

Set prospect meetings at initial contact or through proactive follow-up.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Hours may include weekends, and evening hours as needed.


Qualifications

High School degree or equivalent required

1 year sales and service experience

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   37.5
Work Schedule:    Varies, will include Saturdays 
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382912]]> Thu, 12 Jan 2012 14:00:00 GMT 2092384-Boston-Citizens-Banker
Engage current and potential customers to gain an understanding of their unique banking needs.

Set prospect meetings at initial contact or through proactive follow-up.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Hours may include weekends, and evening hours as needed.


Qualifications

High School degree or equivalent required

1 year sales and service experience

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   37.50


Work Schedule:    Varies, will include Saturday hours.
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382771]]> Wed, 11 Jan 2012 14:00:00 GMT 2092392-Boston-Citizens-Banker
The incumbent is responsible for supporting all internal financial reporting and performance analysis for a significant Commercial Banking line of business.  Scope includes responsibility for the month-end close process, reporting of monthly results / variance analysis, preparing forecasts, leading the annual operating budget process and presentations to the line of business executive.  This position is responsible in broad terms for identifying financial issues, risks and opportunities that exist in the business and synchronizing the financial impacts and communication of such findings to senior and executive management of the line of business and finance.

Specific responsibilities include:

• Preparation of monthly financial reports, annual budget, monthly forecasts.  Review financial repots, budget, forecast for accuracy and completeness.  Provide problem resolution during monthly financial reporting process and annual budget process.

• Performs and coordinates monthly variance analysis during month-end closing process.  Reviews explanations of exception items for accuracy and sufficiency in support of month-end reporting and review meetings.  Research and analysis of variances to determine underlying business reasons.

• Ad hoc reporting and analysis for assigned projects.  Includes gathering of data; preparation/update of spreadsheets or databases, research, classification and analysis of financial and statistical data.  Includes determination of appropriate approach, resources required, schedule for completion and monitoring of project progress.

• Management and support of major projects to improve financial reporting, computer systems, financial models and other department or corporate functions. 

• Financial reviews and presentations to executive management.  Design of format and contents or presentations, financial research and analysis, quality review of accuracy and relevance of data and recommendations provided to management. 
 

Qualifications

Bachelor’s degree in business, accounting, economics or other related topics.

Fully proficient in advanced techniques in accounting, financial analysis, PC tools (Microsoft Office, Essbase). 

Exceptional written and oral presentation skills, management of projects.

Minimum of 5 years of related work experience in finance or financial industry. 

Banking experience preferred.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382737]]> Wed, 11 Jan 2012 14:00:00 GMT 2092379-Boston-Finance
The Senior Risk Manager manages all aspects of risk within the business unit, ensuring that risk processes, programs and reports are consistent with corporate direction and policies.  This is accomplished by developing, enhancing and maintaining a proactive and robust risk management program and related initiatives.  The Senior Risk Manager will ensure that risk processes and programs and internal reports are developed, implemented and effectively administered.  Provides regulatory expertise and solutions on complex risk and compliance issues within business unit.  Identifies, assesses, implements and communicates regulatory issuances.  Reviews policies and procedures for adequacy and accuracy.
Manages all aspects of risk within the business unit, ensuring that risk processes, programs and reports are consistent with corporate direction and policies.
Developing, enhancing and maintaining a proactive and robust risk management program and related initiatives.
Ensure that risk processes and programs and internal reports are developed, implemented and effectively administered.
Provides regulatory expertise and solutions on complex risk and compliance issues within business unit.
Identifies, assesses, implements and communicates regulatory issuances.  Reviews policies and procedures for adequacy and accuracy.
Function/Deliverables continued:  Leadership Accountabilities: Business Management & Planning:  Create, implement and delivery of operational plans aligned with the business plans and targets.  Contribute ideas, innovations and insights based on operational and customer needs to the overall business plan, to ensure the right objectives and focus is set in that plan.
Process/Continuous Improvement:  To initiate and support process improvement activity and help to embed a culture of continuous improvement.  To facilitate change through projects.
Customer Service:  To champion strong customer service attitudes and values.
Risk Management:  Identify and manage the risk, minimizing the outcome and escalating where appropriate.  Ensure processes operate as designed.  Key indicators in place to ensure reliable, predictable and stable environment.
Stakeholder Management: Develop and maintain effective working relationships with peer level stakeholders across the business so that these contribute both to the effective operation of the business unit as well as the development of the unit business plan.
Managing Change:  Proactively identify opportunities for change which will add value to the achievement of business objectives and enhance the customer experience.  Ensure robust structures are in place to deliver, monitor and review change initiatives.
Team Leadership:  Develop, plan and implement activities that will enable a highly motivated and highly performing team to deliver team objectives.  Fostering an environment of cooperation and change.
Recruitment & Induction:  Design and recommend resourcing strategy, to identify recruitment requirements.  Oversee the new hire orientation process for new team members.
Team Development:  Create, plan and implement activities that will support the development of team members.
Performance management:



Ensure team meets agreed service levels

Coach and develop staff

Review performance to ensure team members meet their specific objectives and that they have the right knowledge, skills and behaviors. Conducts performance reviews and acts upon development needs where appropriate. Ensures that direct reports have clear objectives and targets linked to business objectives and appropriate behaviors (“what” is expected and “how” they are expected to achieve objectives).




 

Qualifications

Advanced analytical skills


Excellent writing, verbal and communication skills


Advanced knowledge of MS Word


Advanced knowledge of MS Excel/PowerPoint


In-depth knowledge of regulatory compliance requirements and risk management principles.


Excellent interpersonal skills


In depth knowledge of financial services industry


In depth knowledge of regulatory compliance requirements and risk management principles.


Proven leadership and management skills


Bachelor Degree required, Master’s Degree preferred


10 + years, Analytical, Compliance, Risk, Management, leadership or related experience including leadership in financial services industry
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382855]]> Wed, 11 Jan 2012 14:00:00 GMT 2092342-Boston-Corporate
Overall responsibility for daily operations, including management of Teller (including Teller Manager) and Customer Service staff of a Tier I branch. Provide sales leadership to ensure franchise growth through personal example and regular monitoring of team sales results. Under guidance of Branch Manager may hire, fire, review, and counsel staff. Reviews teller work schedule. Schedules Bankers/Customer Service Representatives to ensure adequate coverage. Responsible for keeping branch in compliance with all bank policies and procedures and prepares branch for internal audits. Monitors branch service quality levels and coaches staff to achieve appropriate levels. Responds to complex customer complaints and questions. Coordinates special events such as Customer Appreciation Day. Opens and/or closes branch. Reports to Branch Manager.
 

Qualifications

High School degree or equivalent required


Associate's or Bachelor's degree preferred


3 years sales and service experience


Supervisory experience required


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
 

Hours and Work Schedule

Hours per Week: 40
Work Schedule: Varies, will include a rotating evening and weekend schedule.

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382817]]> Tue, 10 Jan 2012 14:00:00 GMT 2089504-Boston-Retail
The Corporate Ethics Officer is responsible for developing and implementing the strategy for the promotion, enhancement and oversight of the Citizens Financial Group, Inc., Corporate Ethics Program.  The individual promotes an organizational culture that encourages ethical conduct and a commitment to compliance with applicable laws and regulations, as well as company policies and procedures.   The individual monitors and measures CFG’s Corporate Ethics Program in line with company policy and relevant regulatory guidance, and makes necessary changes to the program in order to ensure compliance. 
 
He/she is also responsible for managing a large vendor relationship for the Control Room.  Additionally, the incumbent leads the implementation of large projects within CFG for various senior-level stakeholders within RBS, including the Personal Trade Assistant (PTA) system project, outsourcing the whistleblower hotline and the required controls, testing and training for new Group-wide policies like the Anti-Bribery and Corruption (ABC) Policy Standard.   
 
Key responsibilities include:
 



Leads CFG’s Ethics Office by building strong partnerships across the organization, collaborates effectively within the compliance community and with CFG’s business lines, to provide advice and assurance on matters of ethics, integrity, and compliance

Leads and directs the team and monitors the processes for allegations regarding the Code of Business Conduct and Ethics.  Maintains oversight of investigations that come in through the Ethics Office; ensure all issues are promptly addressed and resolved; and oversee the data tracking process for these issues

Serve as CFG’s Divisional Anti-Bribery Compliance Officer (DABCO), representsCFG at regional Risk Committees and Group level ABC forums, fields related inquiries, resolves questions and policy issues, and escalate ABC matters as appropriate

Uses independent judgment to advise colleagues and interpret the Code, including the applicability of the Code in specific situations, such as for gifts/hospitality.  Also coordinates closely with management and HR to ensure that the company’s prohibition against retaliation for reporting an allegation of the Code is strictly enforced

Oversees the Control Room functions, including managing the Personal Trade Assistant (PTA)  system, answering colleague questions, communicating with brokerage firms, and identifying violations of policy regarding prohibited trading

Oversees the Foreign Corrupt Practices Act Compliance Program, which consists of developing and delivery of colleague training, monitoring current vendor contracts for compliance, and performing due diligence during M&A and when procuring foreign contractor relationships

Develops information reporting  for senior management and the Board of Directors detailing key program metrics

Manages and leads team members, performing employee development duties such as career training and coaching, performance reviews.

Coordinates the annual campaigns for the corporate ethics training and certification process; and the Conflict of Interest Survey

Implements and administers Group and local policy standards that are owned by the Ethics Office.  Assist with change management, strategic planning, budgeting, and other activities in conjunction with senior management team.

Manages processes to support the Executive-level Ethics Oversight Committee

 

Qualifications

Strong leadership, communication, and collaboration skills, including the ability to work effectively with others at all levels across the organization, includingsupporting functions such as HR, Legal, Audit and Corporate Security.  Must be comfortable with making judgment calls in relation to the Code of Ethics

10+ years of previous business and compliance experience with progressively more responsibility and exposure to senior and executive level management, including 8+ years experience in ethics and/or traditional corporate compliance functions

Familiarity with Ethics-related legislation, such as the United States Sentencing Guidelines, the Sarbanes-Oxley Act, the Foreign Corrupt Practices Act, the Federal Bank Bribery Law, Regulation O, the UK Anti-Bribery Act, related case law and best practices.  Practical experience with risk management concepts in the financial services industry

Understanding of attorney-client privilege, investigative and interview skills, and the ability to manage controversy without bias and to all parties.  Ability to quickly assimilate information relating to complex issues, maintain poise, demonstrate political savvy in dealing with sensitive investigations

Working knowledge of Control Room functions, with an understanding of securities laws and insider trading, information barriers and Chinese Walls, and material non-public information

Tact, diplomacy, and the ability to use discretion when making decisions, be creative and innovative in problem solving, and exercise good judgment

Demonstrated ability to multi-task, work independently and in team settings, and deliver results

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382674]]> Tue, 10 Jan 2012 14:00:00 GMT 2089494-Boston-Risk-Management-and-Compliance
Citizens Financial Group, Inc. seeks a Quantitative Analyst, Model Validation for its Boston, MA location.
 Duties: Perform validation of quantitative financial models using algorithms, regression and multivariate regression analysis, time series analysis, value-at-risk modeling, stochastic modeling, optimization, cross validation, and computational model/variable selection techniques using SQL, SAS, Matlab, Eviews, S+, R and MS Access. Apply programming to perform data analysis, risk modeling and forecasting. Review and validate scenarios for complex analysis using techniques such as Monte Carlo simulation, Principal Component Analysis, and non-linear programming. Review and validate existing quantitative methodologies used to price financial products such as deposit, loan, and interest rate products. Apply statistical theory testing, model testing and model validation, including validation of term structure and yield curve forecast, interest rate risk measurement, and pricing strategy, to advise internal departments and business units on quantitative methodology issues regarding database information, statistical analysis and quantitative modeling techniques for customized bank production processes. 
 

Qualifications

Must have Master’s degree in Statistics, Quantitative Finance or closely related, plus two (2) years of experience in position offered or related quantitative modeling position.  Full term of experience must include applying quantitative modeling techniques in customized bank production processes; utilizing SQL, SAS, Matlab, Eviews, S+, R, and MS Access to perform data analysis, risk modeling and forecasting; and applying statistical techniques, including algorithms, regression and multivariate regression analysis, time series analysis, value-at-risk modeling, stochastic modeling, optimization, and Monte Carlo simulations. 
 

Other Information

Direct applicants only

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382468]]> Wed, 04 Jan 2012 14:00:00 GMT 2076523-Boston-Risk-Management-and-Compliance
Engage current and potential customers in the aisles, at the check-out counter, and at the front door of the host retail partner.

Set prospect meetings at initial contact or through proactive follow-up to gain an understanding of customer’s unique banking needs.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Accurately conduct teller credit and debit transactions in compliance with established bank policies and procedures. Prepare daily proof record and maintain an acceptable difference record.

Work non-traditional schedule including nights and weekends.


Qualifications

High School degree or equivalent required

1 year sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   30


Work Schedule:    Varies, will include a rotating evening and weekend schedule
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382640]]> Tue, 03 Jan 2012 14:00:00 GMT 2073716-Boston-Citizens-Banker
Manages all functions and staff of a Tier I branch. Accountable for maximizing branch revenues, sales, customer satisfaction, branch staffing, and minimizing operating losses. Deploys resources to optimize individual and team performance. Responsible for branch compliance with bank policies, procedures, and operational integrity. Prioritizes, manages, and communicates promotional campaigns and product initiatives. Conducts cold calls on prospective small business customers. Maintains and develops relationships with existing small business customers. Creates and manages to branch business plan. Represents bank in local community organizations. Conducts performance reviews for staff. Coaches and trains staff as needed. Reports to Regional Manager.
 

Qualifications

High School degree or equivalent required


Associate's or Bachelor's degree preferred


4 years sales management experience


Proven ability to manage franchise profit and loss objectives


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Varies, will include Saturday hours.
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382597]]> Wed, 28 Dec 2011 14:00:00 GMT 2064827-Boston-Retail
Accurately conducts all credit and debit transactions in compliance with established bank policies and procedures. Keeps proper cash supply on hand and prepares daily proof record while maintaining an acceptable difference record. Delivers excellent service to all bank customers. Meets teller sales referral goals and actively participates in sales promotions. May refer customers to other bank staff for problem resolution. Position reports to Teller Manager.
 

Qualifications

High School degree or equivalent required


6 months of previous cash handling experience required


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment
 

Hours and Work Schedule

Hours per Week:   37.5


Work Schedule:    Varies, will include Saturday hours.
 

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382596]]> Tue, 27 Dec 2011 14:00:00 GMT 2062383-Boston-Citizens-Teller
The incumbent will develop and manage Trade Finance relationships with multinational corporations or financial institutions with complex and sophisticated trade finance needs.  The Senior Global Trade Finance Advisor will be aligned with a team of relationship bankers to aggressively develop traditional trade, trade finance and supply chain financing solutions which deepen the existing client relationship with the bank and position the bank as a key strategic partner in meeting the client’s international trade and working capital needs.  This position may cover additional industry sectors/clients and provide support/mentorship to other GTF Advisors.
Key Responsibilities:



Strongly demonstrate ability to understand a client’s working capital needs and to convert that understanding into value added solutions that are strategically important to the client and the bank

This position will be responsible largely for industry sectors and/or may include very large corporates as well as platinum, silver and gold clients of the Group who are typically managed by the GBM division.

Aggressively drive new business acquisition by deep selling Trade Finance solutions to existing un/under-penetrated clients and acquiring new clients within the targeted industry sector

Manage existing relationships to ensure client satisfaction and retention while maintaining appropriate returns

Ensure appropriate structuring of trade related solutions to meet all risk related requirements of the bank

Develop strong knowledge and understanding of the assigned industry sector and clients/prospects within that sector

Work in partnership with Relationship Bankers and other product group salespeople to develop strategic account plans and to drive business acquisition efforts

Work closely with cross-functional business partners (Trade Advisory, Implementations, Product, Service, Manufacturing, Network partners) to deliver solutions to the client

Identify and communicate opportunities for additional cross sell of other GTS products (domestic cash, international cash, deposits, FX, merchant acquiring, etc.)

Represent the bank at industry conferences, road shows, seminars, etc.

Deliverables:



The incumbent must maintain a high level of credibility and be viewed as a trusted advisor and “subject matter expert” both with clients and inside the bank

Develop and deliver presentations and proposals to internal and external clients

Provide input to Marketing and assist with development of materials, standard presentations, etc.

Work to maintain/improve Global Trade Finance’s standing in TRI*M survey, industry polls, etc.

Manage sales pipeline to deliver consistent performance against metrics (mandates won, pipeline turnover, etc.)

Generate a minimum of $1.25mln in new GTF revenue annually

Build strong working relationships and collaboration with Relationship Banking teams



Incumbent will provide input to various decision-making authorities within the bank (i.e. capital and credit committees)

Participate in committees within the business and across business lines, recommend and implement changes to policies/procedures

Make pricing recommendations based upon full understanding of market dynamics and client needs

Full responsibility for planning effective calling effort in conjunction with relationship banking teams

Prudently manage expenses within guidelines of Group
 

Qualifications

8 to 10 years of experience in developing creative, value added credit related solutions to clients in trade, lending or structured trade finance


Proven track record of new business generation and achievement in Revenue growth targets


Strong understanding of Credit, Traditional Trade, Trade Finance and Supply Chain solutions


Strong and aggressive sales/business development skills


Strong call planning, pipeline management and execution capabilities


Ability to quickly establish high credibility with internal business partners and client.


Self Motivated/Self Starter Individual


Strong advisory and consultative skills


Leadership and effective communication skills


International work experience is a plus
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382084]]> Thu, 22 Dec 2011 14:00:00 GMT 2055335-Boston-Corporate
Citizens Financial Group, Inc. seeks a VP, Senior Manager–Quantitative Analysis, Riskfor its Boston, MA location.
Duties: Serve as a departmental leader with regard to development and execution of all aspects of quantitative and econometric credit risk modeling.  Work with stakeholders throughout the Bank to ensure that model inputs and outputs are appropriate for their purpose. Support the creation of empirical solutions to quantitative problems within multiple financial areas of the bank. Manage the development of expected loss models and quantitative credit risk models for consumer, business banking, and commercial portfolios within the Credit Risk Analytics department. Ensure retail and wholesale quantitative credit risk models are compliant with regulatory and accounting requirements and provide credible management information to support business decisions. Optimize statistical, mathematical, and other predictive models utilizing econometric regression analysis, statistics and statistical software such as SAS or Stata in order to advance projects and initiatives. Integrate accounting criteria, including FAS 5 and FAS 114, and regulatory criteria, including Basel II, to develop quantitative risk models which drive decision-making and operational efficiencies. Produce and present all aspects of model documentation and economic research to regulators, internal and external auditors, validation teams, and RBS model testing staff to demonstrate accuracy and compliance with regulatory and accounting stipulations as well as with RBS Group modeling standards. Collaborate with Department’s senior staff to determine appropriate econometric techniques, documentation requirements, presentation approaches, and quality assurance strategies to validate credit risk models. Lead internal peer review and training sessions of colleagues to ensure internal quality control and engagement.  
 

Qualifications

Must have Bachelor’s degree in Economics, Finance or related, followed by five (5) years of progressive experience in the position offered or related quantitative modeling position.  Full term of experience must include performing quantitative and econometric modeling and economic research for banking products; presenting related results; and utilizing econometric regression analysis, statistics and statistical software such as SAS or Stata. At least 1 year of required experience must include managing credit risk modeling projects. 
 

Other Information

Direct applicants only.

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382418]]> Mon, 19 Dec 2011 14:00:00 GMT 2047114-Boston-Risk-Management-and-Compliance
Engage current and potential customers in the aisles, at the check-out counter, and at the front door of the host retail partner.

Set prospect meetings at initial contact or through proactive follow-up to gain an understanding of customer’s unique banking needs.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Accurately conduct teller credit and debit transactions in compliance with established bank policies and procedures. Prepare daily proof record and maintain an acceptable difference record.

Work non-traditional schedule including nights and weekends.


Qualifications

High School degree or equivalent required

1 year sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week: 40


Work Schedule: Varies, will include a rotating evening and weekend schedule

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382378]]> Thu, 15 Dec 2011 14:00:00 GMT 2037044-Boston-Citizens-Banker
Responsible for validate all aspects of models including retail or wholesale credit risk models, underwriting scorecards, liquidity and operational models, valuation and pricing models, and customer and marketing segmentation models. Models are critical tools to make strategic decisions, to underwrite credit, to measure and control credit, market, liquidity, and operational risk, to value exposures, instruments, and positions. Models and scorecards are created and validated using rigorous statistical methodology.
 The incumbent must be able to fully analyze and critique models, understand their application, conduct necessary sensitivity analysis, backtesting, and benchmark studies, independently report findings and defend the model strengths/weaknesses.  The incumbent must be able to understand and handle the qualitative and quantitative data process and data mapping, to document the internal and external data sources, and to report data deficiencies.  
 The incumbent must possess both strong quantitative technical skills and banking practice experience.  And will communicate with Senior Management as well as RBS, Regulators and Internal/External Auditors.
 

Qualifications

Minimum 7 years of work experience within a financial institution;

PhD preferred, Strong understanding of Credit, Market, liquidity and Operational risk models, valuation and pricing models, VaR, PFE, and CVA simulations, and quantitative techniques;

Knowledgeable about Basel II A-IRB requirements and approaches;

Strong knowledge of banking products and practices;

Understanding of modeling tools (e.g. SAS, Excel, Matlab, Visual Basic. Also familiarity with external data sources such as SNL, KMV and other Econometric data;

Strong written and oral communication skills;

Develop reporting suite to communicate findings and monitor activity

Benchmark validation practices with internal and external sources

Interact with CFG model design group, RBS model oversight groups and resolve issues, as appropriate

Work with Regulators, internal Audit and external auditors

Ability to adapt to changing priorities

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382350]]> Wed, 14 Dec 2011 14:00:00 GMT 2036448-Boston-Risk-Management-and-Compliance
This position manages the model validation process across the CFG franchise. Models are critical tools to make strategic decisions, to underwrite credit, to measure and control credit, market, liquidity, and operational risk, to value exposures, instruments, and positions. Models and scorecards are created and validated using rigorous statistical methodology. The Director of Model validation must be able to fully analyze and critique models, understand their application, independently report findings and defend the model strengths/weaknesses. The Director must possess both strong quantitative technical skills and banking practice experiences.  The Director must manage and develop a staff of quantitative analysts who will perform necessary testing. Good communication skills are also required to address the various parties who rely on this work.  The Director will communicate with Senior Management as well as RBS, Regulators and External Auditors.
 
 

Qualifications

Minimum 10-15 years of work experience within a financial institution;

PhD preferred, Strong understanding of Credit, Market, liquidity and Operational risk models, valuation and pricing models, VaR, PFE, and CVA simulations, and quantitative techniques;

Knowledgeable about Basel II A-IRB requirements and approaches;

Strong knowledge of banking products and practices;

Understanding of modeling tools (e.g. SAS, Excel, Matlab, Visual Basic. Also familiarity with external data sources such as SNL, KMV and other Econometric data;

Strong written and oral communication skills;

Direct quantitative analysis of models and scorecards to properly validate appropriateness and application

Provide program and project management expertise

Recruit and develop quantitative analysts

Develop reporting suite to communicate findings and monitor activity

Benchmark validation practices with internal and external sources

Interact with CFG model design group, RBS model oversight groups and resolve issues, as appropriate

Work with Regulators, internal Audit and external auditors

Ability to adapt to changing priorities

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382351]]> Wed, 14 Dec 2011 14:00:00 GMT 2036440-Boston-Risk-Management-and-Compliance
Seeking Credit Analyst/Associate with 2-5 years' credit experience, superior modeling skills and formal credit training for middle-market Sponsor (Private Equity) Finance business. Provides modeling, underwriting and company and industry due diligence for new loans.  Assisting team with credit approvals and closing of loans. Assisting Portfolio Managers/Bankers to monitor and service a portfolio of closed loans.  Interact with customers to address non-routine servicing matters or other risk related issues. Assist team with cross-selling opportunities.  Produce pitch books and other client focused materials.   Diligent and timely execution of work product.  Effective communications and influencing skills.  Strong credit acumen.   Ideal candidate needs to be a hard charging, self starter with energy and drive to successfully complete tasks on abbreviated timelines.  Demonstrated strong desire to succeed and drive business.  This position is located in Boston.
 

Qualifications

2+ years of successful commercial lending experience with relevant institution, commercial bank or investment bank. 
Leveraged lending experience required.  
Successful completion of a formal commercial credit training program or equivalent experience. 
Advanced analytical, loan structuring, underwriting and other skills. 
Ability to perform at a high level in a team environment. 
Proven track record of success (undergrad/current employ).
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382329]]> Tue, 13 Dec 2011 14:00:00 GMT 2034322-Boston-Finance
Engage current and potential customers in the aisles, at the check-out counter, and at the front door of the host retail partner.

Set prospect meetings at initial contact or through proactive follow-up to gain an understanding of customer’s unique banking needs.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Accurately conduct teller credit and debit transactions in compliance with established bank policies and procedures. Prepare daily proof record and maintain an acceptable difference record.

Work non-traditional schedule including nights and weekends.


Qualifications

High School degree or equivalent required

1 year sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   20
Work Schedule:    Varies, will include evenings and weekend schedule 
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382294]]> Sun, 11 Dec 2011 14:00:00 GMT 2028558-Boston-Citizens-Banker
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65/66, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382263]]> Sun, 11 Dec 2011 14:00:00 GMT 2028533-Boston-Finance
This senior attorney will support the Consumer & Business banking businesses, specifically supporting the Executive in charge of the Marketing, Fair Lending and the Mortgage businesses.
Specific responsibilities will include but are not limited to the following:



Lead review of marketing materials and disclosures

Provide support and analysis of potential UDAP issues

Review the servicing of consumer products from a UDAP perspective

Assist in the management of a fair lending program

Provide ongoing legal representation on the fair lending team

Provide ongoing management of the fair lending credit policy

Assist in responding to potential fair lending complaints

Assist in the development of a more streamlined customer compliant process


Qualifications

JD with 10+ years of related experience with a top law firm or financial services company

Strong knowledge of the legal and regulatory framework governing banks

Excellent written and verbal communication and interpersonal skills

Experience working with all levels of senior management

Ability to work as a team member, maintain project timelines, manage and prioritize multiple legal initiatives and commitments


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382244]]> Thu, 08 Dec 2011 14:00:00 GMT 2028560-Boston-Legal
This Sr. Counsel position will exist to provide legal support to the Retail Bank Executives and to act as a team leader for the Retail Legal team.
Specific responsibilities will include but are not limited to the following:



Provide legal advice to the Retail Bank Executives

Provide ongoing support for retail deposit products

Advise on compliance with Reg E and the UCC

Assist on an overdraft strategy

Assist on implementation of Dodd Frank changes

Manage the Retail Banking Legal team

Streamline Legal response to Branch calls, subpoenas and levies


Qualifications

JD with 10+ years related experience with a top law firm or financial services organization

Strong knowledge of the legal and regulatory framework governing banks

Excellent written and verbal communication and interpersonal skills

Experience working with all levels of senior management

Ability to work as a team member, maintain project timelines, manage and prioritize multiple legal initiatives and commitments


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382252]]> Thu, 08 Dec 2011 14:00:00 GMT 2028514-Boston-Legal
The CCO Internal Wholesaler is responsible for partnering with Financial Consultants and Sales Managers, creating new and managing existing relationships with representatives to increase participation in all products throughout the given territory.  This is accomplished through a consultative sales approach providing financial insight and product information via the telephone, so Financial Consultants can effectively offer these products to their clients. This position requires an individual that has a sales focus with excellent phone skills, strong work ethic and a competitive drive to succeed.  
A successful candidate will:
Make proactive sales calls on a daily basis with existing Financial Consultants and Sales Managers to strengthen relationships and find selling opportunities.  This includes sales campaigns, new business, follow-up meeting calls, and others as directed.  Identify and convert representatives into producing representatives. 
Answer complex inquiries related to products, sales and marketing techniques, commissions, interest rates, etc.
Work closely with the Sales Management to develop and execute an appropriate business plan to maximize territory sales.
Perform initial and ongoing due diligence on our product providers to ensure they comply with our partner standards.  Communicate and provide solutions to senior management when issues arise.
Obtain a full understanding of the competitive product landscape and recommend products and providers that could help grow the business.
Track and report progress on sales activity.
 

Qualifications

7+ years of financial services sales experience.
FINRA Series 7 & 63 licenses
Bachelors degree or equivalent work experience.
Must have the ability to work in a challenging and collaborative environment.
Possess a strong desire to win.
Possess excellent oral and written communication skills.
Possess excellent interpersonal and customer service skills.
Proven ability to pay attention to detail and multi-task.
Must have strong relationship building skills.
Must be a detail-oriented, well-organized self-starter with high energy and creativity.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382021]]> Thu, 24 Nov 2011 14:00:00 GMT 1984646-Boston-Sales-and-Service
The RBS group incorporates a diverse range of businesses, and an impressive portfolio of leading brands. Together, they span the globe and extend to practically every corner of the financial services sector.  With a challenging year comes opportunity. As a business, RBS has a strategic plan in place to rebuild our brand, build on our strengths and take our business forward once more. As the future leaders of RBS, ambitious graduates like you will clearly have an important part to play in this process.  Which is why there’s never been a more exciting time to join!

A market leading division Created in February 2008, Global Transaction Services (GTS) is a leading, transaction banking services provider and a significant core business for RBS.  GTS is a diverse business that works with clients globally. We have an award winning product range and work with a number of partner businesses within RBS to provide a first class service. RBS is the number five transaction bank in the world with representatives in over 30 countries

We provide clients with innovative and tailored transaction solutions to help them move monies around the world, manage their cash flows and minimize the risk of dealing with importers and exporters in a multitude of countries. Our comprehensive range of services includes:

• Liquidity management


• International and domestic payment services


• Trade finance and risk management


• Merchant acquiring


• Commercial card services

Management Associate Program

Our Management Associate Program will give you an overview of the various businesses within GTS, and how they interact with the wider RBS organization. You’ll also have the chance to build and develop a network across the GTS division. In terms of specific training, we’ll expect you to develop an understanding of the technical language we use on a daily basis, and to learn about our complex suite of products.  We have a range of specific training tools to support you.

Program highlights

• Business-sponsored activities and events that create opportunities to network with RBS professionals


• The Program will be 18-24 months in duration and encompass three major components:  (1) on-the-job rotational assignments, (2) a learning and development curriculum, and (3) executive-level sponsored projects.


• On-the-job rotational assignments will consist of opportunities in 3-5 areas of the business including Business Development, Client Services, Implementation, MIS/Pricing, Operations, Product Advisory, and Sales as business need dictates. 


• The Management Associate will gain exposure to a wide range of real-life work situations to build their business knowledge. 


• Executive-level projects will be assigned to the associate as a final element of the Program.  This element is designed to give the associate exposure to critical business issues, how decisions are made at senior levels, and mentorship by executives.
 

Qualifications

Education

BA/MBA candidates with strong collegiate performance


Demonstrated track record of accomplishments

Skills and abilities

Committed to learning


Detail-oriented, motivated, and hard working individuals


Team player, communication, and interpersonal skills


Previous sales experience desirable


Customer centric focus


Ability to critically solve problems


Solid leadership abilities


Effective verbal and written communications skills


Internship or practical work experience, sales experience a plus


Motivation to succeed and seeking a long term career


Demonstrated track record of achievement


Initiative/drive


Good analytic skills


Adaptability/flexibility
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

381994]]> Tue, 22 Nov 2011 14:00:00 GMT 1989291-Boston-Corporate
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

381740]]> Wed, 09 Nov 2011 14:00:00 GMT 1944496-Boston-Finance
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

381741]]> Wed, 09 Nov 2011 14:00:00 GMT 1944495-Boston-Finance
Function/Deliverables:  


1. Participate in development and execution of credit Economic Capital models for the Bank’s lending portfolio.
• Analyze correlations, concentrations, and rating migrations
• Working in partnership with and providing support to other members of the Portfolio Analytics team, other functional teams, and external entities such as Treasury and business lines
 2. Support the development of sector/industry risk assessment methodologies and quantitative measurement techniques for credit risk exposures and structured products;
• Develop credit risk simulation models, build pricing methodologies to be applied to wholesale exposure, retail exposures and structured assets
• Evaluates portfolio credit exposure and data trends for CFG’s Wholesale and Retail portfolios
• Maintain large data sets using advance statistical/modeling tools, i.e. SAS, R, Stata
• Working with appropriate parties to resolve or remediate data quality issues.
• Partner with other team members in developing valuation and credit specific models
• Contribute to implementation of quantitative models for forecasting, stress testing and scenario analysis
• Maintain, review, and adhere to organization’s credit policy; verifying the integrity of the underlying data; constant monitoring and validation of the underlying theories and methodologies
• Support implementation of third party vendor solution tools for credit risk
• Prepare ad-hoc risk quantification projects at the request of management
• Participate in peer review sessions and maintain awareness of new advances in credit risk modeling techniques to ensure the application of best practices to CFG credit risk models
• Assure quality and leading-edge nature of work by helping to solve problems faced by others.
 

Qualifications

Required: Master’s Degree in Statistics, Economics, Mathematics


Preferred: Ph.D. Degree in a quantitative field
5-6 years of experience in financial modeling and analytics.
• Modeling/analytical internship experience with commercial banks or financial institutions.
• High interest in business and banking and with commercial banks’ products, operations and credit processes.
• Background and knowledge of the Basel rules and regulations
• Understanding of compliance and implications of Basel, FDIC, Federal Reserve regulatory frameworks as well as U.S. and International accounting standards.
• Strong knowledge of financial, mathematical, and statistical theory and practice. Particularly knowledge of option valuation, portfolio theory, stochastic processes and time series analysis. Ability to translate research into usable, value-added tools and information.
• Knowledge of vended tools such as KMV Portfolio Manager, Risk Frontier, Risk Metrics, BondStudio, QRM is a plus
• Good understanding of credit risk models and tools,
• Strong knowledge of statistical software packages; previous experience in data mining
• Demonstrated experience / expertise in problem solving are required.
• Extensive understanding of relational databases and ability to effectively utilize statistical software – SAS, Stata, and R.
• Advanced programming knowledge in C, C++ or Excel VBA is helpful.  Knowledge of Matlab, Splus and relational databases are a strong plus
• Very good communication (both verbal and written) skills
• Motivated and able to work independently and in a team environment.
• Positive attitude and demonstrates initiative and persistence.
• Good listening and interpersonal skills.
• Should possess unquestionable honesty and integrity, and intellectual curiosity.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

381509]]> Mon, 07 Nov 2011 14:00:00 GMT 1919443-Boston-Corporate
Overall responsibility for daily operations, including management of Teller (including Teller Manager) and Customer Service staff of a Tier I branch. Provide sales leadership to ensure franchise growth through personal example and regular monitoring of team sales results. Under guidance of Branch Manager may hire, fire, review, and counsel staff. Reviews teller work schedule. Schedules Bankers/Customer Service Representatives to ensure adequate coverage. Responsible for keeping branch in compliance with all bank policies and procedures and prepares branch for internal audits. Monitors branch service quality levels and coaches staff to achieve appropriate levels. Responds to complex customer complaints and questions. Coordinates special events such as Customer Appreciation Day. Opens and/or closes branch. Reports to Branch Manager.
 

Qualifications

High School degree or equivalent required


Associate's or Bachelor's degree preferred


3 years sales and service experience


Supervisory experience required


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:  Varies, will include a rotating evening and weekend schedule
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
381212]]> Wed, 19 Oct 2011 16:00:00 GMT 1919481-Boston-Retail
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380917]]> Tue, 11 Oct 2011 16:00:00 GMT 1855962-Boston-Finance
Solicit, develop, and service a wide variety or secured commercial loans and lines of credit. Negotiate loan requests and approves credits within give credit authority. Analyze and underwrite new business transactions and increases/changes to existing relationships. Present credit offerings to senior management after careful review. Respond knowledgeably and confidently to management questions and requests for information. Represent all areas of the company to the customer base and be fully knowledgeable and conversant about varied financing options, cash management and other products and services so that he/she is able to assist customers in obtaining a full array of the bank's services. Incumbents are typically responsible for loan portfolios with total commercial loan assets of $50MM to $100MM.

Qualifications

Bachelor's Degree in Finance or MBA preferred.


Formal credit training.


Minimum of 5 years experience in Asset Based Lending.


Highest level negotiation skills.


Strong marketing and sales skills.


Excellent verbal and written communication skills required.

Other Information

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Business Capital to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
373234]]> Wed, 09 Feb 2011 14:00:00 GMT 1213541-Boston-Lending