http://cfgcareers.com/boston/lending-jobs en
Manage the portfolio management group with objective quality control relating to the manufacturing, monitoring, risk rating, reporting, and compliance functions.   Ensure there is discipline and consistency around the PM process.  Enforce early warning protocols around deteriorating credits - sponsor and project.  This position is responsible for taking a leadership role in helping the region attain its goals while adhering to a sound CRE and CFG/RBS business model. Individual will manage the region's portfolio management team and create/improve processes and procedures to maintain quality control of the portfolio.
 

Qualifications

12+ years of commercial real estate loan underwriting experience with ability to manage and grow significant customer portfolio.  


Previous management level experience preferred.


BA degree, MA preferred with successful completion of a credit training/underwriting program.


Excellent written and verbal communication and interpersonal skills and ability develop and maintain customer relationships.


Proven credit management abilities with good computer skills for recording and tracking results.


Outstanding organizational skills and ability to work in a fast paced environment with minimal supervision.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383275]]> Mon, 30 Jan 2012 14:00:00 GMT 2136825-Boston-Lending
Work with team of Franchise Lending and Retail Petroleum relationship managers and portfolio managers post-loan approval and prior to loan closing.  Work with Agent bank, loan servicing, and closing attorneys to ensure that credit agreements are consistent with credit approvals and meet bank requirements.  Responsible for coordinating  real estate, flood, and environmental process.  Order appraisal and environmental reports and follow up on Real Estate Risk Services recommendations as needed. Assemble legal documents and coordinate process with counsel.  Review general liability and property insurance policies for sufficiency. Review amortization schedules for accuracy.  Coordinate closing of swap transactions.  Responsible for post-closing follow up, obtaining undertaking items, and UCC filing and release confirmations.  Proactively identifies and assists in resolving issues affecting loan closing.  Obtains payoff letters, disbursement instructions and generally coordinates loan closing process for team.
 

Qualifications

Bachelors degree required, paralegal experience with knowledge of real estate lending is desired.
Minimum of five years commercial lending, real estate, or loan closing experience required.  Knowledge of credit agreements, credit structure (lines of credit and term loans) and real estate is required.   Strong communication, organization, and interpersonal skills are required. 
Must maintain critical timelines, handle multiple workstreams, and raise issues in a timely manner.  Aptitude for analysis, and understanding of loan documentation is required.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383098]]> Mon, 23 Jan 2012 14:00:00 GMT 2121056-Boston-Sales-and-Service
Accountable for the management of a portfolio of commercial clients and client retention. Daily responsibilities include, applying and enforcing risk mitigation controls, maintaining a high level of data stewardship,   adhering to Bank policies, procedures and federal regulations as applicable, while providing exceptional service to commercial clients.
Daily responsibilities include, applying and enforcing risk mitigation controls, maintaining high levels of data stewardship.,adhering to Bank policies, procedures and federal regulations as applicable, while providing exceptional service to commercial clients Perform a qualitative review, assessment and interpretation internal and external legal documentation for adherence to Bank policies, procedures and federal regulations to mitigate operational, documentation, reputation risk as appropriate. Take independent action to rectify any inaccuracies or exceptions prior to loan closing. Implement effective controls and proactively initiate action to resolve client issues appropriately with minimal involvement from Relationship Manager or CBCS Team Leader/Manager in a timely manner. Effectively escalate and engage Relationship Manager and/or CBCS Team Leader of issues as appropriate. Consistently maintain a state of internal and external audit readiness and exhibit appropriate knowledge of clients/products within the portfolio when interacting with peers, relationship team, team leader and senior managers.
Ensure the accuracy of critical data across data bases and systems of record to prevent negative impact to Client and/or Bank. Working knowledge of Commercial Credit Policy, Federal Regulations, loan documentation to include Credit Agreements, Notes, Guarantees and collateral requirements and is qualified to close complex commercial loans and manage a portfolio of complex commercial loans with minimal supervision. Process client request for loan advances, loan payments, rate changes and other inquiries ensuring accurate and superior client service.
Develop valued relationships with internal and external clients. Proactively collaborate both within department and across business lines. Daily interaction with all business partners and colleagues as well as assign Commercial Banking clients to effectively manage portfolio while mitigating risk and ensuring client satisfaction.
 

Qualifications

Possess commercial  loan.processing experience with complex deal structures               and/or Clients.   Working knowledge of Commercial Credit policy, Federal     regulations,  loan documentation terms and conditions including Credit Agreements, Notes, Guarantees and collateral requirements and is qualified to close complex commercial loans and manage a portfolio of complex commercial loans.
Knowledgeable in the areas of operational, system, financial, regulatory and accounting activities. Detail oriented to maintain high levels of data stewardship. Solid working knowledge of Bank systems used to support position accountabilities. Highly motivated and team-oriented. Exhibit analytical ability to expedite complex problem resolution. Developed written and oral communications skills to provide exceptional client service and to effectively communicate with clients, colleagues and all levels of management.
Manage multiple priorities and maintain productivity during periods of change or uncertainty. Demonstrated ability to negotiate and influence. Adept with PC, Mainframe, Word and Excel.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382752]]> Thu, 12 Jan 2012 14:00:00 GMT 2092407-Boston-Lending
Seeking Credit Analyst/Associate with 2-5 years' credit experience, superior modeling skills and formal credit training for middle-market Sponsor (Private Equity) Finance business. Provides modeling, underwriting and company and industry due diligence for new loans.  Assisting team with credit approvals and closing of loans. Assisting Portfolio Managers/Bankers to monitor and service a portfolio of closed loans.  Interact with customers to address non-routine servicing matters or other risk related issues. Assist team with cross-selling opportunities.  Produce pitch books and other client focused materials.   Diligent and timely execution of work product.  Effective communications and influencing skills.  Strong credit acumen.   Ideal candidate needs to be a hard charging, self starter with energy and drive to successfully complete tasks on abbreviated timelines.  Demonstrated strong desire to succeed and drive business.  This position is located in Boston.
 

Qualifications

2+ years of successful commercial lending experience with relevant institution, commercial bank or investment bank. 
Leveraged lending experience required.  
Successful completion of a formal commercial credit training program or equivalent experience. 
Advanced analytical, loan structuring, underwriting and other skills. 
Ability to perform at a high level in a team environment. 
Proven track record of success (undergrad/current employ).
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382329]]> Tue, 13 Dec 2011 14:00:00 GMT 2034322-Boston-Finance
Solicit, develop, and service a wide variety or secured commercial loans and lines of credit. Negotiate loan requests and approves credits within give credit authority. Analyze and underwrite new business transactions and increases/changes to existing relationships. Present credit offerings to senior management after careful review. Respond knowledgeably and confidently to management questions and requests for information. Represent all areas of the company to the customer base and be fully knowledgeable and conversant about varied financing options, cash management and other products and services so that he/she is able to assist customers in obtaining a full array of the bank's services. Incumbents are typically responsible for loan portfolios with total commercial loan assets of $50MM to $100MM.

Qualifications

Bachelor's Degree in Finance or MBA preferred.


Formal credit training.


Minimum of 5 years experience in Asset Based Lending.


Highest level negotiation skills.


Strong marketing and sales skills.


Excellent verbal and written communication skills required.

Other Information

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Business Capital to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
373234]]> Wed, 09 Feb 2011 14:00:00 GMT 1213541-Boston-Lending