http://cfgcareers.com/boston-jobs en
A Credit Analyst supports a specified group of Portfolio Managers (“PM”) by preparing analysis of commercial real estate sponsors, borrowers, guarantors and projects for commercial real estate loans.
They complete written summaries of projects, market research, financial statement analysis and industry issues to be used in credit approval and annual review documents. They may also prepare relationship data for existing commercial customers.
The Credit Analyst will perform some analysis and modeling functions and can prepare the initial draft of the credit approval memorandum (“CPS”)from beginning to end for straightforward loans.
They will also be responsible for supporting activities associated with credit file maintenance, compliance and annual review activities for assigned credits contained in one or more portfolios.

Qualifications

Bachelor’s Degree
1-2 years previous experience
A developed level of knowledge associated with financial analysis and modeling. Some knowledge of commercial real estate is desirable.
The ability to conduct preliminary customer/prospect analysis to include thorough research and analysis of market data and trends, Sponsor analysis, Borrower’s operating history and repayment capacity, and other critical factors related to the financing that will be considered as part of credit decision making.
Understands and applies credit policy, identifies situations that may require policy exceptions and can make recommendations that mitigate credit risks or remedy possible exceptions.
Effective verbal and written communication skills and ability to communicate internally as well as with customers directly on financial analysis or account management issues.
Interacts directly with PM’s and Relationship Managers and is able to field and answer questions related to financial analysis and interpreting financial statements from other Credit Analysts.
Equivalent work experience or completion of formal credit training program and up to 2 years of applied financial analysis working with straight forward to moderately complex credits in a commercial banking environment will be considered as alternative to formal degree program completion.
In addition to using various word processing and spreadsheet programs, exhibits ability to conduct internet search and market research related to borrower and, ideally, has experience with Argus modeling.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386625]]> Mon, 21 May 2012 16:00:00 GMT 2452770-Boston-Corporate
The ideal candidate will function as a Senior Teradata Logical Data Architect, participating in the design and implementation of Teradata FSLDM that can support the ongoing company growth. The successful candidate should have the combination of education and experience that provides the basis for delivering the necessary job functions, skills, and knowledge as described in this job description.



Architecting and implementing high quality Data Warehouse solutions using company approved platforms such as Teradata. Must be aware of migration and implementation plans that address both tactical and strategic needs.

Define and govern Teradata FSLDM logical model and data warehouse best practices and standards to include software development practices, design styles and software deployment. Analyze technologies, technical processes and/or functions, document findings, identify areas for improvement and create specifications and implement.

Provide strategic direction to the organization by creating reference architectures and defining governance for the overall Teradata deployment strategy.

Mentor other team members on new and existing technologies and help guide the Teradata development process.

Design and normalize the logical data model to third normal form.

Facilitate the discovery of entities, attributes, relationships, and business rules from the functional experts and the user community.

Develop and manage data models and associated metadata for the enterprise.

Recommend and establish standards, guidelines, and procedures for design and maintenance.


Qualifications

Expert knowledge of Teradata Architecture

Expert knowledge of Teradata FSLDM

Expert knowledge of data warehouse and relational data modeling design

Expert knowledge of Erwin tool

Experience with Data Analysis and Data Profiling

Experience with Teradata, Oracle, SQL Server, DB2 UDB and DB2 Mainframe.

Knowledge of Banking and Financial Services

Knowledge of ETL and Business Intelligence

Ability to write clear documentation of procedures, and ability to write specifications for data models to be developed.

Extremely detail-oriented and able to follow clear methodologies for troubleshooting and development.

Ability to support and work within standard software development life cycle practices.

A minimum of 7 years experience providing data modeling architecture/administration/development in a Fortune 500 company.

3-5 years of experience with Teradata FSLDM & Data Warehousing

Additional 3-5 years working in another role within a data warehouse team, such as business/data analyst, quality assurance analyst, or ETL developer.

Experience with SAS Business Intelligence and/or Oracle Business Intelligence is a BIG plus

B.S. in Computer Science, MIS or Electrical Engineering or a related quantitative discipline.

Graduate degree in Business, Computer Science or a related quantitative discipline is a BIG plus.

Personal skills: Possess a strong work ethic, self-starter, creative, a focus on customer service, possess a high level of energy, enthusiasm, have strong oral and written communication and people skills, team player, strong organizational skills, and the ability to multi-task, commitment and appreciate the application of technology in support of our business.

Banking or financial reporting experience helpful.


Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386481]]> Mon, 21 May 2012 16:00:00 GMT 2452768-Boston-Corporate
Develop strong marketing strategy for the Asset Based Lending Division including calling on referral sources and target companies in the Northeast region. Originate and close on a minimum of three to five transactions each year. Achieve annual new commitments closed of $100 million. Cross-sell other bank products including cash management, FX, interest rate hedging and capital markets capabilities.

Qualifications

BA (MBA a plus) in Business, Accounting or Economics and at least 8 years experience in structuring, syndicating, and successfully closing structured commercial finance transactions.


Strong industry knowledge and contacts.


Ability to work independently and build trusting working relationships.


Sound business judgment and ability to properly assess and qualify asset based lending opportunities.


Excellent communication, analytical, and writing skills.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Asset Finance, Inc. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386702]]> Sun, 20 May 2012 16:00:00 GMT 2448295-Boston-Lending
The primary responsibilities of the Credit Services Analyst I position is to accommodate and support business line requests from both commercial lending and credit risk communities throughout the CFG footprint, including accurate and complete spreading of business financial statements, on-line industry, company and economic research , attendance at Credit Approval Forum, Watched Asset Review Meetings, GRG SCRs and GRG Div PER and general administrative duties supporting the delivery of services throughout the CFG footprint.

Qualifications

Requires a Bachelor's degree in Finance, Accounting, Economics or Math; or 4+ years of equivalent work experience;


General working knowledge and understanding of accounting and finance terminology;


PC literate with strong word-processing and spreadsheet skills required;


Strong communication and organizational skills with the ability to prioritize multiple tasks in a time sensitive environment;


Flexibility and a willingness to assume responsibilities for projects and tasks as assigned by the department head.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386670]]> Thu, 17 May 2012 16:00:00 GMT 2441289-Boston-Risk-Management
Credit Analysis and Reporting Deliverables :



Accommodate and support business line requests from both commercial lending and credit risk communities throughout the CFG footprint, including all administrative functions for the quarterly Watched Asset Review process, periodic portfolio reviews and Business Unit Risk Management.

Assist with portfolio review objectives related to specific segments including, but not limited to, Large Exposures, Single Name Concentration Breaches, Leverage Lending, Sponsor Owned Corporations, Franchise Lending, Watch List credits and Watched Asset Review meetings;

Requires an ability to draft and generate ad-hoc and canned reports using existing relational databases to support the various activities of the department as well as incorporation of available technologies to improve efficiencies.

Training Initiatives:



Help to manage training initiatives related to the Portfolio Review Event and Financial Statement and Covenant Tracking modules.

Assist with supervision of staff responsible for the transcription of Minutes for Complex Commercial Transactions to Support Credit Approval Forum, Watched Asset Review meetings, GRG SCRs and GRG Divisional PER:

Assist with New Employee and Ongoing Staff Training including the training of new employees and on-going training of staff for Credit Services functions

Secondary activities include:



Accurate and complete spreading of business financial statements, on-line industry, company and economic research , attendance at Credit Approval Forum, Watched Asset Review Meetings, GRG SCRs and GRG Div PER and general duties supporting the delivery of services throughout the CFG footprint. Heavy project involvement should also be expected.

Independently work on Risk Management projects as requested by management.

Requires an understanding of key lending and credit terminology used during the discussions as well as the ability to communicate effectively, in writing, the relevant discussion points in a clear and concise manner.



Qualifications

Accounting, finance or business degree preferred OR a non-accounting degree from a top-tiered school

Excellent communication and interpersonal skills; exemplary writing skills; ability to multi-task in a fast- paced environment; organizational skills and ability to prioritize responsibilities; familiarity with MS Office suite and relational databases.

Educational experience OR 4+ years of equivalent work experience.



Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386671]]> Thu, 17 May 2012 16:00:00 GMT 2441290-Boston-Risk-Management
The responsibilities of the Credit Services Manager include reporting and analytics related to the commercial credit portfolio. This position also accommodates and support business line requests from both commercial lending and credit risk communities throughout the CFG footprint. The incumbent will use system tools to assist in data mining, projects and reporting and analysis.
Responsibilities & Duties:



Design and build custom reports using Microsoft SQL Server, SQL Reporting Services and MS Access and to assist in user acceptance testing of in-house developed web-based applications.

Assist with the design and creation of databases and reports for the Portfolio Credit Risk Management department and business line units.

Serve as liaison between IT development and the various business units within CFG by providing technical guidance and training to the user community on these applications.

Conduct varied analysis of the commercial portfolio, including, but not limited to, comparisons to external market influences, comparison to independent rating agencies, Single Name Concentrations, and Hold Limit Exceptions. Ongoing reporting includes Credit Authority Framework and Single Name Concentration as well as Large Exposures. Independently work on Risk Management projects as requested by management.

Project involvement is expected.



Qualifications

5+ years experience, or degree equivalent, working in an applied application development environment; knowledge of Microsoft SQL Server and Transact-SQL, SQL Reporting Services and MS Access required. Familiarity with Visual Studio a plus;

Excellent writing and presentation skills;

Familiarity with bank accounting terms and concepts a plus;



Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386669]]> Thu, 17 May 2012 16:00:00 GMT 2441300-Boston-Risk-Management
The Model Validation Group (MVG) performs independent review and validation of models throughout Citizens Financial Group (CFG). These models/approaches are used throughout the bank to determine capital requirement (Basel II and Economic Capital), credit risk parameters (PD/LGD/EAD), pricing and profitability, loan loss reserves, and risk measurement of other risk types including operational and market risk. In addition, the MVG is also responsible for creating and implementing a company-wide framework to management model risk throughout model lifecycle across all business areas at Citizens Financial Group. The model validation and model risk management activities are under the regulatory guidance of OCC 2011-12 and related U.S. Basel II Final Rule. This role reviews and validates Basel II PD/LGD/EAD and other financial models used in CFG retail/wholesale banking area. The role holder will perform technical analysis, write comprehensive validation document, and review the work of more junior staff members.
Key responsibilities of this position include:
1. Execute model validation plans through statistical testing, estimation, logic and accuracy checks of models. Write summaries of work done and results obtained to ensure clear and succinct documentation of the conclusions on model or calculation tool performance. Collaborate with senior members of the department to complete and present documentation to review / approval committees;
2. Analyze and challenge data used in model development to ensure its relevance and representativeness for model in use and to be implemented;
3. Develop creative approaches to display data trends, results of model validation and analysis (e.g., tables, graphs, etc.) to effectively communicate findings. Present results to other modeling and RBS group model review staff to influence modeling decisions and approaches;
4. Assure quality and leading-edge nature of work by helping to solve problems faced by others. Participate in peer review sessions and maintain awareness of new advances in credit risk modeling techniques to ensure the application of best practices to CFG credit risk models; and
5. Develop strong relationships with managers in the businesses and in analytics functions within CFG.

Qualifications

Masters or Ph.D. degree in finance, economics, statistics or other quantitative fields. 3-5 years of modeling/analytical experience with commercial banks or financial institutions;
Good business knowledge and familiarity with consumer/small business/commercial banking products, operation and credit processes;
Good understanding of U.S and international Basel II requirements and approaches;
Highly skilled in financial risk modeling, particularly with respect to credit scorecards and Basel II credit parameter models;
Prior experience in delivery of both written and verbal communications to a senior management audience and of developing constructive relationships with a range of different stakeholders;
Capable of undertaking independent research on industry best practices and an ability to integrate these into internal approaches used;
Strong capability in the use of standard, non-specialist software tools incl. Excel, PowerPoint, Word and good working knowledge of SAS/MatLab; and
Very good communication (both verbal and written) skills and project management skills.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386630]]> Wed, 16 May 2012 16:00:00 GMT 2439938-Boston-Risk-Management
This role is responsible for collecting, reviewing, responding, and analyzing data and/or documentation and to ensure compliance with department SLAs, policies, procedures, and/or regulatory and risk requirements in a fast paced environment. May also include the reporting of productivity, quality, and other ad hoc requirements in an accurate and timely manner. This position requires the application of various methods, procedures, and knowledge of the business unit’s product(s) and system application(s).

This role performs routine, analytical review of data and/or documentation which may include customer data and/or review for fraud/risk activities. May assist in developing and implementing policies, procedures, and training materials to maximize efficiency and customer service. May perform other such duties as assigned including trouble shooting operational issues. May train more junior team members. May participate in projects requiring coordination with other teams. May serve as primary contact with vendors and/or other business units. Maintain/create accurate and timely reports and/or documentation with minimal supervision. May perform ad hoc analysis and reporting. Manage competing priorities in an accurate and timely manner. Utilize department specific system applications.

Qualifications

Organization skills


Solid ability to multi-task


Solid customer service skills


Proficiency in PC skills and MS Office


Solid analytical skills


Solid knowledge of department computer applications and systems


Solid written and verbal communication


Capacity to work independently


2+ years, Experience in analysis, financial services industry or business line experience a plus


Associate Degree Preferred

Hours and Work Schedule

Hours per week: 40 - FLEX
Work Schedue: 1:30pm-10:00pm - Inlucding all holidays and weekends

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386579]]> Tue, 15 May 2012 16:00:00 GMT 2437215-Boston-Operations
Working in a team environment, the candidate will analyze, structure, underwrite and present credit recommendations on Asset Based Loan requests and/or modifications. Analyses will include in-depth review of financial statements, projections, and other relevant credit information. Preparation of underwriting documents will also include client exposure strategies, credit risks and mitigants, cash flow repayment analysis, collateral analysis on multiple asset classes, preparation of pricing and risk rating models, and completion of the credit proposal summary in accordance with Citizens Financial Group policy. The position will also include interaction with Bank clients and prospects. The position may include travel primarily for prospect/client meetings and site inspections.

Qualifications

Minimum of 10 years experience in Asset Based Lending.


Bachelor's Degree in Business, Finance, or Economics preferred.


Successful completion of formal credit training preferred.


Experience with Commercial modeling and risk measurement preferred.


Excellent PC skills in Excel and Microsoft Word.


Ability to coordinate multiple projects and satisfy strict deadlines.


Excellent verbal and written communication skills required.


Strong organizational and time management skills required.


Ability to prioritize, multitask, and be a self-starter.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386543]]> Tue, 15 May 2012 16:00:00 GMT 2437224-Boston-Sales-and-Service
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386533]]> Mon, 14 May 2012 16:00:00 GMT 2433745-Boston-Finance
Accurately conducts all credit and debit transactions in compliance with established bank policies and procedures. Keeps proper cash supply on hand and prepares daily proof record while maintaining an acceptable difference record. Delivers excellent service to all bank customers. Meets teller sales referral goals and actively participates in sales promotions. May refer customers to other bank staff for problem resolution. Position reports to Teller Manager.

Qualifications

High School degree or equivalent required


6 months of previous cash handling experience required


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment

Hours and Work Schedule

Hours per Week: 37.5
Work Schedule: Varies, will include Saturday hours.

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386321]]> Sun, 13 May 2012 16:00:00 GMT 2441247-Boston-Retail
Engage current and potential customers to gain an understanding of their unique banking needs.

Set prospect meetings at initial contact or through proactive follow-up.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Hours may include weekends, and evening hours as needed.


Qualifications

High School degree or equivalent required

1 year sales and service experience

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week: 30
Work Schedule: Varies, will include Saturday hours.

How to Apply

Please note: To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application:
https://st5.ercdataplus.com/cit6ins/

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386364]]> Sun, 13 May 2012 16:00:00 GMT 2441291-Boston-Banker
Manages all functions and staff of a Tier II branch. Accountable for maximizing branch revenues, sales, customer satisfaction, branch staffing, and minimizing operating losses. Deploys resources to optimize individual and team performance. Responsible for branch compliance with bank policies, procedures, and operational integrity. Prioritizes, manages, and communicates promotional campaigns and product initiatives. Conducts cold calls on prospective small business customers. Maintains and develops relationships with existing small business customers. Creates and manages to branch business plan. Represents bank in local community organizations. Conducts performance reviews for staff. Coaches and trains staff as needed. Reports to Regional Manager.

Qualifications

High School degree or equivalent required


Associate's or Bachelor's degree preferred


4 years sales management experience


Proven ability to manage franchise profit and loss objectives


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Varies, will include Saturday hours.

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386443]]> Sun, 13 May 2012 16:00:00 GMT 2441230-Quincy-Retail
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386498]]> Sun, 13 May 2012 16:00:00 GMT 2430002-Boston-Sales-and-Service
Engage current and potential customers in the aisles, at the check-out counter, and at the front door of the host retail partner.

Set prospect meetings at initial contact or through proactive follow-up to gain an understanding of customer’s unique banking needs.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Accurately conduct teller credit and debit transactions in compliance with established bank policies and procedures. Prepare daily proof record and maintain an acceptable difference record.

Work non-traditional schedule including nights and weekends.


Qualifications

High School degree or equivalent required

1 year sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week: 40
Work Schedule: Varies, will include a rotating evening and weekend schedule

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386307]]> Sun, 13 May 2012 16:00:00 GMT 2441281-Boston-Banker
The Risk Manager manages all aspects of risk within the business unit, ensuring that risk processes, programs and reports are consistent with corporate direction and policies. This is accomplished by developing, enhancing and maintaining a proactive and robust risk management program and related initiatives. The Risk Manager will ensure that risk processes and programs and internal reports are developed, implemented and effectively administered. Provides regulatory expertise and solutions on complex risk and compliance issues within business unit. Identifies, assesses, implements and communicates regulatory issuances. Reviews policies and procedures for adequacy and accuracy. Complete Control and Risk Assessments for Operational & Regulatory compliance, including tracking, reporting and timely closure of issues in the system of record. Assist business line managers in institutionalizing operational, enterprise and regulatory risk management programs to support the semi-annual control certification as well as audit preparedness.



Manages all aspects of risk within the business unit, ensuring that risk processes, programs and reports are consistent with corporate direction and policies.

Develops, enhances and maintains a proactive and robust risk management program and related initiatives.

Ensures that risk processes and programs and internal reports are developed, implemented and effectively administered.

Provides regulatory expertise and solutions on complex risk and compliance issues within business unit.

Identifies, assesses, implements and communicates regulatory issuances.

Reviews policies and procedures for adequacy and accuracy.

Manage risk management assessment and self monitoring process as well as examination readiness.

Direction: Establishes procedures for attaining specific goals and objectives in a broad area of work. Only final results are reviewed. (Typically applies to a manager or expert/top level professional).



Qualifications

Bachelor Degree required, Master’s Degree preferred

10 + years, Analytical, Compliance, Risk experience, or related experience in the financial services industry.

Project Management Skills

Excellent analytical skills

Excellent writing, verbal and communication skills

Advanced knowledge of MS Word

Advanced knowledge of MS Excel/Powerpoint

In-depth knowledge of regulatory compliance requirements and risk management principles

Excellent interpersonal skills

In depth knowledge of financial services industry

In depth knowledge of regulatory compliance requirements and risk management principles


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386280]]> Wed, 09 May 2012 16:00:00 GMT 2425017-Boston-Corporate
Serve as the technical lead, lead administrator for our BI Center of Excellence (CoE).

Help define, and enforce, BI standards and roadmap, starting with the development, use, and administration of SAS products, which includes Base SAS (v9), SAS Enterprise BI, SAS Grid Manager, SAS Data Quality Solution (DataFlux Data Management Studio, etc.), SAS Scoring and Analytics Accelerators for Teradata, SAS Enterprise Miner, SAS Enterprise Guide, SAS Model Manager.

Manage the SAS architecture resources of the organization.  Ensure data integrity, accessibility, and security.  Job scheduling, workspace structures and user resource/space administration and tracking.  Administers SAS servers and aides in optimizing and trouble-shooting environment. Improves SAS servers’ performance through diagnostics and tuning tools.

Collaborate on the integration of SAS products with other enterprise-standard platforms and tools (e.g. Teradata, CAAutoSys, IBM Tivoli Netcool, Microsoft SharePoint, LDAP / Active Directory, etc.)

Develop reports, charts, dashboards, etc. using the SAS platform’s metrics, audit, and meta data.

Manage the SAS platform and application content through the entire application life cycle management using enterprise standard tools, defining and developing procedures as needed.

Provide insight into SAS tools’ use for BI development and analytics.

Mentorand transfer knowledge/skills to others.

 

Qualifications

A minimum of 5 years in-depth, hands-on, proven experience with the administration and use of the SAS platform components, including a strong understanding ofBase SAS (v9), SAS Enterprise BI, SAS Grid Manager, SAS Data Quality Solution (DataFlux Data Management Studio, etc.), SAS Scoring and Analytics Accelerators (preferably for Teradata), SAS Enterprise Miner, SAS Enterprise Guide, SAS Model Manager, SAS Web Report Studio, Information Map Studio,SAS Information Delivery Portal.

Demonstrated ability to perform as SAS administrator and SAS developer using SAS Server Architecture supporting geographically dispersed user base.

Thorough knowledge of SAS back-end servers include Stored Process Servers, Workspace servers, and Metadata server

Detailed knowledge of the SAS architecture in a Linux and/or UNIX environment.

Superior communication skills – verbal, written, listening and presentation.

Scripting: KornShell, Bourne, Bash, or Perl



2+ years experience in analysis, design, development, testing, and implementation of various SAS Business Intelligence applications.

Experience with SAS OLAP Cube Studio, SAS Stored Processes, SQL, Macro, ODS, JBoss.

Sound knowledge in the data warehouse data model techniques for denormalizing data for reporting and analysis

Experience with web technologies like JavaScript, AJAX, JSP, ASP, etc.

Background and/or knowledge of ITIL



BS in Computer Science, or related area; or equivalent professional experience



Certification in SAS Administration

Certification in RHEL

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386147]]> Wed, 09 May 2012 16:00:00 GMT 2424958-Boston-Corporate
Senior relationship manager responsible for soliciting and servicing a wide variety of commercial loans and lines of credit, both secured and unsecured. Cross-sells bank services. Incumbents typically handle the most complex accounts, sensitive client relationships, difficult negotiations, and credit assessments on an independent basis. Conducts customer meetings and interviews. Provides analytical guidance to credit analysts and/or portfolio managers as client's credit worthiness is evaluated. Recommends structure and terms for credit approval on loans requiring a high level of lending experience. Position is typically held by an individual contributor with aggressive sales goals.

Qualifications

Typically requires a Bachelor's degree or equivalent.

8-10+ years of related commercial experience.

Exceptional business development and credit quality results.

In-depth understanding of bank products and credit guidelines.


Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386332]]> Tue, 08 May 2012 16:00:00 GMT 2424927-Boston-Corporate
Responsible for managing the daily operations of the Teller staff in a Tier I branch. Ensures compliance with bank policies and procedures. Under guidance of Branch Manager administers oral and written corrective actions as necessary, develops and delivers performance evaluations, plans and administers salary actions. Conducts regular staff meetings. Monitors Teller difference records. Maintains attendance records and vacation schedules. Manages Teller resources to minimize customer wait time. Coaches, counsels, trains, and develops current and new staff members to increase efficiency and enhance productivity. Meets teller sales referral goals and actively participates in sales promotions. May perform daily Teller functions part of the time. Position reports to Branch Manager or Assistant Branch Manager.

Qualifications

High School degree or equivalent required


At least 2 years teller experience


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment


Supervisory experience a plus

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Varies, will include Saturday hours.

How to Apply

Please note: To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application:

https://st5.ercdataplus.com/cit6tel/

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386246]]> Mon, 07 May 2012 16:00:00 GMT 2425063-Boston-Retail
Responsible for managing the daily operations of the Teller staff in a Tier I branch. Ensures compliance with bank policies and procedures. Under guidance of Branch Manager administers oral and written corrective actions as necessary, develops and delivers performance evaluations, plans and administers salary actions. Conducts regular staff meetings. Monitors Teller difference records. Maintains attendance records and vacation schedules. Manages Teller resources to minimize customer wait time. Coaches, counsels, trains, and develops current and new staff members to increase efficiency and enhance productivity. Meets teller sales referral goals and actively participates in sales promotions. May perform daily Teller functions part of the time. Position reports to Branch Manager or Assistant Branch Manager.

Qualifications

High School degree or equivalent required


At least 2 years teller experience


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment


Supervisory experience a plus

Hours and Work Schedule

Hours per Week: 40
Work Schedule: Varies, will include Saturday hours.

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386319]]> Mon, 07 May 2012 16:00:00 GMT 2441307-Boston-Retail
Engage current and potential customers to gain an understanding of their unique banking needs.

Set prospect meetings at initial contact or through proactive follow-up.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Hours may include weekends, and evening hours as needed.

Display leadership qualities in sales and service. Be a resource to peers in helping them improve their skills.


Qualifications

High School degree or equivalent required

2 years sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week: 37.5
Work Schedule: Varies, will include Saturday hours.

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386322]]> Mon, 07 May 2012 16:00:00 GMT 2441294-Boston-Banker
The Risk Specialist II will support the development, execution and maintenance of the Risk Management framework.  Will assist managers in institutionalizing operational, enterprise and regulatory risk management programs.  This will include the implementation and maintenance of risk management framework that includes business unit requirement, effective internal control processes and self-monitoring practices, and the assessment, tracking and reporting issues.  Will ensure timely communication of pertinent analysis of monitoring and validation efforts.  Will provide knowledge and expertise as directed on the appropriate implementation of the rules and standards through policies and procedures and other guidelines.
 

Qualifications

Excellent analytical skills


Excellent writing and verbal skills


Intermediate knowledge of MS Word


Intermediate knowledge of MS Excel/Powerpoint


Strong knowledge of regulatory compliance requirements and risk management principles.


Strong knowledge of financial services industry


Excellent interpersonal skills


Bachelor Degree required, Master’s Degree preferred


7 + years, Analytical, Compliance, Risk experience,  financial industry experience with 5 yrs risk management
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386281]]> Mon, 07 May 2012 16:00:00 GMT 2425077-Boston-Corporate
The Risk Manager will support the development, execution and maintenance of the Risk Management framework. Will assist managers in institutionalizing operational, enterprise and regulatory risk management programs. This will include the implementation and maintenance of risk management framework that includes business unit requirement, effective internal control processes and self-monitoring practices, and the assessment, tracking and reporting issues. Will ensure timely communication of pertinent analysis of monitoring and validation efforts. Will provide knowledge and expertise as directed on the appropriate implementation of the rules and standards through policies and procedures and other guidelines.
Specifically, the Risk Manager will support the risk program for Global Markets including FX and Interest Rate Derivatives. Further, the role will:



Support the continued development, implementation, execution and maintenance of the Risk Management framework for Global Markets including FX and Interest Rate Derivatives front office sales.

Assist business line managers in institutionalizing operational, enterprise and regulatory risk management programs to support their semi-annual control certification and audit preparedness.

Provide knowledge and expertise, as directed, on the appropriate implementation of Regulations, Rules, Group Policy and industry standards through procedures, other guidelines, and industry best practices.

Develop, monitor, and validate key risk indicators including communication of pertinent analysis and results to support the assessment of the adequacy and effectiveness of key controls.

Complete Control and Risk Assessments for Operational & Regulatory compliance, including tracking, reporting and timely closure of issues in the system of record.

Function/Deliverables continued: Leadership Accountabilities
Business Management & Planning : Implementation and delivery of business plans and targets. Plan, allocate and organize team resources to meet the business plan.
Process/Continuous Improvement: To initiate and support process improvement activity and help to embed a culture of continuous improvement. To facilitate change through projects.
Customer Service: Be a role model to drive customer service values and effective management of customer concerns and issue resolution. To set expectations of customer service excellence delivery and ensure all department SLAs are met and/or exceeded.
Risk Management: Identify and manage the risk, minimizing the outcome and escalating where appropriate
Stakeholder Management: Develop and maintain effective working relationships. Partner with other department and/or divisions with common goals.
Managing Change: Proactively identify opportunities for change which will add value to the achievement of business objectives and enhance the customer experience. Be flexible to react and/or implement change initiatives.
Team Leadership: Develop, plan and implement activities that will enable a highly motivated and highly performing team to deliver team objectives . Fostering an environment of cooperation and change.
Recruitment & Induction : Identify hiring needs and make hiring decisions. Oversee the new hire orientation process for new team members.
Team Development: Create, plan and implement activities that will support the development of team members.
Performance management:



Ensure team meets agreed service levels

Coach and develop staff

Review each individuals performance to ensure they meet their specific objectives and that they have the right knowledge, skills and behaviors. Ensures that direct reports have clear objectives and targets linked to business objectives and appropriate behaviors (“what” is expected and “how” they are expected to achieve objectives).



Qualifications

Excellent analytical skills


Excellent writing and verbal skills


Advanced knowledge of MS Word


Advanced knowledge of MS Excel/PowerPoint


In-depth knowledge of regulatory compliance requirements and risk management principles.


In-depth knowledge of financial services industry


Excellent interpersonal skills


Knowledge of financial services industry


Bachelor Degree required, Master’s degree preferred


8 years, Analytical, Compliance, Risk, risk or audit experience
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386284]]> Mon, 07 May 2012 16:00:00 GMT 2425072-Boston-Corporate
The Quantitative Analyst  will work in a financial management team involved in all phases of capital analysis including: derivative instrument modeling and pricing, Value-at-Risk analysis, data and model analysis, development of capital methodologies and applications, quality control and testing, and business requirements definition.   Quantitative specialists will document, validate, and implement quantitative solutions for market, credit, and operational risk capital.   Specific monthly responsibilities include:  Analysis of Credit Value at Risk outputs and integration within a capital assessment framework.  This includes integration and development of appropriate option adjusted funds transfer pricing for all credit sensitive instruments.  Analysis of Operational Value at Risk and Interest Risk rate outputs and integration within a capital assessment framework.  This includes forecasting transaction volumes and integration of third party loss data into value distribution functions.  Development bank interest rate risk using stochastic approaches to determine probalistic measures of balance sheet performance under various forecasted conditions.  This process will include application and integration of these results into a broader capital assessment framework.  Back testing, validation, and performance assessment of various risk models to provide independent analysis capabilities for Internal Audit functions.  
 

Qualifications

Description of Experience


The Risk Associate will need operational fluency in some of the following software:


• Bancware’s Convergence 5.X for simulation modeling


• Inex for MBS cashflow modeling


• Andrew Davidson’s prepayment model


• Bancware’s Insight for data management


• Essbase


• Microsoft’s Excel, Word, Access and Powerpoint


• SAS


• KMV Portfolio Monitor


• OPVAR or similar operational risk modeling software


• Bloomberg


The Risk Associate will need a sound grounding in the following topics:


• The pricing and cash flow characteristics of all lending and deposit products offered by the bank and how these characteristics are reflected in the underlying products systems of the Bank.


• The pricing and cash flow characteristics of all investment products that the bank may hold, with special emphasis on the various forms of Mortgage Backed Securities


• The pricing and cash flow characteristics of any off balance sheet derivative products the bank may use to hedge its interest rate or credit exposure


• The calculation of various measures used to describe risk – Gap, Income Simulation, Duration, Economic Value of Equity, Value at Risk, CVAR, and OpVar


• The valuation of basic financial instruments


• Funds Transfer Pricing


• Basic accounting principles


• The bank’s balance sheet and organizational hierarchies and the elimination accounting required to produce consolidated reporting


• Understanding of financial markets, interest rates and the potential impact of current economic activity and political events thereon.


Additionally, the Risk Associate may need an understanding of the following topics:


• Stochastic modeling


• Option Valuation techniques


• Statistical data analysis used in the construction of behavioral models


• Regulations surrounding the management of interest rate, liquidity, credit, market, and operational risk – including the various Agency Joint Policy Statements on risk and the appropriate sections of Basel Capital Accord.


The Quantitative Capital Analyst III will need the following education and experience:


2-5 years of relevant experience in a number of the following areas:


Statistical and numerical techniques and the principles of the theory of probability and stochastic calculus.


Ability to execute C++ / Visual Basic / Excel routines and analytical programming requirements.


Experience working in a financial product engineering / R&D environment designing and developing quantitative methods and solutions for capital market products.  Alternatively, candidates may possess knowledge of capital markets products, methodologies and financial analytics including understanding of the key concepts of derivative instrument pricing and risk measurement


Strong written and verbal communications skills with experience presenting to executive management;


PhD or Masters degree in Computational Finance, Mathematics, Engineering, Statistics, or Physics or designation as a Chartered Financial Analyst.  A PhD is preferred.


Advanced knowledge of Basel II, Federal Reserve and FDIC regulations, International and US Accounting Standards pertaining to interest and liquidity risk, and/or other Regulatory directives. 


Membership(s) in various finance/ professional organizations


Strong communication, analytical and organizational skills with the ability to prioritize multiple tasks in a time sensitive environment


Flexibility and willingness to assume responsibilities for projects and tasks assigned by the Director of Economic Capital Management. 
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386311]]> Sun, 06 May 2012 16:00:00 GMT 2415402-Boston-Risk-Management
Engage current and potential customers to gain an understanding of their unique banking needs.

Set prospect meetings at initial contact or through proactive follow-up.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Hours may include weekends, and evening hours as needed.

Display leadership qualities in sales and service. Be a resource to peers in helping them improve their skills.


Qualifications

High School degree or equivalent required

2 years sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week: 37.5
Work Schedule: Varies, will include Saturday hours.

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386165]]> Sun, 06 May 2012 16:00:00 GMT 2425044-Boston-Banker
Provides portfolio support for one or more Portfolio Managers in the MA Not for Profit loan portfolio.
Assists with financial monitoring of existing portfolio of clients through verification and analysis of financial, covenant compliance and collateral information.
Participates in underwriting process and prepares accurate, well organized analysis of various commercial borrowers (including financial statement analysis, preparing projections, profitability models, risk rating models, etc. as required)
Completes written summaries of related industry, competitive, and credit issues.
Assists with routine maintenance of credit files and Bank systems including financial tracking system.   Some client interaction, including routine servicing matters or other risk related issues.
Seeks opportunity to cross-sell additional financial services.
May also assist in special internal projects.
 

Qualifications

Bachelor’s Degree in business, economics, finance or accounting or equivalent work experience.

3+ years of successful commercial lending experience with relevant institution; commercial bank or investment bank. Not for profit experience a plus.

Strong analytical skill set.

Successful completion of a formal commercial credit training program.

Excellent verbal and written skills required.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385902]]> Sun, 06 May 2012 16:00:00 GMT 2415400-Boston-Corporate
Exciting new opportunity in great technologies, work with some of the best folks in the business! Join a team that is leading the peer segments in the Bank's core business functional areas. If you are someone looking to lead the design of strategic technology solutions for one of the largest banks in the nation - then this is the opportunity for you!
 RBS Citizens’ Enterprise Technology division is looking for a talented and highly motivated individual for a senior level Solution Architect to support the design and delivery of enterprise level technology solutions for the Bank’s Commercial Banking, Finance, HR, Legal, and Risk business lines.  The Sr. Solution Architect position will interface with vendors, developers and business lines to define and design technology solutions to solve business problems that ultimately drive the efficiency and success of these groups.
 Key Responsibilities:
• Perform high level and detailed design and planning for complex business requirements spanning multiple enterprise systems.
• Adhere to architecture standards, lead technical presentations and provide best practices regarding development and implementation options.
• Communicate effectively and appropriately to team members both up and down the organization, including business line, technical and vendors.
• Deliver distributed applications expertise and innovation to a distributed project team with varying experience and skill profiles.
• Understand application integration across every tier, including desktop, application and middleware tiers, database, business intelligence, and mainframe.
• Contribute to architectural and design feasibility discussions, prototype development, and perform design and code reviews, and mentor team members.
• Ongoing support for business critical applications in QA and production environments.
• Build a core understanding of the entire solution, and support the implementation, roll out and subsequent releases.
•Takes personal ownership for problems-follows through to ensure that solutions meet needs.
•Effectively documents solutions
•Ensures knowledge transfer to work group/project peers
•Demonstrates critical thinking
•Identifies and analyses improvement opportunities
•Troubleshoots and effectively resolves difficult or unusual problems.
•Effective in solving problems in a team environment
•Develops and implements structured processes or programs to facilitate knowledge transfer and prevent knowledge loss
•Analyzes trends in technology and customer requirements to develop standard solutions
•Brings successful resolution to high impact and/or complex and/or chronic cross-functional problems
 

Qualifications

7 or more years demonstrated experience designing, building, implementing and supporting enterprise applications.
Demonstrated fluency in .NET, JEE and Object-Oriented technology along with an understanding of middleware, web integration, and data warehousing principles.
Strong relational database skills and experience on Oracle including logical design, development of  queries and packages/procedures.
Expertise with full software development life cycle including functional & technical specification, documentation, QA processes, source control, maintenance and deployments.
Experience creating appropriate technical design documentation, including conceptual solution approaches, options analysis, and detailed models.
Experience with high availability solutions such as hardware load balancers, content switching, application clustering, and Oracle RAC.
Experience designing and developing solutions with separation of layers, including data, business logic and presentation.
Knowledge of Development Frameworks, Application Platforms, Message Queuing, ETL Patterns and SOA a definite plus.
Experience with Web Services, SOAP and XML.
Experience with build and deployment automation.
Excellent written and verbal communication skills and demonstrated ability to mentor others.
A background in financial services or banking environment, and familiarity with regulatory and technology risk requirements is preferred.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386148]]> Thu, 03 May 2012 16:00:00 GMT 2408681-Boston-Corporate
Generate mortgage applications for the CCO Mortgage.  Meet sales goals and objectives.  Manage sales team to call on Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit and develop and manage quality sales team that generates quality loans compliant with CCO Mortgage policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4 years of mortgage experience.


Bachelor's Degree preferred.


Minimum 2 years management experience in the mortgage industry.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Outstanding interpersonal skills.


Working knowledge of FNMA-DU/FHLMC


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386220]]> Thu, 03 May 2012 16:00:00 GMT 2412198-Boston-Sales-and-Service
Accurately conducts all credit and debit transactions in compliance with established bank policies and procedures. Keeps proper cash supply on hand and prepares daily proof record while maintaining an acceptable difference record. Delivers excellent service to all bank customers. Meets teller sales referral goals and actively participates in sales promotions. May refer customers to other bank staff for problem resolution. Position reports to Teller Manager.
 

Qualifications

High School degree or equivalent required


6 months of previous cash handling experience required


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment
 

Hours and Work Schedule

Hours per Week:   37.50


Work Schedule:    Varies, will include Saturday hours.
 

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386164]]> Wed, 02 May 2012 16:00:00 GMT 2424924-Boston-Retail
Overall responsibility for daily operations, including management of Teller (including Teller Manager) and Customer Service staff of a Tier I branch. Provide sales leadership to ensure franchise growth through personal example and regular monitoring of team sales results. Under guidance of Branch Manager may hire, fire, review, and counsel staff. Reviews teller work schedule. Schedules Bankers/Customer Service Representatives to ensure adequate coverage. Responsible for keeping branch in compliance with all bank policies and procedures and prepares branch for internal audits. Monitors branch service quality levels and coaches staff to achieve appropriate levels. Responds to complex customer complaints and questions. Coordinates special events such as Customer Appreciation Day. Opens and/or closes branch. Reports to Branch Manager.
 

Qualifications

High School degree or equivalent required


Associate's or Bachelor's degree preferred


3 years sales and service experience


Supervisory experience required


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Varies, will include Saturday hours.
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385972]]> Tue, 01 May 2012 16:00:00 GMT 2424957-Boston-Retail
Accurately conducts all credit and debit transactions in compliance with established bank policies and procedures. Keeps proper cash supply on hand and prepares daily proof record while maintaining an acceptable difference record. Delivers excellent service to all bank customers. Meets teller sales referral goals and actively participates in sales promotions. May refer customers to other bank staff for problem resolution. Position reports to Teller Manager.
 

Qualifications

High School degree or equivalent required


6 months of previous cash handling experience required


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment
 

Hours and Work Schedule

Hours per Week:   37.5
Work Schedule:    Varies, will include Saturday hours.
 

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386071]]> Tue, 01 May 2012 16:00:00 GMT 2424861-Boston-Retail
This position involves being the sole buy desk representative for RBS Asset Finance, Inc. The employee will work with existing sources and develop new sources of loan and lease transactions for acquisition by RBSAF. The employee will pre-screen deals from a credit and structure standpoint, submit deals for underwriting, negotiate prices with sources and interface with documentation to unsure that the deal is closed and funded in accordance with the approval for the transaction.
 

Qualifications

Candidate must possess excellent commercial credit skills and the ability to pre-screen third party transactions from a credit and structure standpoint.

Good written/verbal communication skills.

Candidate must have familiarity with pricing (Super Trump) and RAROC models. Minimum of 5 years indirect Buy-Desk experience, preferably in a bank own leasing company setting.

Commercial banking training and credit experience (not less than two years) also required.

Existing network of contacts in the equipment finance capital markets area is a plus.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Asset Finance, Inc. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386064]]> Tue, 01 May 2012 16:00:00 GMT 2406272-Boston-Sales
Engage current and potential customers in the aisles, at the check-out counter, and at the front door of the host retail partner.

Set prospect meetings at initial contact or through proactive follow-up to gain an understanding of customer’s unique banking needs.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Accurately conduct teller credit and debit transactions in compliance with established bank policies and procedures. Prepare daily proof record and maintain an acceptable difference record.

Work non-traditional schedule including nights and weekends.


Qualifications

High School degree or equivalent required

1 year sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   10
Work Schedule:    Varies, will include night and weekend hours.
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386114]]> Tue, 01 May 2012 16:00:00 GMT 2406296-Boston-Banker
Provide administrative support to the loan originator. Handle multiple tasks such as filing, entering loan application data, scheduling, calling various departments to ensure smooth processing of individual loan files .
 

Qualifications

Minimum 3 years mortgage experience.


Excellent verbal communication and interpersonal skills.


Proficient in Word, Excel, Outlook & PowerPoint.


Ability to be flexible.


Prioritize a changing workload.


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386051]]> Mon, 30 Apr 2012 16:00:00 GMT 2395862-Boston-Corporate
Accurately conducts all credit and debit transactions in compliance with established bank policies and procedures. Keeps proper cash supply on hand and prepares daily proof record while maintaining an acceptable difference record. Delivers excellent service to all bank customers. Meets teller sales referral goals and actively participates in sales promotions. May refer customers to other bank staff for problem resolution. Position reports to Teller Manager.
 

Qualifications

High School degree or equivalent required


6 months of previous cash handling experience required


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment
 

Hours and Work Schedule

Hours per Week:   40
Work Schedule:  Varies, will include a rotating evening and weekend schedule


 

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385715]]> Sun, 29 Apr 2012 16:00:00 GMT 2391911-Boston-Retail
Engage current and potential customers in the aisles, at the check-out counter, and at the front door of the host retail partner.

Set prospect meetings at initial contact or through proactive follow-up to gain an understanding of customer’s unique banking needs.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Accurately conduct teller credit and debit transactions in compliance with established bank policies and procedures. Prepare daily proof record and maintain an acceptable difference record.

Work non-traditional schedule including nights and weekends.


Qualifications

High School degree or equivalent required

1 year sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week: 20
Work Schedule: Varies, will include evenings and weekend schedule.

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385634]]> Mon, 23 Apr 2012 16:00:00 GMT 2377580-Boston-Banker
Engage current and potential customers to gain an understanding of their unique banking needs.

Set prospect meetings at initial contact or through proactive follow-up.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Hours may include weekends, and evening hours as needed.


Qualifications

High School degree or equivalent required

1 year sales and service experience

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week: 20
Work Schedule: Varies, will include Saturday hours.

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385717]]> Thu, 19 Apr 2012 16:00:00 GMT 2367152-Boston-Banker
RBS Citizens Financial Group, Inc. seeks a VP, Senior Manager–Quantitative Analysis, Risk for its Boston, MA location.
Duties: Serve as a departmental leader with regard to development and execution of all aspects of quantitative and econometric credit risk modeling. Work with stakeholders throughout the Bank to ensure that model inputs and outputs are appropriate for their purpose. Support the creation of empirical solutions to quantitative problems within multiple financial areas of the bank. Manage the development of expected loss models and quantitative credit risk models for consumer, business banking, and commercial portfolios within the Credit Risk Analytics department. Ensure retail and wholesale quantitative credit risk models are compliant with regulatory and accounting requirements and provide credible management information to support business decisions. Optimize statistical, mathematical, and other predictive models utilizing econometric regression analysis, statistics and statistical software such as SAS or Stata in order to advance projects and initiatives. Integrate accounting criteria, including FAS 5 and FAS 114, and regulatory criteria, including Basel II, to develop quantitative risk models which drive decision-making and operational efficiencies. Produce and present all aspects of model documentation and economic research to regulators, internal and external auditors, validation teams, and RBS model testing staff to demonstrate accuracy and compliance with regulatory and accounting stipulations as well as with RBS Group modeling standards. Collaborate with Department’s senior staff to determine appropriate econometric techniques, documentation requirements, presentation approaches, and quality assurance strategies to validate credit risk models. Lead internal peer review and training sessions of colleagues to ensure internal quality control and engagement.

Qualifications

Must have Bachelor’s degree in Economics, Finance or related, followed by five (5) years of progressive experience in the position offered or related quantitative modeling position.  Full term of experience must include performing quantitative and econometric modeling and economic research for banking products; presenting related results; and utilizing econometric regression analysis, statistics and statistical software such as SAS or Stata. At least 1 year of required experience must include managing credit risk modeling projects. 
 

Other Information

Direct applicants only.

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382418]]> Mon, 16 Apr 2012 16:00:00 GMT 2047114-Boston-Risk-Management
Overall responsibility for daily operations, including management of Teller (including Teller Manager) and Customer Service staff of a Tier I branch. Provide sales leadership to ensure franchise growth through personal example and regular monitoring of team sales results. Under guidance of Branch Manager may hire, fire, review, and counsel staff. Reviews teller work schedule. Schedules Bankers/Customer Service Representatives to ensure adequate coverage. Responsible for keeping branch in compliance with all bank policies and procedures and prepares branch for internal audits. Monitors branch service quality levels and coaches staff to achieve appropriate levels. Responds to complex customer complaints and questions. Coordinates special events such as Customer Appreciation Day. Opens and/or closes branch. Reports to Branch Manager.
 

Qualifications

High School degree or equivalent required


Associate's or Bachelor's degree preferred


3 years sales and service experience


Supervisory experience required


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Varies, will include nights and weekends. 
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385472]]> Mon, 16 Apr 2012 16:00:00 GMT 2367161-Quincy-Retail
To serve as Business and Sales Support leader for Capital Markets across the footprint.  Drive sales strategy and execution through Capital Market business.  Ensures business strategies are translated into appropriate objectives and tactics.  Consults with Capital Markets leadership team in evaluating current methods and developing strategies to implement changes and improvements.  Represent Head of Capital Markets appropriately across a range of initiatives and organizational needs.  Organize input and responses for urgent priorities from various parts of Capital Markets and Commercial Banking.  Serve as key strategic partner with all business partners including Risk, Finance, HR, and Corporate Affairs.  Manage adherence to management routines that support business line strategies.  Manage division wide initiatives including Work Out, Feedback and Recognition.  Manage and schedule group reporting and communications.
 

Qualifications

Excellent interpersonal skills including ability to work with all types of personalities at all levels of the organization and the ability to gain the trust and respect of Citizens senior executive team


15+ Years experience in a commercial banking segment within a competitor institution.


Proven experience and successful results designing, developing, and executing sales process and sales management


Strong ability to build relationships and effectively communicate with business and partners


Ability to multi task and adapt to a rapidly changing work environment


Ability to make informed decisions in a timely and efficient manner
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384208]]> Sun, 15 Apr 2012 16:00:00 GMT 2355512-Boston-Corporate
Manage all aspects of strategic projects of the group.

Chair various cross-functional project teams and lead effort to successful implementation of project.

Provide support, guidance and ideas to various initiatives to continue build-out of fast growing division.

Handle sensitive areas of group operations, maintain discretion and inculcate necessary support functions to overall objectives of the business unit.

Work with other CAO’s across commercial as required.

Drive sales performance metrics and reporting.

Ensure highest levels of compliance are maintained with audit functions.

Coordinate execution of new product approval process necessary to maintain capability growth objectives, including working with Compliance, Legal, Audit, Finance, Risk, Operations and line management.

Prepare in consultation with Group Head all strategic presentations and collateral materials.


Qualifications

BA or BS with Masters Degree a plus

7 Years of Commercial and / or Capital Markets experience

Effective project management skills

Excellent collaboration and communication skills

Energetic and detailed oriented

Expertise presenting and communicating data to Board levels and CEOs

Demonstrated leader for project management

Sales Management skill set

Finance, legal documentation experience a must

7+ years business planning and budget preparation experience


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384660]]> Sun, 15 Apr 2012 16:00:00 GMT 2355518-Boston-Management
A critical member of the Commercial Banking Line of Business and client relationship team with extensive Commercial loan experience with the moderately complex deal structures and Client relationships. Incumbent is accountable for managing a portfolio of commercial clients and client retention. Daily responsibilities include, applying and enforcing risk mitigation controls, maintaining a high level of data stewardship, adhering to Bank policies, procedures and federal regulations as applicable, while providing exceptional service to commercial clients. Perform a qualitative review, assessment and interpretation of internal and external legal documentation for adherence to Bank policies, procedures and federal regulations to mitigate operational, documentation, reputation risk as appropriate. Initiates action to remediate any inaccuracies or exceptions prior to loan closing.  Exercises independent judgment and decision making to resolve moderately complex client issues. Effectively escalate and engage Relationship Manager and/or CBCS Team Leader of issues as appropriate.Perform post-closing audit of loan closing package for completeness and accuracy.
 

Qualifications

Bachelor preferred, High School or GED required years Commercial loan administration or lending environment and Operational and client service experience
Broad and thorough understanding of Commercial Credit Policy, Federal regulations, loan documentation terms and conditions including Credit Agreements, Notes, Guarantees and collateral requirements and is qualified to close highly complex loans and products independently.
Ability to identify and manage the risk, minimizing the outcome and escalating where appropriate; and to drive increased process improvement resulting in superior customer experience.
Highly skilled in review of credit and legal documentation to accurately interpret loan structure terms and provisions for compliance to bank and regulatory policy and accurate translation to Bank’s system of record to prevent negative impact to Client and/or Bank.
Must be capable of multi-tasking and prioritizing in a time sensitive environment while maintaining a high level of accuracy.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385520]]> Thu, 12 Apr 2012 16:00:00 GMT 2348235-Boston-Lending
Manages all functions and staff of a Tier I branch. Accountable for maximizing branch revenues, sales, customer satisfaction, branch staffing, and minimizing operating losses. Deploys resources to optimize individual and team performance. Responsible for branch compliance with bank policies, procedures, and operational integrity. Prioritizes, manages, and communicates promotional campaigns and product initiatives. Conducts cold calls on prospective small business customers. Maintains and develops relationships with existing small business customers. Creates and manages to branch business plan. Represents bank in local community organizations. Conducts performance reviews for staff. Coaches and trains staff as needed. Reports to Regional Manager.
 

Qualifications

High School degree or equivalent required


Associate's or Bachelor's degree preferred


4 years sales management experience


Proven ability to manage franchise profit and loss objectives


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Varies, will include Saturday hours. 
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385327]]> Tue, 10 Apr 2012 16:00:00 GMT 2348148-Boston-Retail
Engage current and potential customers in the aisles, at the check-out counter, and at the front door of the host retail partner.

Set prospect meetings at initial contact or through proactive follow-up to gain an understanding of customer’s unique banking needs.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Accurately conduct teller credit and debit transactions in compliance with established bank policies and procedures. Prepare daily proof record and maintain an acceptable difference record.

Work non-traditional schedule including nights and weekends.


Qualifications

High School degree or equivalent required

1 year sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   20
Work Schedule:  Varies, will include evening and weekend hours

 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384870]]> Tue, 10 Apr 2012 16:00:00 GMT 2343512-Boston-Banker
Member of the Pricing and Structuring Group based in Boston/Warwick supporting RBSAF colleagues involved with direct and indirect origination,  and syndication of Asset Finance products.
Primary responsibilities for this position are the overall technical and administrative support of originated structured lease and debt products and the documentation and funding of awarded transactions within the RBSAF client group.



Through pricing and deal execution support the Associate provides timely quantitative analysis across a wide array of asset finance products.

At the initial stage of a transaction bid, the position is relied upon to analyze various approaches to meet the financing needs of the customer, and to review with National Pricing Manager and Sales the viable courses of action to pursue.

Works closely with National Pricing Manager to support the pricing and structuring needs of sales executives within RBSAF and to verify the accuracy of pricing done in the field.

Maintains current version of all bid pricing, and tracks  progressive economics in rebid situations

Develops materials for quantitative presentations to RBSAF clients, as requested by sales executives and coordinated by National Pricing Manager.

Internally the Associate is responsible for the timely and accurate development of pricing for all transactions prior to funding and for the accurate and timely hand-off to RBSAF colleagues in the Legal, Documentation, and Finance areas.

Prepares as requested data collections such as current exposure profile for further input into Raroc model and other ad hoc economic reports.

Coordinates with RBSAF Credit for the onboarding of information into the Raroc model.

Prepares for review the monthly submittal of transactions requiring residual value insurance.

Provides accurate pricing information on awarded transactions to RBSAF Syndicators and validates pricing information sent to investors.

Provides market research data as requested on ad hoc basis and researches corporate  bond comps prior to Transaction Review Committee

 

Qualifications

Undergraduate degree in Corporate Finance. Graduate level degree or equivalent leasing industry experience preferred

Working familiarity with  the tax and accounting constraints affecting the offering of lease and loan products

Proficiency with Supertrump and/or ABC lease/loan  pricing software.

Proficiency with MS Excel and all  pertinent analytical and quantitative models.


Proficiency with MS Word/Powerpoint


Proficiency with Bloomberg data extraction


Working knowledge of the data requirements of back office transaction booking systems


Working knowledge of corporate finance concepts, pertinent tax and accounting regulations,  and capital markets.

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Asset Finance, Inc. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
385007]]> Mon, 09 Apr 2012 16:00:00 GMT 2343537-Boston-Lending
Program Outline:
This individual will work within a specific Business Division and have duties that relate to supporting and learning from the Division’s Management team and colleagues within the Business.   This position will support many facets of the business line.  He or she will operate in a matrix-support environment and, as a result, will interact across the organization with a variety of departments.  The position reports to a Supervisor with additional supervision/mentoring provided by other members of the team.


Role and Responsibilities


Produce detailed analytics including data mining, data collation, and report and presentation development

Will be involved with tasks associated with researching, compiling and analyzing data, ultimately developing presentations and recommendations to be presented to stakeholders

Create and support project plans or task lists for participants and stakeholders as required

Take detailed notes and meeting minutes as required to document team activities and decisions where needed

Special projects as assigned by Supervisor

Attend classes focused understanding commercial credit or other aspects of Commercial Banking

 

Qualifications

All majors considered.  Coursework in Finance, Accounting and Economics preferred but not required

Self starter and self motivated

Excellent interpersonal and verbal / written communication skills particularly as they relate to presentations, writing, and team dynamics

Strong analytical skills

Detail-oriented with good organizational skills

Team player who can work closely with others to complete projects under pressure with limited time and resources

Can-do attitude and self-sufficient work style

Initiative taker who can handle high degree of change




Software skills:     Knowledge of Microsoft Office, especially; Word, Excel & PowerPoint.  Knowledge of Access or other software a plus.

Education/Experience


Business Courses


Mathematics


Statistics


Finance


MIS
Other internships with companies or organizations
Leadership experience
 

Hours and Work Schedule

Hours per Week:   35


Work Schedule:    Monday-Friday 8:00AM-4:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385075]]> Thu, 05 Apr 2012 16:00:00 GMT 2329801-Boston-Administration
As an employee of Citizens Financial Group, you become a part of an organization committed to service customers, colleagues and communities in which we do business.  Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Under the guidance of the Director of Private Banking, incumbent will assist in the management of an assigned group of accounts in accordance with approved policies and strategies with the purpose of meeting client goals and objectives. The chosen candidate will contribute to profit, sales and product targets of the Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients.  Manage and grow a portfolio of the largest and most complex private banking accounts.  Maintain existing client relationships and balances.  Further develop accounts by cross-selling thru personal contact with clients.  Also expected of the chosen candidate, will be to expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products.  Expand number of relationships thru referrals, provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization.  Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients.  Maintain a high-level of industry knowledge, perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues.  Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements as well as handle other assignment as directed by manager.
 

Qualifications

Bachelor’s degree required or relevant experience

7+ years of applicable experience

Experience/exposure to banking/investment/wealth management

Excellent client service and communication skills

Knowledgeable of regulatory requirements to ensure a sound control environment

Proven record of developing client relationships

Series 7 Securities License required within 120-days of hire

The successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385154]]> Wed, 04 Apr 2012 16:00:00 GMT 2329750-Boston-Sales-and-Service
The Risk Specialist II will support the development, execution and maintenance of the Risk Management framework.  Will assist managers in institutionalizing operational, enterprise and regulatory risk management programs.  This will include the implementation and maintenance of risk management framework that includes business unit requirement, effective internal control processes and self-monitoring practices, and the assessment, tracking and reporting issues.  Will ensure timely communication of pertinent analysis of monitoring and validation efforts.  Will provide knowledge and expertise as directed on the appropriate implementation of the rules and standards through policies and procedures and other guidelines.
 

Qualifications

Excellent analytical skills


Excellent writing and verbal skills


Intermediate knowledge of MS Word


Intermediate knowledge of MS Excel/Powerpoint


Strong knowledge of regulatory compliance requirements and risk management principles.


Strong knowledge of financial services industry


Excellent interpersonal skills


Bachelor Degree required


3 + years, Analytical, Compliance, Risk experience,  financial industry experience with 1 yrs risk management
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384829]]> Sun, 01 Apr 2012 16:00:00 GMT 2317451-Boston-Corporate
Work closely with assigned Sales Specialists to provide all sales support activities so Sales Specialist can stay focused on generating new sales opportunities.  Create sales presentations and supporting collateral packages for sales calls.  Prepare responses to RFPs with standard questions; assist RFP Coordinator with RFP responses for non-standard questions.  Prepare pricing pro-formas.  Work with Sales Specialists and Pricing Coordinator to manage annual pricing increases and maintenance of contracted exception pricing.  Assist clients with billing issues.  Work with Sales Specialist and Implementation Manager to move Sales Wins into Implementation queue.  Attend joint calls with Sales Specialist to get acquainted with clients as well as learn how to be a Sales Specialist.  Provide sales demos as needed.
 

Qualifications

Bachelor's degree preferred
5 years financial services experience
Previous experience in a Client Facing position
Demonstrated ability to influence and negotiate with external/internal customers
Ability to communicate verbally and in writing to customers, internal partners and Senior Managers.
Problem resolution with confidence to address customer needs, link solutions to needs and acts on customer readiness to buy
Previous experience analyzing information and providing detailed reports/presentations
Ability to work independently and in a team environment
Goal-oriented and deadline driven
Customer service focused with a sense of urgency assisting clients
MS Office: Must be proficient in Word, Excel and PowerPoint
 

Hours and Work Schedule

Hours per Week:  40


Work Schedule:  Monday  - Friday 8- 5pm
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384859]]> Thu, 29 Mar 2012 16:00:00 GMT 2309251-Boston-Corporate
Performs intermediate clerical operations tasks that are routine and/or repetitive in nature in a fast paced environment. Position requires the application of various complex methods, procedures and knowledge of the business unit’s product(s) and application(s).  Researches routine customer, brand, or bank inquiries as appropriate.  Determines the source of problems and works to resolve them. Performs simple data entry tasks, compiles simple data, and performs routine math calculations. Ensures work adheres to regulations and ensures compliance to departmental policies, risk avoidance standards and SLAs. 

The position requires routine decision making without consulting supervisor and the ability to prioritize.  Completes multiple daily functions in an accurate and timely fashion, using basic analytical skills. Works independently most of the time and is capable of solving problems in assigned areas. May provide customer service for internal and/or external customers.  Performs other duties as assigned.  May require multi-tasking and cross training within the department.  May require training of other staff. Must possess ability to work efficiently in a high volume, fast paced, deadline oriented environment.
 

Qualifications

High School or Equivalent required


Good problem solving skills and analytical skills


Basic math skills


Good compliance/regulatory environment knowledge/skills


Ability to multi-task and attention to detail


Ability to communicate effectively verbally and written


Good customer service skills


Working knowledge of department computer applications and systems. Basic mainframe skills.


Working knowledge of MS Word


Working knowledge of MS Excel


Working knowledge of MS Outlook


1 – 2 years Operations experience, Experience working in an operations environment or entry level clerical.
 

Hours and Work Schedule

Hours per Week:   10


Work Schedule:    Saturday and Monday 9:00AM-2:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384401]]> Thu, 29 Mar 2012 16:00:00 GMT 2310931-Boston-Operations
Under the guidance of the Premier Banking Sales Manager, incumbent will have responsibility and accountability to service a portfolio of approx 250/300 affluent clients profitably with the objective of growing share of wallet, retention and acquisition of new clients. The RM will have to operate within approved policies and strategies and deliver outstanding service and sales solutions to meet clients’ long and short term goals.
Contribute to profit, sales and product targets of the Retail and Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients. To profitably manage, grow and acquire a portfolio of affluent accounts . Maintain existing clients relationship and balances to further develop accounts through cross-selling by maintaining regular personal contact with clients and developing deep long term relationships. Expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products. Expand number of relationships thru referrals and provide referrals to other bank specialists. Provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization. Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients. Maintain knowledge of capital markets and financial instruments. Perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues. Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements. Handle other assignment as directed by manager.
 

Qualifications

Bachelors degree preferred or relevant equivalent experience

3-5 years of banking experience

Experience/exposure to banking/investment/wealth management

Experience with sales of consumer mortgage and home equity recommended

Excellent customer service and communication skills

Knowledgeable of regulatory requirements to ensure a sound control environment

Proven record of developing client relationships and success in relationship selling

Series 6 & 63 Securities License required within 90-days of hire

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384932]]> Wed, 28 Mar 2012 16:00:00 GMT 2309191-Boston-Sales
1. Participate in various portfolio model development and execution related to credit risk, primarily in the areas of Economic Capital and Stress Testing.



Working in partnership with and providing support to other members of the Portfolio Analytics team, other stakeholders within the enterprise such as Treasury and various business lines

2. Support the development of sector/industry risk assessment methodologies and quantitative measurement techniques for credit risk exposures and structured products;



Develop credit risk simulation models, build pricing methodologies to be applied to wholesale exposure, retail exposures and structured assets

Build PFE for CVA  calculations regarding the counterparty exposure 

Lead the development of in-house Economic Capital methodologies and risk allocation strategies

Maintain, review, and adhere to organization’s credit policy; verifying the integrity of the underlying data; constant monitoring and validation of the underlying theories and methodologies

Support implementation of third party vendor solution tools for credit risk

Prepare ad-hoc risk quantification projects at the request of management

Participate in peer review sessions and maintain awareness of new advances in credit risk modeling techniques to ensure the application of best practices to CFG credit risk models

Assure quality and leading-edge nature of work by helping to solve problems faced by others.

3. Participate in development and execution of stress testing models for the enterprise.



Build macroeconomic models that explains the fundamental credit metrics, such as defaults, charge offs, loss severity, prepayment and new balance growth

 

Qualifications

Required: Master’s Degree in Statistics, Economics, Mathematics

Preferred: Ph.D. Degree in a quantitative field

6-10 years of experience in financial modeling and analytics in a bank or a financial institution.

High level of interest in commercial banks’ products, operations and credit processes.

Background and knowledge of the Basel II/IIIrules and regulations

Strong knowledge of financial, mathematical, and statistical theory and practice. Particularly knowledge of option valuation, portfolio theory, stochastic processes and time series analysis. Ability to translate research into usable, value-added tools and information.

Knowledge of vended tools such as KMV Portfolio Manager, Risk Frontier, Risk Metrics, BondStudio, QRM is a plus

Excellent understanding of credit risk models and tools,

Strong knowledge of statistical software packages; previous experience in data mining

Demonstrated experience / expertise in problem solving are required.

Extensive understanding of relational databases and ability to effectively utilize statistical software – SAS, Stata, R, and relational databases.

Advanced programming knowledge in Matlab, C, C++ or Excel VBA is helpful. 

Very good communication (both verbal and written) skills

Motivated and able to work independently and in a team environment, ability to lead analytical projects from start to finish and help develop junior members.

Positive attitude and demonstrates initiative and persistence.

Good listening and interpersonal skills.

Should possess unquestionable honesty and integrity, and intellectual curiosity.

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384848]]> Tue, 27 Mar 2012 16:00:00 GMT 2305723-Boston-Corporate
The Portfolio Manager  position is responsible for prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, on-going portfolio maintenance activities, and client support for an assigned portfolio of existing credits and prospects primarily of moderate to medium complexity, with some having higher complexity.
Portfolio Manager is responsible for ensuring overall portfolio performance and asset quality remains strong and when necessary surfaces issues, proposes and collaborates with others on strategies and actions to limit risk and loss to the Bank.
Portfolio Manager  is responsible for monitoring the performance of existing borrowers within assigned portfolio and ensuring compliance with financial covenants.
Portfolio Manager  will assist the Relationship Manager in structuring more advanced credit transactions, developing proposal letters, TOSs, term sheets and commitment letters.  They will take the lead on the internal credit process for obtaining approvals of credit proposals.
Portfolio Manager  will perform the functions of the position with only periodic oversight and is expected to perform with minimal supervisory intervention.
 

Qualifications

10-15  years of experience and exhibited competency in financial analysis and credit structuring, understanding and applying credit policy, and credit monitoring and risk administration practices.  Prior portfolio management experience to include proposing credit and covenant structures and documenting loans.  Commercial Real Estate experience –debt, equity or development –experience is preferred.  Equivalent work experience may be considered as alternative to formal degree program completion.
Capable of interpreting and detecting issues with property, guarantor and sponsor financial performance and can put them into the context of the client’s history articulating possible impacts of such changes to the risk profile of the credit.
Independently applies the conditions of credit decision to the different types of credits contained within the portfolio to ensure that all monitoring and tracking requirements are met and that all documentation is up-to-date per policy.
Ensures loan agreement is in accordance with approval documents.  Identifies potential issues contained within loan documentation and takes steps to address the issues, in consultation with RM.  Key voice with the interaction of the client in closing transactions.
Manages compliance and control routines related to the credits contained in the assigned portfolio.
Displays strong verbal and written communications and interpersonal skills.
Independently follows up with borrowers to address missing financial information or to resolve covenant violations on a timely basis.
Displays ability to engage with customers directly and may accompany RM on client visits or attend client meetings.
Displays competency with critical and analytical thinking and is able to identify connections between issues and actions needed to resolve issues for credits contained within the portfolio to ensure continued compliance with credit and risk policies and practices.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384842]]> Tue, 27 Mar 2012 16:00:00 GMT 2305675-Boston-Lending
Develops expected loss models and quantitative credit risk management approaches by performing technical analysis, such as write and run statistical analysis software (SAS) code/programs, creating  tables and charts, cleaning data, working with the business to understand the data and review the work of more junior staff members.  There is also an expectation to continually elevate the model development process to a better state through new model approaches.
These models/approaches are used throughout the bank to determine required regulatory capital, appropriate levels of economic capital, appropriate reserves for loan and lease losses (i.e., the allowance for loan and lease losses (ALLL)), and loan pricing levels that are commensurate with the risk inherent in transactions.  These activities have direct effects on the bank’s income (through the ALLL reserve), returns (through economic capital), regulatory compliance (through Basel II capital determination), and ability to compete and win transactions (through determination of risk-based pricing).
 

Qualifications

Very skilled in Statistical and Econometrical techniques. 

General business knowledge and familiarity with commercial banks’ products, operation and credit processes. 

Skilled in credit risk modeling, particularly with respect to Basel II and accounting SFAS 5.

Very good communication (both verbal and written) skills

Adept project management skills (e.g., Six Sigma greenbelt trained)

Masters required, PhD preferred.

2 years of experience in credit risk quantitative role preferred


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384718]]> Thu, 22 Mar 2012 16:00:00 GMT 2288988-Boston-Corporate
Responsible for managing the daily operations of the Teller staff in a Tier I branch.  Ensures compliance with bank policies and procedures. Under guidance of Branch Manager administers oral and written corrective actions as necessary, develops and delivers performance evaluations, plans and administers salary actions. Conducts regular staff meetings. Monitors Teller difference records. Maintains attendance records and vacation schedules. Manages Teller resources to minimize customer wait time. Coaches, counsels, trains, and develops current and new staff members to increase efficiency and enhance productivity. Meets teller sales referral goals and actively participates in sales promotions. May perform daily Teller functions part of the time. Position reports to Branch Manager or Assistant Branch Manager.
 

Qualifications

High School degree or equivalent required


At least 2 years teller experience


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment


Supervisory experience a plus
 

Hours and Work Schedule

Hours per Week:   20
Work Schedule:  Varies, will include evening and weekend hours


 

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384553]]> Tue, 20 Mar 2012 16:00:00 GMT 2284021-Boston-Retail
Accurately conducts all credit and debit transactions in compliance with established bank policies and procedures. Keeps proper cash supply on hand and prepares daily proof record while maintaining an acceptable difference record. Delivers excellent service to all bank customers. Meets teller sales referral goals and actively participates in sales promotions. May refer customers to other bank staff for problem resolution. Position reports to Teller Manager.
 

Qualifications

High School degree or equivalent required


6 months of previous cash handling experience required


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment
 

Hours and Work Schedule

Hours per Week:   30


Work Schedule:    Varies, will include Saturday hours.
 

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384571]]> Mon, 19 Mar 2012 16:00:00 GMT 2280258-Boston-Retail
 





The incumbent is responsible for supporting all financial reporting and performance analysis for the Global Restructuring Group (GRG).  Scope includes but is not limited to; responsibility for the month-end charge off and charge off forecast process, oversight of the quarterly FAS 114 process, calculation of margin enhancement, oversight of GRG’s Internet Site and responsible for the management of a new database and new financial reporting requirements for the Small Managed Enterprises (SME) Unit within GRG. 
Specific responsibilities include:
• Preparation of the monthly scorecard, monthly charge-off report, monthly charge-off forecast and   monthly margin enhancement analysis.   
▪Oversees GRG’s quarterly FAS 114 process.  Incumbent will work with the GRG Senior Credit Officer and CFG’s ALLL Group to coordinate the FAS 114 submission. 
• Ad hoc reporting and analysis for SME as well as other assigned projects.  Includes gathering of data; preparation/update of spreadsheets or databases, research, classification and analysis of financial and statistical data.  Includes determination of appropriate approach, resources required, schedule for completion and monitoring of project progress.

• Financial reviews and presentations to Management.  Design of format and contents or presentations, financial research and analysis, quality review of accuracy and relevance of data and recommendations provided to management. 
 • Responsible for the oversight of GRG Intranet Website.   
 

Qualifications

 







Bachelor’s degree in business, accounting, economics or other related topics.

Fully proficient in advanced techniques in accounting, financial analysis, PC tools (Microsoft Office). 

Exceptional written and oral presentation skills, management of projects.

Minimum of 5-7 years of related work experience in finance or financial industry. 

Financial Industry experience greatly preferred. 






 
  

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384515]]> Mon, 19 Mar 2012 16:00:00 GMT 2280278-Boston-Risk-Management
Provide corporate finance, equity valuation, relative value analysis, comparable analysis, syndication and distribution support for senior debt financings, as well as, full capital structure analysis including second lien, mezzanine debt and debt capacity analysis, Advise client teams on appropriate capital structure, coordinate with syndication and capital markets professionals on execution strategies and mobilize the necessary RBS and Citizens resources against those client opportunities. Qualify new banking opportunities collaboratively with capital markets, credit underwriting and relationship teams. Participate in portfolio reviews, responding to pre-screen memos and in the ordinary course.   Establish presentation time lines, coordinate and mobilize internal capital market resources and develop pitch concepts.   Partner with CFG capital markets and syndication professionals, and RBS Securities Inc to design optimal capital structure execution strategies.  Architect pitch idea presentations and oversee creation of same by junior staff.    Liaise with risk management to ensure that appropriate credit and market risks are identified and addressed. Maintain effective license to operate by sustaining a high level of trust and confidence by senior line and risk management. 
Role will require Travel
 

Qualifications

Minimum 10 years experience in Mid Corporate/Middle Market in leveraged finance preferably with a top 5 ranked institution. 
The candidate should have experience working with investment banking; have a thorough knowledge of corporate finance and valuation experience
Proven track record in transactions involving Senior Debt, Mezzanine Debt, Second Lien loans, securitizations, Equity Placements, M&A and Interest Rate Derivative Products Master’s degree or equivalent experience  
Demonstrated desire to succeed and drive business
Effective communications and influencing skills
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384330]]> Mon, 12 Mar 2012 16:00:00 GMT 2259014-Boston-Finance
Responsible for managing the daily operations of the Teller staff in a Tier I branch.  Ensures compliance with bank policies and procedures. Under guidance of Branch Manager administers oral and written corrective actions as necessary, develops and delivers performance evaluations, plans and administers salary actions. Conducts regular staff meetings. Monitors Teller difference records. Maintains attendance records and vacation schedules. Manages Teller resources to minimize customer wait time. Coaches, counsels, trains, and develops current and new staff members to increase efficiency and enhance productivity. Meets teller sales referral goals and actively participates in sales promotions. May perform daily Teller functions part of the time. Position reports to Branch Manager or Assistant Branch Manager.
 

Qualifications

High School degree or equivalent required


At least 2 years teller experience


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment


Supervisory experience a plus
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Varies, will include Saturday hours. 
 

How to Apply

Please note:  To be considered for a Teller position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 


 
https://st5.ercdataplus.com/cit6tel/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384410]]> Sun, 11 Mar 2012 16:00:00 GMT 2256302-Boston-Retail
Highly visible senior management leadership role requiring independence, decisiveness and strong interpersonal skills combined with the ability to prioritize and operate in a multitasked and geographically dispersed environment.  Responsibilities include but are not limited to:


Insure compliance with Credit Policy.  Daily and weekly approvals of significant and insignificant credit amendments, waivers, etc for the assigned portfolio.  Schedule, facilitate and manage the SCR quarterly review process, including quality control of reports.   Schedule, facilitate and manage the Pre-PER and PER review process, including quality control of reports.    Provide technical advice and assistance to relationship managers in the evaluations and restructuring of individual transactions.  Respond to external regulators re scheduling of audits and questions re audit results.  Manage and facilitate the Credit Review process.   Credit related projects as required on a periodic basis.   Serve as designated representative on various committees on a periodic basis.   Manage Credit Policy projects on a periodic basis.


Interface with Team Leaders and Relationship managers re preparation and review of SNC transactions.
 

Qualifications

Bachelor's degree in financially oriented major.


Masters degree preferred.


10-15 years of commercial credit experience- line lending experience of five years strongly preferred.


Senior level communication/interpersonal, coaching and negotiation skills
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384139]]> Mon, 05 Mar 2012 14:00:00 GMT 2229100-Boston-Risk-Management
The Risk Associate will work in a financial management team involved in all phases of capital analysis including: derivative instrument modeling and pricing, Value-at-Risk analysis, data and model analysis, development of capital methodologies and applications, quality control and testing, and business requirements definition.   Quantitative specialists will document, validate, and implement quantitative solutions for market, credit, and operational risk capital.   Specific monthly responsibilities include:  Analysis of Credit Value at Risk outputs and integration within a capital assessment framework.  This includes integration and development of appropriate option adjusted funds transfer pricing for all credit sensitive instruments.  Analysis of Operational Value at Risk and Interest Risk rate outputs and integration within a capital assessment framework.  This includes forecasting transaction volumes and integration of third party loss data into value distribution functions.  Development bank interest rate risk using stochastic approaches to determine probalistic measures of balance sheet performance under various forecasted conditions.  This process will include application and integration of these results into a broader capital assessment framework.  Back testing, validation, and performance assessment of various risk models to provide independent analysis capabilities for Internal Audit functions.  
 

Qualifications

Description of Experience


The Risk Associate will need operational fluency in some of the following software:


• Bancware’s Convergence 5.X for simulation modeling


• Inex for MBS cashflow modeling


• Andrew Davidson’s prepayment model


• Bancware’s Insight for data management


• Essbase


• Microsoft’s Excel, Word, Access and Powerpoint


• SAS


• KMV Portfolio Monitor


• OPVAR or similar operational risk modeling software


• Bloomberg


The Risk Associate will need a sound grounding in the following topics:


• The pricing and cash flow characteristics of all lending and deposit products offered by the bank and how these characteristics are reflected in the underlying products systems of the Bank.


• The pricing and cash flow characteristics of all investment products that the bank may hold, with special emphasis on the various forms of Mortgage Backed Securities


• The pricing and cash flow characteristics of any off balance sheet derivative products the bank may use to hedge its interest rate or credit exposure


• The calculation of various measures used to describe risk – Gap, Income Simulation, Duration, Economic Value of Equity, Value at Risk, CVAR, and OpVar


• The valuation of basic financial instruments


• Funds Transfer Pricing


• Basic accounting principles


• The bank’s balance sheet and organizational hierarchies and the elimination accounting required to produce consolidated reporting


• Understanding of financial markets, interest rates and the potential impact of current economic activity and political events thereon.


Additionally, the Risk Associate may need an understanding of the following topics:


• Stochastic modeling


• Option Valuation techniques


• Statistical data analysis used in the construction of behavioral models


• Regulations surrounding the management of interest rate, liquidity, credit, market, and operational risk – including the various Agency Joint Policy Statements on risk and the appropriate sections of Basel Capital Accord.


The Quantitative Capital Analyst III will need the following education and experience:


2-5 years of relevant experience in a number of the following areas:


Statistical and numerical techniques and the principles of the theory of probability and stochastic calculus.


Ability to execute C++ / Visual Basic / Excel routines and analytical programming requirements.


Experience working in a financial product engineering / R&D environment designing and developing quantitative methods and solutions for capital market products.  Alternatively, candidates may possess knowledge of capital markets products, methodologies and financial analytics including understanding of the key concepts of derivative instrument pricing and risk measurement


Strong written and verbal communications skills with experience presenting to executive management;


PhD or Masters degree in Computational Finance, Mathematics, Engineering, Statistics, or Physics or designation as a Chartered Financial Analyst.  A PhD is preferred.


Advanced knowledge of Basel II, Federal Reserve and FDIC regulations, International and US Accounting Standards pertaining to interest and liquidity risk, and/or other Regulatory directives. 


Membership(s) in various finance/ professional organizations


Strong communication, analytical and organizational skills with the ability to prioritize multiple tasks in a time sensitive environment


Flexibility and willingness to assume responsibilities for projects and tasks assigned by the Director of Economic Capital Management. 
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384189]]> Thu, 01 Mar 2012 14:00:00 GMT 2218775-Boston-Corporate
Responsible for validate all aspects of models including retail or wholesale credit risk models, underwriting scorecards, liquidity and operational models, valuation and pricing models, and customer and marketing segmentation models. Models are critical tools to make strategic decisions, to underwrite credit, to measure and control credit, market, liquidity, and operational risk, to value exposures, instruments, and positions. Models and scorecards are created and validated using rigorous statistical methodology.
 The incumbent must be able to fully analyze and critique models, understand their application, conduct necessary sensitivity analysis, backtesting, and benchmark studies, independently report findings and defend the model strengths/weaknesses.  The incumbent must be able to understand and handle the qualitative and quantitative data process and data mapping, to document the internal and external data sources, and to report data deficiencies.  
 The incumbent must possess both strong quantitative technical skills and banking practice experience.  And will communicate with Senior Management as well as RBS, Regulators and Internal/External Auditors.
 

Qualifications

Minimum 7 years of work experience within a financial institution;

PhD preferred, Strong understanding of Credit, Market, liquidity and Operational risk models, valuation and pricing models, VaR, PFE, and CVA simulations, and quantitative techniques;

Knowledgeable about Basel II A-IRB requirements and approaches;

Strong knowledge of banking products and practices;

Understanding of modeling tools (e.g. SAS, Excel, Matlab, Visual Basic. Also familiarity with external data sources such as SNL, KMV and other Econometric data;

Strong written and oral communication skills;

Develop reporting suite to communicate findings and monitor activity

Benchmark validation practices with internal and external sources

Interact with CFG model design group, RBS model oversight groups and resolve issues, as appropriate

Work with Regulators, internal Audit and external auditors

Ability to adapt to changing priorities

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382350]]> Wed, 29 Feb 2012 14:00:00 GMT 2036448-Boston-Risk-Management
Accurately conducts all credit and debit transactions in compliance with established bank policies and procedures. Keeps proper cash supply on hand and prepares daily proof record while maintaining an acceptable difference record. Delivers excellent service to all bank customers. Meets teller sales referral goals and actively participates in sales promotions. May refer customers to other bank staff for problem resolution. Position reports to Teller Manager.
 

Qualifications

High School degree or equivalent required


6 months of previous cash handling experience required


Previous sales/customer service experience in a retail environment preferred


Must successfully complete teller assessment
 

Hours and Work Schedule

Hours per Week:   30


Work Schedule:    Varies, will include Saturday hours.
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384108]]> Wed, 29 Feb 2012 14:00:00 GMT 2217672-Boston-Retail
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384133]]> Tue, 28 Feb 2012 14:00:00 GMT 2214224-Quincy-Finance
The Senior Risk Manager manages all aspects of risk within the business unit, ensuring that risk processes, programs and reports are consistent with corporate direction and policies.  This is accomplished by developing, enhancing and maintaining a proactive and robust risk management program and related initiatives.  The Senior Risk Manager will ensure that risk processes and programs and internal reports are developed, implemented and effectively administered.  Provides regulatory expertise and solutions on complex risk and compliance issues within business unit.  Identifies, assesses, implements and communicates regulatory issuances.  Reviews policies and procedures for adequacy and accuracy.

Leadership Accountabilities:


Business Management & Planning: Create, implement, and delivery of operational plans aligned with the business plans and targets. Contribute ideas, innovations and insights based on operational and customer needs to the overall business plan, to ensure the right objectives and focus is set in that plan.

Process/Continuous Improvement: To initiate and support process improvement activity and help to embed a culture of continuous improvement.  To facilitate change through projects.

Customer Service: To champion strong customer service attitudes and values.

Risk Management: Identify and manage the risk, minimizing the outcome and escalating where appropriate. Ensure processes operate as designed.  Key indicators in place to ensure reliable, predictable and stable environment.

Stakeholder Management: Develop and maintain effective working relationships with peer-level stakeholders across the business so that these contribute both to the effective operation of the business unit as well as the development of the unit business plan.

Managing Change: Proactively identify opportunities for change which will add value to the achievement of business objectives and enhance the customer experience. Ensure robust structures are in place to deliver, monitor and review change initiatives.

Team Leadership: Develop, plan, and implement activities that will enable a highly motivated and highly performing team to deliver team objectives. Fostering an environment of cooperation and change.

Recruitment & Induction: Design and recommend resourcing strategy, to identify recruitment requirements. Oversee the new hire orientation process for new team members.

Team Development: Create, plan and implement activities that will support the development of team members.

Performance Management: Ensure team meets agreed service levels, Coach and develop staff, Reviewed follow-up with each individuals performance to ensure they meet their specific objectives and that they have the right knowledge, skills and behaviors.  Conducts performance reviews and acts upon development needs where appropriate. Ensures that direct reports have clear objectives and targets linked to business objectives and appropriate behaviors ("what" is expected and "how" they are expected to achieve objectives).
 

Qualifications

Advanced analytical skills


Excellent writing, verbal and communication skills


Advanced knowledge of MS Word


Advanced knowledge of MS Excel/PowerPoint


In-depth knowledge of regulatory compliance requirements and risk management principles.


Excellent interpersonal skills


In depth knowledge of financial services industry


In depth knowledge of regulatory compliance requirements and risk management principles.


Proven leadership and management skills


Bachelor Degree required, Master’s Degree preferred


10 + years, Analytical, Compliance, Risk, Management, leadership or related experience including leadership in financial services industry
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383600]]> Wed, 08 Feb 2012 14:00:00 GMT 2161945-Boston-Corporate
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65/66, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383528]]> Mon, 06 Feb 2012 14:00:00 GMT 2155945-Boston-Finance
Engage current and potential customers in the aisles, at the check-out counter, and at the front door of the host retail partner.

Set prospect meetings at initial contact or through proactive follow-up to gain an understanding of customer’s unique banking needs.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Accurately conduct teller credit and debit transactions in compliance with established bank policies and procedures. Prepare daily proof record and maintain an acceptable difference record.

Work non-traditional schedule including nights and weekends.


Qualifications

High School degree or equivalent required

1 year sales and service experience

General knowledge of teller operations helpful

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   20


Work Schedule:    Varies, will include evening and weekend hours
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383304]]> Mon, 06 Feb 2012 14:00:00 GMT 2155971-Boston-Banker
This Executive Assistant role serves as the primary source of administrative and clerical support for the business line Executive. This person will be responsible for:



All administrative support and management of the office of the Executive. The chosen candidate will partner with Leadership, interacting with all levels within the organization and will serve as an external communication bridge between clients, vendors and business partners.

Management and Coordination of Operation projects required

Facilitating your managers’ calendar of appointments using strong time management skills.

Managing all incoming information (phone calls, correspondences, mail and email); managing the flow of communication and keeping track of any required action and due dates.

Create and maintain record system of assigned action items and promptly follow up with individuals to ensure actions are completed by agreed upon due dates.

Create presentations, invoices, memos, letters, spreadsheets and other documents using latest software packages.

Attend staff meetings and compile, transcribe and record highlights and action items.

Manage all administrative functions for the Executive including filing and maintenance of all files.

Provide support for the Executives activities, coordinating onsite and offsite meetings; resolving logistical issues and arranging for support facilities if needed.

Efficiently manage shifting priorities to meet deadlines and action items.


Qualifications

High School or equivalent (GED), Associates preferred

3 years Executive Administrative experience

2-3 years Project Coordination/Management skills

Excellent customer service skills

Good written, verbal and communication skills

Ability to multi-task

Proficient - MS PowerPoint, MS Excel, and MS Word


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383209]]> Wed, 25 Jan 2012 14:00:00 GMT 2127089-Boston-Corporate
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65/66, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382263]]> Sun, 11 Dec 2011 14:00:00 GMT 2028533-Boston-Finance
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380917]]> Tue, 11 Oct 2011 16:00:00 GMT 1855962-Boston-Finance