http://cfgcareers.com/careers/sales-jobs en
Manage and coach to the overall profitability of the region. Active role in the creation and implementation of strategic direction. Act as a member of the regional team to ensure client needs are satisfied and customer relations are established. Ensure region is adequately staffed with the support of Human Resources, with qualified well-trained sales personnel.

Promote and ensure a positive work environment for employees within the region. Direct the sales and service initiative for the region. Assist in balancing day to day needs of the region with the strategic direction of Citizens Bank. Manage bank visibility/recognition in the communities within the region. Develop and maintain active relationships with business partners to identify and leverage sales opportunities.

Qualifications

Undergraduate degree preferred or equivalent work experience


5+ years Business sales development experience
3+ years experience leading a team to achieve sales results
3+ years of credit experience
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386741]]> Tue, 22 May 2012 16:00:00 GMT 2454853-Providence-Retail
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects.
Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.


Contact customers and prospects as required to schedule sales appointments.
Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.
Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections. Meet and/or exceed sales goals.

Qualifications

Undergraduate degree preferred or equivalent work experience


Outside Business sales development experience required
Proven sales/outside calling skills
Previous experience on a base and commission type of pay plan
Strong Centers of Influence
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of Citizens Bank of Pennsylvania to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386690]]> Mon, 21 May 2012 16:00:00 GMT 2452769-Pittsburgh-Sales-and-Service
The key responsibilities of this position are to work closely with the assigned Financial Consultants to maximize revenue production. The incumbent will be responsible for contacting assigned FC's book of business to solidify relationships, coordinate all prospecting and follow-up efforts (telemarketing), serve as client liason for FC client companies, participate in client enrollment meetings, coordinate and participate in client seminars, follow up on referrals received from business partners and to provide sales activity reporting. Travel within assigned geographic location may be required.

Qualifications

Excellent oral and written communications skills
Knowledge of PC applications, spreadsheets and word processing
Ability to prioritize objectives in a fast-paced environment
Bachelor's Degree or equivalent work experience preferred
FINRA Series6 and 63 preferred or the ability to obtain within 6 months; 65, LAH helpful
2+ years investment industry experience a plus
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385929]]> Sun, 20 May 2012 16:00:00 GMT 2448300-Massachusetts-Sales-and-Service
Responsible for the sale of bank products and services in an inbound call center. The successful candidate will use well developed selling skills to recognize customer needs and sell the appropriate bank consumer product line.
Promptly answer telephone calls and Web inquiries in an ACD call center.
Follow a schedule for inbound and outbound calls, and administrative work in order to meet service level objectives of the team.
Utilize effective organizational skills to meet customer commitments. Meet the monthly sales, productivity and cross sell goals. Contact/update all sales leads in accordance to the department lead policy. Manage the sale of bank products and services.

Qualifications

Two (2) or more years of recent phone/inside sales experience, preferably in a call center environment
High school diploma or equivalent
Active communication/listening
Strong presentation skills
Solid technical product knowledge
Closing the sale and strong administrative skills are required

Demonstrated effective presentation skills
Excellent Customer Service skills
Proficient knowledge of Microsoft Word, Excel, Access and Outlook Windows based programs including e-mail

Hours and Work Schedule

Hours per Week: 40


Work Schedule: TBD

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386505]]> Sun, 20 May 2012 16:00:00 GMT 2454854-Providence-Sales
Under the guidance of the Premier Banking Sales Manager, incumbent will have responsibility and accountability to service a portfolio of approx 250/300 affluent clients profitably with the objective of growing share of wallet, retention and acquisition of new clients. The RM will have to operate within approved policies and strategies and deliver outstanding service and sales solutions to meet clients’ long and short term goals.
Contribute to profit, sales and product targets of the Retail and Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients. To profitably manage, grow and acquire a portfolio of affluent accounts . Maintain existing clients relationship and balances to further develop accounts through cross-selling by maintaining regular personal contact with clients and developing deep long term relationships. Expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products. Expand number of relationships thru referrals and provide referrals to other bank specialists. Provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization. Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients. Maintain knowledge of capital markets and financial instruments. Perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues. Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements. Handle other assignment as directed by manager.
 

Qualifications

Bachelors degree preferred or relevant equivalent experience
3-5 years of banking experience
Experience/exposure to banking/investment/wealth management
Experience with sales of consumer mortgage and home equity recommended
Excellent customer service and communication skills
Knowledgeable of regulatory requirements to ensure a sound control environment
Proven record of developing client relationships and success in relationship selling
Series 6 & 63 Securities License required within 90-days of hire
Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386653]]> Sun, 20 May 2012 16:00:00 GMT 2448282-Kingston-Sales
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


This position can be hired in the following states: IL, MI, and OH.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386622]]> Sun, 20 May 2012 16:00:00 GMT 2448284-Akron-Sales-and-Service
Working in a team environment, the candidate will analyze, structure, underwrite and present credit recommendations on Asset Based Loan requests and/or modifications. Analyses will include in-depth review of financial statements, projections, and other relevant credit information. Preparation of underwriting documents will also include client exposure strategies, credit risks and mitigants, cash flow repayment analysis, collateral analysis on multiple asset classes, preparation of pricing and risk rating models, and completion of the credit proposal summary in accordance with Citizens Financial Group policy. The position will also include interaction with Bank clients and prospects. The position may include travel primarily for prospect/client meetings and site inspections.

Qualifications

Minimum of 10 years experience in Asset Based Lending.


Bachelor's Degree in Business, Finance, or Economics preferred.


Successful completion of formal credit training preferred.


Experience with Commercial modeling and risk measurement preferred.


Excellent PC skills in Excel and Microsoft Word.


Ability to coordinate multiple projects and satisfy strict deadlines.


Excellent verbal and written communication skills required.


Strong organizational and time management skills required.


Ability to prioritize, multitask, and be a self-starter.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386543]]> Tue, 15 May 2012 16:00:00 GMT 2437224-Boston-Sales-and-Service
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386539]]> Mon, 14 May 2012 16:00:00 GMT 2433733-Pennsylvania-Finance
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386538]]> Mon, 14 May 2012 16:00:00 GMT 2433736-Harrisburg-Finance
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects. 
Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.


Contact customers and prospects as required to schedule sales appointments.
Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.
Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections.  Meet and/or exceed sales goals.
 

Qualifications

Undergraduate degree preferred or equivalent work experience


Outside Business sales development experience required
Proven sales/outside calling skills
Previous experience on a base and commission type of pay plan
Strong Centers of Influence
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386566]]> Mon, 14 May 2012 16:00:00 GMT 2433739-Burlington-Sales-and-Service
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386540]]> Mon, 14 May 2012 16:00:00 GMT 2433741-Pennsylvania-Finance
As an employee of RBS Citizens, NA, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. RBS Citizens, NA is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. This position is responsible for maximizing market share in the St. Louis and outlying area sales territory by maintaining strong dealer relationships, increasing business from existing dealers, and signing qualified prospects. Works closely with sales management and other local reps in developing sales strategies and establishing best practices. Provides detailed Market Summary reports that give insight to market / industry trends, competitor programs, and product opportunities and challenges. Strong emphasis on customer service and superior communication.

Qualifications

Extensive knowledge of auto industry with superior dealership relationship skills. 3-5 years experience working directly with these areas while generating quality assets. Excellent written and verbal communications and problem solving skills. Self motivated with the ability to organize and manage time to maximize productivity. Ability to work on your own in remote areas.

Hours and Work Schedule

Hours per week: 40 This is a "work from home" position. 
Work Schedule:  Monday - Friday, 8:00am-5:00pm. Travel required.
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386522]]> Mon, 14 May 2012 16:00:00 GMT 2433727-Work-at-Home-Finance
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386533]]> Mon, 14 May 2012 16:00:00 GMT 2433745-Boston-Finance
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386536]]> Mon, 14 May 2012 16:00:00 GMT 2433740-Detroit-Finance
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects.
Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.


Contact customers and prospects as required to schedule sales appointments.
Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.
Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections. Meet and/or exceed sales goals.

Qualifications

Undergraduate degree preferred or equivalent work experience


Outside Business sales development experience required
Proven sales/outside calling skills
Previous experience on a base and commission type of pay plan
Strong Centers of Influence
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386465]]> Sun, 13 May 2012 16:00:00 GMT 2429999-Detroit-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386498]]> Sun, 13 May 2012 16:00:00 GMT 2430002-Boston-Sales-and-Service
Act as primary relationship officer for assigned book of business, targeted at approximately 140 relationships (both borrowing and non borrowing)

Primary focus is on exceeding specific goals around net portfolio growth in loans and deposits along with new production in deposits, loans, cash management and total revenue.

Actively prospect as a way to generate new customer relationships and met or exceed production goals.

Customer retention, profiling and expansion through active calling to portfolio customers for referrals while deepening and growing relationships

Develop a targeted COI (center of influence) list and have a detailed plan to build relationships which lead to referral business to achieve goals.

Ability to source, structure and present business lending opportunities.

Actively partner on a weekly basis with internal partners (assigned BBO’s, branches, investment specialist, cash management, mortgage specialist, insurance specialist, your place banking, etc.). Introduce top clients to appropriate specialist to deepen share of wallet. Prospect with specialists depending on situation.

Provide specific assistance to assigned BBO’s for outside joint calling, technical questions related to larger deposit and loan opportunities, etc.

Recording of all call activity and call notes on a weekly basis in SFDC

Required to make a targeted number of “in person” calls to prospects, customers, COI’s and internal partners weekly & monthly. Discuss these calls in weekly sales meetings and check-ins with Market Managers.


Qualifications

Undergraduate degree preferred or equivalent work experience

Must be goal oriented as well as flexible and adaptable to a rapidly changing marketing environment.

Minimum of 2 years Business Banking Relationship Management experience in a banking or financial service environment.

Commercial and consumer credit experience required.

Proven track record in sales and business development

Strong oral and written presentation skills

Knowledge of business deposit, cash management and loan products.

Effective networker and active community involvement.


Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386436]]> Thu, 10 May 2012 16:00:00 GMT 2425080-New-York-State-Sales-and-Service
Under the guidance of the Premier Banking Sales Manager, incumbent will have responsibility and accountability to service a portfolio of approx 250/300 affluent clients profitably with the objective of growing share of wallet, retention and acquisition of new clients. The RM will have to operate within approved policies and strategies and deliver outstanding service and sales solutions to meet clients’ long and short term goals.
Contribute to profit, sales and product targets of the Retail and Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients. To profitably manage, grow and acquire a portfolio of affluent accounts . Maintain existing clients relationship and balances to further develop accounts through cross-selling by maintaining regular personal contact with clients and developing deep long term relationships.
Expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products. Expand number of relationships thru referrals and provide referrals to other bank specialists. Provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization.
Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients. Maintain knowledge of capital markets and financial instruments. Perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues.
Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements. Handle other assignment as directed by manager.

Qualifications

Bachelors degree preferred or relevant equivalent experience
3-5 years of banking experience
Experience/exposure to banking/investment/wealth management
Experience with sales of consumer mortgage and home equity recommended
Excellent customer service and communication skills
Knowledgeable of regulatory requirements to ensure a sound control environment
Proven record of developing client relationships and success in relationship selling
Series 6 & 63 Securities License required within 90-days of hire
Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386414]]> Wed, 09 May 2012 16:00:00 GMT 2425058-Massachusetts-Sales
This position will have day-to-day management responsibilities for directing activities within the AML group, who are responsible for evaluating customer information and taking appropriate action to protect the company against risk of money laundering activity.
This individual will be responsible for managing the daily/weekly/monthly management information reporting for Regional Services including prioritizing work, managing stakeholders and managing a staff of up to 4 FTE. The ideal candidate will have strong organizational skills, good communication skills, be a self-starter, be able to work under stressful conditions
Manages the day-to-day operational environment through effective communication of information and setting priorities to facilitate and maximize efficient performance. Maintains all documentation of the department ensuring procedures, policies and guidelines are kept current. Develops staff knowledge to ensure that all staff is kept up to date on relevant changes in the business. Reviews and monitors productivity of the department to ensure it is kept at a maximum level serving the clients.

Coordinates and liaises between global and internal compliance groups for information/data compilation. Interfaces with internal clients, compliance, business, client services, cash operations, securities operations, operational risk management, IT, systems, and external vendors concerning matters that effect or interface with the department. Ensures that management controls, designed to minimize the operational errors that occur, are in place and working effectively. Assists in the development of strategies to alleviate operational issues, promote client satisfaction and/or regulatory issues.

Leadership Accountabilities:


Business Management & Planning: Create and implementation and delivery of operational plans aligned with the business plans and targets. Contribute ideas, innovations and insights based on operational and customer needs to the overall business plan, to ensure the right objectives and focus is set in that plan.

Process/Continuous Improvement: To initiate and support process improvement activity and help to embed a culture of continuous improvement. To facilitate change through projects. Customer Service: To champion strong customer service attitudes and values.

Risk Management: Identify and manage the risk, minimizing the outcome and escalating where appropriate. Ensure processes operate as designed. Key indicators in place to ensure reliable, predictable and stable environment.

Stakeholder Management: Develop and maintain effective working relationships with peer-level stakeholders across the business so that these contribute both to the effective operation of the business unit as well as the development of the unit business plan.

Managing Change: Proactively identify opportunities for change which will add value to the achievement of business objectives and enhance the customer experience. Ensure robust structures are in place to deliver, monitor and review change initiatives.

Team Leadership: develop, plan, and implement activities that will enable a highly motivated and highly performing team to deliver team objectives. Fostering an environment of cooperation and change.

Recruitment & Induction: design and recommend resourcing strategy, to identify recruitment requirements. Oversee the new hire orientation process for new team members

Team Development: Create, plan and implement activities that will support the development of team members.

Performance Management: Ensure team meets agreed service levels, coach and develop staff, reviewed follow-up with each individuals performance to ensure they meet their specific objectives and that they have the right knowledge, skills and behaviors. Conducts performance reviews and acts upon development needs where appropriate. Ensures that direct reports have clear objectives and targets linked to business objectives and appropriate behaviors ("what" is expected and "how" they are expected to achieve objectives).

Qualifications

Direct experience managing a compliance group within a financial institution

Expert knowledge of internal and external rules governing the compliance area

People leadership

Understanding of industry practices in the area of anti-money laundering practices and sanctions filtering

Bachelor Degree Required

AML Certification Preferred

5 + years, direct experience managing a compliance group within a financial institution

5+ years, financial services and/or general banking knowledge and Management/Supervisory experience.

Proven experience of understanding industry practices in the area of anti-money laundering practices and sanctions filtering

5+ years, AML experience preferred.

Must have a solid understanding of technology (Excel, Access and other reporting tools).


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386309]]> Tue, 08 May 2012 16:00:00 GMT 2424941-Providence-Sales-and-Service
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects.
Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.


Contact customers and prospects as required to schedule sales appointments.
Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.
Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections. Meet and/or exceed sales goals.
Meet and or exceed sales goals. Understand local competitive strategies and deal with objections. Effectively use all the tools to acquire new business relationships.

Qualifications

Undergraduate degree preferred or equivalent work experience
At least 3 years experience in selling financial products services to Small Businesses.

Outside Business sales development experience required
Proven sales/cold calling skills
Previous experience on a base and commission type of pay plan
Strong Centers of Influence
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues
Excellent communication and self-management.
Must self-motivated and possess strong interpersonal skills.
Must be able to work effectively in a team environment toward common goals.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386388]]> Tue, 08 May 2012 16:00:00 GMT 2425082-Littleton-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


This position can be hired in the following states: IL, MI, and OH.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386263]]> Tue, 08 May 2012 16:00:00 GMT 2425040-Birmingham-Sales-and-Service
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.



Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects.

Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.

Contact customers and prospects as required to schedule sales appointments.

Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.

Utilize the DRIVE sales activities to identify customer needs and manage the sales process.

Understand local competitive strategies and deal with objections.

Meet and/or exceed sales goals.

Understand local competitive strategies and deal with objections.

Effectively use all the tools to acquire new business relationships.


Qualifications

Undergraduate degree preferred or equivalent work experience

At least 3 years experience in selling financial services to Small Businesses.

Outside Business sales development experience required

Proven sales/outside calling skills

Previous experience on a base and commission type of pay plan.

Strong Centers of Influence

Must be self-motivated and possess strong interpersonal skills.

Must be able to work effectively in a team environment toward common goals.

Strong presentation skills, both verbal & written

Ability to work in a matrix organization and develop partnerships across business lines.

Strong PC skills, both in Word and Excel, or similar software.

Strong knowledge of banking deposit/credit products and services.

Strong knowledge of bank operations/systems and compliance/regulatory issues.


Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386272]]> Mon, 07 May 2012 16:00:00 GMT 2425057-Massachusetts-Sales-and-Service
Under the guidance of the Premier Banking Sales Manager, incumbent will have responsibility and accountability to service a portfolio of approx 250/300 affluent clients profitably with the objective of growing share of wallet, retention and acquisition of new clients. The RM will have to operate within approved policies and strategies and deliver outstanding service and sales solutions to meet clients’ long and short term goals.
Contribute to profit, sales and product targets of the Retail and Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients. To profitably manage, grow and acquire a portfolio of affluent accounts . Maintain existing clients relationship and balances to further develop accounts through cross-selling by maintaining regular personal contact with clients and developing deep long term relationships. Expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products. Expand number of relationships thru referrals and provide referrals to other bank specialists. Provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization. Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients. Maintain knowledge of capital markets and financial instruments. Perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues. Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements. Handle other assignment as directed by manager.

Qualifications

Bachelors degree preferred or relevant equivalent experience
3-5 years of banking experience
Experience/exposure to banking/investment/wealth management
Experience with sales of consumer mortgage and home equity recommended
Excellent customer service and communication skills
Knowledgeable of regulatory requirements to ensure a sound control environment
Proven record of developing client relationships and success in relationship selling
Series 6 & 63 Securities License required within 90-days of hire
Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386292]]> Mon, 07 May 2012 16:00:00 GMT 2425083-Rhode-Island-Sales
Generate mortgage applications for the CCO Mortgage.  Meet sales goals and objectives.  Manage sales team to call on Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit and develop and manage quality sales team that generates quality loans compliant with CCO Mortgage policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4 years of mortgage experience.


Bachelor's Degree preferred.


Minimum 2 years management experience in the mortgage industry.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Outstanding interpersonal skills.


Working knowledge of FNMA-DU/FHLMC


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386220]]> Thu, 03 May 2012 16:00:00 GMT 2412198-Boston-Sales-and-Service
Manage, coach and supervise a team of 20 +/- Financial Consultants in an assigned market or region. Participate in the recruitment and selection of assigned team.  Create strong partnerships with internal colleagues, provide NASD supervision, auditing, reporting and results for team relative to assigned financial budget. Also responsible for the management of any support colleagues assigned to this team.  Responsible for all regulatory record keeping and files, group presentations, performance management and specific trade review/supervision.  Also required to identify and coach team to additional investment/insurance product opportunities and FC prospecting in region.
 

Qualifications

Bachelor's Degree or equivalent work experience.

5+ years experience.

Series 7, 63 & 65 licenses required.

State insurance licenses and Series 24 preferred.

Management experience in all aspects of registered principal and supervisory role within a NASD member firm required.

Must have financial budgetary experience and proven ability to deliver on financial expectations for team.

Must have experience in recruiting and interviewing professional financial consultants in the field.

Management in the direct sales of investment/insurance products with a proven record of success.

History of ethical and compliant behavior in background and NASD form U-4.

The ability to pass challenging regulatory exams and maintain certifications through ongoing continuing education.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386166]]> Wed, 02 May 2012 16:00:00 GMT 2406271-Detroit-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


This position can be hired in the following states: IL, MI, and OH.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386098]]> Tue, 01 May 2012 16:00:00 GMT 2406302-Illinois-Sales-and-Service
This position involves being the sole buy desk representative for RBS Asset Finance, Inc. The employee will work with existing sources and develop new sources of loan and lease transactions for acquisition by RBSAF. The employee will pre-screen deals from a credit and structure standpoint, submit deals for underwriting, negotiate prices with sources and interface with documentation to unsure that the deal is closed and funded in accordance with the approval for the transaction.
 

Qualifications

Candidate must possess excellent commercial credit skills and the ability to pre-screen third party transactions from a credit and structure standpoint.

Good written/verbal communication skills.

Candidate must have familiarity with pricing (Super Trump) and RAROC models. Minimum of 5 years indirect Buy-Desk experience, preferably in a bank own leasing company setting.

Commercial banking training and credit experience (not less than two years) also required.

Existing network of contacts in the equipment finance capital markets area is a plus.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Asset Finance, Inc. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386064]]> Tue, 01 May 2012 16:00:00 GMT 2406272-Boston-Sales
 As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring a talented Producing Sales Manager who proactively identifies, develops and maintains a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gathering any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.  Manage sales team to ensure development of relationships with Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit, develop and manage quality sales team that generates quality loans compliant with company policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4+ years of residential mortgage sales experience.


Minimum 5 years mortgage management experience.


Proven record of recruiting success.


$10MM in annual closed loan volume.


Bachelor's Degree preferred.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Working knowledge of FNMA-DU/FHLMC/LP.


Referral network required.


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Hours and Work Schedule

 Hours per Week:  40


Work Schedule:     Varies
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385945]]> Mon, 30 Apr 2012 16:00:00 GMT 2395867-New-York-State-Sales-and-Service
 As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring a talented Producing Sales Manager who proactively identifies, develops and maintains a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gathering any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.  Manage sales team to ensure development of relationships with Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit, develop and manage quality sales team that generates quality loans compliant with company policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4+ years of residential mortgage sales experience.


Minimum 5 years mortgage management experience.


Proven record of recruiting success.


$10MM in annual closed loan volume.


Bachelor's Degree preferred.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Working knowledge of FNMA-DU/FHLMC/LP.


Referral network required.


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Hours and Work Schedule

 Hours per Week:  40


Work Schedule:     Varies
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385946]]> Mon, 30 Apr 2012 16:00:00 GMT 2395868-New-York-State-Sales-and-Service
 As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring a talented Producing Sales Manager who proactively identifies, develops and maintains a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gathering any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.  Manage sales team to ensure development of relationships with Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit, develop and manage quality sales team that generates quality loans compliant with company policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4+ years of residential mortgage sales experience.


Minimum 5 years mortgage management experience.


Proven record of recruiting success.


$10MM in annual closed loan volume.


Bachelor's Degree preferred.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Working knowledge of FNMA-DU/FHLMC/LP.


Referral network required.


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Hours and Work Schedule

 Hours per Week:  40


Work Schedule:     Varies
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385947]]> Mon, 30 Apr 2012 16:00:00 GMT 2395869-New-York-State-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386054]]> Mon, 30 Apr 2012 16:00:00 GMT 2395885-Rhode-Island-Sales-and-Service
 As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring a talented Producing Sales Manager who proactively identifies, develops and maintains a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gathering any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.  Manage sales team to ensure development of relationships with Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit, develop and manage quality sales team that generates quality loans compliant with company policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4+ years of residential mortgage sales experience.


Minimum 5 years mortgage management experience.


Proven record of recruiting success.


$10MM in annual closed loan volume.


Bachelor's Degree preferred.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Working knowledge of FNMA-DU/FHLMC/LP.


Referral network required.


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Hours and Work Schedule

 Hours per Week:  40


Work Schedule:     Varies
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385944]]> Mon, 30 Apr 2012 16:00:00 GMT 2395886-Monroeville-Sales-and-Service
 As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring a talented Producing Sales Manager who proactively identifies, develops and maintains a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gathering any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.  Manage sales team to ensure development of relationships with Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit, develop and manage quality sales team that generates quality loans compliant with company policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4+ years of residential mortgage sales experience.


Minimum 5 years mortgage management experience.


Proven record of recruiting success.


$10MM in annual closed loan volume.


Bachelor's Degree preferred.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Working knowledge of FNMA-DU/FHLMC/LP.


Referral network required.


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Hours and Work Schedule

 Hours per Week:  40


Work Schedule:     Varies
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385948]]> Mon, 30 Apr 2012 16:00:00 GMT 2395873-Philadelphia-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. This position can be hired in the following states: PA, DE, NJ, and NY.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385953]]> Thu, 26 Apr 2012 16:00:00 GMT 2385750-New-York-State-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. This position can be hired in the following states: PA, DE, NJ, and NY.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385950]]> Thu, 26 Apr 2012 16:00:00 GMT 2385752-Pennsylvania-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. This position can be hired in the following states: PA, DE, NJ, and NY.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385952]]> Thu, 26 Apr 2012 16:00:00 GMT 2385754-Albany-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. This position can be hired in the following states: PA, DE, NJ, and NY.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385956]]> Thu, 26 Apr 2012 16:00:00 GMT 2385748-Delaware-Sales-and-Service
The Business Banking Regional Manager will manage a team of BBO’s and be responsible for attaining financial and sales goals through active coaching and managing to Business Banking defined DRIVE sales process and sales management process (including cold calling) as well as required paperwork. 

BB RMs will also be responsible for developing skills and competencies of their BBO team, maintaining optimum staffing occupancy. 

Ensure focus on identifying and closing cross sell product opportunities, and acquiring new customer relationships within the assigned BBO branches.

Provide coaching and managing to BBO team around DRIVE sales activities and expectations.

Lead, develop and motivate the BBO sales team in their professional growth and maximizing their overall contribution to the business, as well as recruiting sales representatives to build bench strength.     

 

Qualifications

Undergraduate degree preferred or equivalent work experience.
5+ years Business sales development experience.
3+ years experience leading a team to achieve sales results.
3+ years of credit experience.
Banking/Finance experience required
Strong presentation skills, both verbal & written Ability to work in a matrix organization and develop partnerships across business lines.
Strong PC skills, both in Word and Excel, or similar software.
Strong knowledge of banking deposit/credit products and services.
Strong knowledge of bank operations/systems and compliance/regulatory issues.

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385980]]> Thu, 26 Apr 2012 16:00:00 GMT 2385676-Providence-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. This position can be hired in the following states: PA, DE, NJ, and NY.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385959]]> Thu, 26 Apr 2012 16:00:00 GMT 2385741-Philadelphia-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. This position can be hired in the following states: PA, DE, NJ, and NY.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385955]]> Thu, 26 Apr 2012 16:00:00 GMT 2385747-New-York-State-Sales-and-Service
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects.  Maintain a high level of product knowledge and service.  Contact customers and prospects as required for sales.  Utilize sales process to identify customer needs.  Meet and or exceed sales goals. Understand local competitive strategies and deal with objections.  Effectively use all the tools to acquire new business relationships.
 

Qualifications

Undergraduate degree preferred or equivalent experience required. At least 3 years experience in selling financial services to Small Business. Previous experience on a base and commission type of pay plan. Strong Center of Influence to sell to. Excellent communication and self-management. Must self-motivated and possess strong interpersonal skills. Must be able to work effectively in a team environment toward common goals.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of Citizens Bank of Pennsylvania to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
385855]]> Wed, 25 Apr 2012 16:00:00 GMT 2384467-Pittsburgh-Sales-and-Service
The incumbent is primarily responsible for all aspects of the selling process for education finance products in the MA, NH, ME, RI, VT, and CT markets.  The products may encompass several different program features. Drive the sales process from initial contact with potential clients through to closing the sale which means becoming a preferred education financing lender for the institution.  Coordinate all communication with the client in order to develop the relationship.  Build and monitor market share toward volume goals by assessing client’s needs and responding quickly to issues.  Be available to conduct debt counseling, financial aid awareness sessions, etc. at the institution’s request. Attend all activities relating to industry tradeshows and other direct customer facing opportunities. 
 

Qualifications

3-5 years of marketing/sales required.  Specific experiences with education financing products or financial aid experience a plus. Ability to work independently with little supervision or direction. Strong communication skills with a strong ability to multi-task.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385782]]> Sun, 22 Apr 2012 16:00:00 GMT 2373444-Work-at-Home-Sales
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects. 
Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.


Contact customers and prospects as required to schedule sales appointments.
Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.
Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections.  Meet and/or exceed sales goals.
 

Qualifications

Undergraduate degree preferred or equivalent work experience


Outside Business sales development experience required
Proven sales/outside calling skills
Previous experience on a base and commission type of pay plan
Strong Centers of Influence
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of Citizens Bank of Pennsylvania to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
385713]]> Thu, 19 Apr 2012 16:00:00 GMT 2367191-Philadelphia-Sales-and-Service
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects. 
Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.


Contact customers and prospects as required to schedule sales appointments.
Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.
Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections.  Meet and/or exceed sales goals.
 

Qualifications

Undergraduate degree preferred or equivalent work experience


Outside Business sales development experience required
Proven sales/outside calling skills
Previous experience on a base and commission type of pay plan
Strong Centers of Influence
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of Citizens Bank of Pennsylvania to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
385749]]> Thu, 19 Apr 2012 16:00:00 GMT 2367187-Pennsylvania-Sales-and-Service
Underwriting responsibilities will include structuring, negotiating and closing new asset based loans to retail industry companies.  Relationship Management responsibilities include structuring, underwriting and servicing an existing portfolio of asset based credit facilities for retail industry companies.   Officer will manage complex client relationships, with substantial credit structuring, credit analysis and administrative duties.
 

Qualifications

BA (MBA a plus) in Business, Accounting or Economics and at least 8 years experience in structuring, syndicating, and successfully closing structured commercial finance transactions.


Strong industry knowledge and contacts.


Ability to work independently and build trusting working relationships.


Sound business judgment and ability to properly assess and qualify asset based lending opportunities.


Excellent communication, analytical, and writing skills.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382672]]> Wed, 18 Apr 2012 16:00:00 GMT 2365650-New-York-State-Sales-and-Service
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects. 
Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.


Contact customers and prospects as required to schedule sales appointments.
Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.
Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections.  Meet and/or exceed sales goals.
 

Qualifications

Undergraduate degree preferred or equivalent work experience


Outside Business sales development experience required
Proven sales/outside calling skills
Previous experience on a base and commission type of pay plan
Strong Centers of Influence
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385737]]> Wed, 18 Apr 2012 16:00:00 GMT 2365647-Lebanon-Sales-and-Service
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385738]]> Wed, 18 Apr 2012 16:00:00 GMT 2365643-Toledo-Finance
Solicits, develops, and services a portfolio of commercial clients with annual company revenue of $5-25 million via acquisition of new relationships and effectively identifying cross-selling opportunities for existing clients.  Products marketed include, but are not necessarily limited to: credit, interest and currency risk management products, cash management, international trade, and liquidity solutions.  Effectively utilizes centralized credit support utility for both new originations and portfolio management.   Appropriately identifies customer and transaction credit risks, and consistently applies credit policies and processes.
Senior relationship manager responsible for soliciting, developing and servicing a wide variety of commercial loans and lines of credit, both secured and unsecured, for key bank clients.  Incumbents usually handle complex accounts and sensitive client relationships, and are trusted to handle difficult negotiations and credit assessments on an independent basis.  Interviews loan applicants.  May direct credit department's or junior officer's analysis on applicants financial data to evaluate credit worthiness.  Makes decisions on loans at the highest lending limits or makes recommendations
This is an individual contributor role.   Typically responsible for portfolios with 60-200 relationships, loan commitments of $20-50 million, deposit balances of $20-50MM, and originates loan transactions ranging from $500 thousand to $10 million.  May be responsible for a larger number of relationships, but relatively less complex than average client.
 

Qualifications

Must have  8-10 years current commercial lending experience with the ability to manage and grow significant customer portfolio. 


4-year business degree with successful completion of credit training program.


Excellent communication and interpersonal skills and the ability to develop strong customer relationships. 


Proven sales abilities with good computer skills for recording and tracking results
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385608]]> Tue, 17 Apr 2012 16:00:00 GMT 2362878-Massachusetts-Sales-and-Service
Work closely with the assigned Financial Consultants and independently to maximize revenue production by conducting marketing activities.  Incumbent will be responsible for contacting assigned FC’s book of business to solidify relationships, coordinate all prospecting and follow-up efforts, follow-up on referrals received from business partners and provide activity reporting. Support Financial Consultants as a liaison between Operations and the PhoneBank, promptly responding to all client service requests, scheduling appointments for assigned Financial Consultants, while adhering to all FINRA, CCOIS, CFG and state securities regulations on a daily basis.   Travel within assigned geographic location may be required.  
 

Qualifications

Excellent oral and written communications skills
MS Excel and Outlook experience required
Knowledge of PC applications, spreadsheets and word processing
Ability to prioritize objectives in a fast-paced environment
Bachelor's Degree or equivalent work experience preferred
FINRA Series6 and 63 preferred or the ability to obtain within 6 months; 65, LAH helpful
2+ years investment industry experience a plus
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385415]]> Sun, 15 Apr 2012 16:00:00 GMT 2355539-Pittsburgh-Sales-and-Service
Join Us for a new opportunity in great technology area and work with some of the best folks in the business! Join a team that is leading the peer segments in retail banking channels. 

RBS Citizens’ Technology Services America division is looking for a talented and highly motivated individual for a Senior MQ, Message Broker, Datapower Administrator to support the Middleware projects. 

Primary Function:


The Senior MQ, Message Broker and Datapower Administrator will be responsible for the Design, Customization, Implementation and support of robust, secure, scalable Middleware systems on AIX, Linux, Solaris and Windows platforms. This position also has potential for leadership role in the team and manage MQ, Message Broker and Datapower Administrators under them.


 


Responsibilities/Duties:


Integrate simple to moderately complex MQ, Message Broker, Datapower Java/JEE, WebServices applications into DEV, QA and Production environments. These applications can be a combination of in-house developed applications or vendor-delivered applications. Typical application deployment to include MQ Message Broker install, queue configuration, Datapower configuration, broker configuration, EAR and BAR file deployment, database connectivity, and troubleshooting.

Provide PROD On-Call support for applications once they go-live.


Has input into department policies and procedures

Maintains status of project responsibilities


Facilitates in planning, estimating, and reviewing tasks for application based activities


Able to review requirements and evaluate risks/benefits for a low to moderate impact project

Able to prepare implementation plan and contingency plan for supported applications for low to moderate impact projects


Must participate actively in weekly project meetings and provide input/task updates to project team.


Able to develop a mid-size project plan with low to moderate impact projects using standard project management software


Identifies risk areas and implements preventative measures


Provides technical supervision on small projects.

Able to work across functional teams to achieve group goals.


Identifies and resolves technical issues and communicates to the team


Helps to define objectives for the  team, working well with CSG teams and external group teams


Enhances team productivity by helping others

Formulate and enforce application deployment and integration standards

Writes conclusive e-mails when resolving issues with the user community.


Writes comprehensive DAD documents.

On occasion, addresses a small group on a technical subject or presents a demonstration of a system. On occasion, runs a project level meeting.

Addresses and resolves routine issues (contact/escalate to vendor through Helpdesk or agreed upon problem resolution methodology). Coordinates activities with vendor personnel (vendor presentations, site visits, prepare for installations, etc.) . Uses fact finding techniques and analytic tools to identify problems. Takes a systematic approach to problem solving


Looks beneath the surface to identify root cause. Recognizes the need to escalate problems to a higher level.

Delivers the performance that colleagues require. Takes personal ownership for problems, and follows through to ensure that solutions meet needs. Effectively documents solutions. Ensures knowledge transfer to work group/project peers
 

Qualifications

The Senior MQ, Message Broker, Datapower Administrator should have the following qualifications:

Typical Minimum Education:  Bachelor’s Degree or equivalent


Typical Minimum Experience:  Minimum 5 years experience

Technical: 


Solid understanding of the following technologies: WebSphere MQ 6.0, WebSphere MQ 7.0, Message Broker 6.0, Message Broker 6.1, Message Broker 7.0, Datapower XI50, Message Broker Toolkit, SSL, AIX, Linux, Solaris, Windows 2000 Server, Windows 2003 Server, Windows XP Professional, FTP, SMTP, Version management – PVCS, CVS, VSS.


A firm understanding of web application coding utilizing Java, JEE, and WebServices.


Experience with PERL, UNIX Shell Scripting, JACL/Jython and Python, VB Scripting.


Strong experience with connectivity issues related to Microsoft SQL, Oracle, DB2 databases and the ability to understand complex SQL Stored Procedures.


Highly proficient with Microsoft Office Tools.


Expertise with full software development life cycle including functional & technical specification, documentation, QA processes, source control, maintenance and deployments.


Experienced in MQ, Message Broker Installation, configuration, upgrades


Experienced in queue cluster set up, configuration and management, configuring data sources, repositories, system and server log analysis and trouble shooting, performance tuning, security management, DQE and MQ cluster configuration, MQ Error log and FDC analysis and troubleshooting, Security management (including SSL), Message Broker Flow Deployments, EAR and BAR file deployments.


Must have a firm understanding of concepts and technologies such as SOA, Messaging, Transformation Engines, Web Services, and Data Integration techniques.


Experience with a testing tools such as RFHUTIL, JUnit, Load Runner, SOAP UI, and XMLSPY.


DataPower Appliance Administration is required.


WSRR knowledge is an add-on plus.


Experience with high availability solutions such as hardware load balancers, content switching, application clustering, and Oracle RAC is a plus.


Experience with Web Services, SOAP and XML


Experience with build and deployment automation


Excellent written and verbal communication skills and demonstrated ability to mentor others.


Background in financial services or banking environment, and familiarity with regulatory and technology risk requirements preferred

Knowledge: 


Full life-cycle implementation experience (requirements, design, implementation, integration, testing).


Experience with the setup, management, security, and optimization of IBM MQ and IBM Message Broker on AIX, LINUX, Windows servers.


Good understanding of RDBMS systems such as Oracle, Microsoft SQL Server, DB2.


WebSphere Application Server 6.1/7.0 Administration skills is an add on plus.


HTTP WebServer Administration is also an add on plus.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385523]]> Sun, 15 Apr 2012 16:00:00 GMT 2355523-Providence-Sales-and-Service
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65/66, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385492]]> Thu, 12 Apr 2012 16:00:00 GMT 2348165-Belmont-Finance
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385507]]> Thu, 12 Apr 2012 16:00:00 GMT 2348162-Chicago-Finance
Responsible for managing the activities of the asset management group (staff of 4 asset managers). Interfaces with other functional areas as well as external
resources to administer residual values and exit strategies that are appropriate.   Experienced with a wide range of assets including manufacturing equipment, all types of transportation, energy-related equipment, technology, retail, etc



Oversee all aspects of the day to day asset management function including collateral evaluations, residual requests, and management/reporting requirements.

Verify evaluation/appraisal of transaction collateral and residuals that drive premium returns and facilitate exit strategies. 

Manage efficient turnaround on evaluations/appraisals.

Establish and manage relationships with outside appraisal agencies to be used as appropriate.

Develop relationships with outside institutions to obtain opportunities for remarketing of assets.

Monitor and report on asset quality to parent organization to facilitate syndication strategies.

Review comprehensive monitoring and analysis of industry trends to help identify opportunities and new initiatives.

Assess asset return conditions and asset documentation requirements.

Evaluate remarketing activity for returned or repossessed assets.
 

Qualifications

Essential Experience: (Must have skills)



Bachelors Degree with minimum 20 years experience in equipment financing industry; MBA a plus.

Member and certification of Society of Certified Appraisers a plus. 

Experience with all types of assets.

Asset remarketing experience

Documentation knowledge

Proficiency in Microsoft Word and Excel

Supplementary Experience: (Useful additional skills)



Supervisory experience

Some travel required

Interpersonal and presentation skills

Personal Attributes:



Ability to coach/develop self and others

Excellent organizational skills, decisive, self-motivated, exhibits sound time-management skills.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385418]]> Wed, 11 Apr 2012 16:00:00 GMT 2348183-Providence-Sales
The Sales Leader formulates and implements a strategic sales plan within their territory of up to 6 regions. They focus in on the execution of that strategy amongst their 28-34 focus region branches by developing strong relationships with the Retail Bank Regional Managers and Banking Center Managers. Focus Regions are defined as:  5-6 Regions that are managed by Regional Managers often at the SVP level;   60-100 Branch Managers; 250-400 Bankers; 300-500 Tellers.

Sales Leaders cultivate an effective sales environment that allows the Retail partners to meet or exceed quarterly Consumer Finance production goals of up to $67M per region. They are responsible for providing a lift of $21M in annual sales in their designated regions above and beyond previously established goals. Sales Leaders are expected to be subject matter experts in all Consumer Finance products including Credit Card, Consumer Loans, Mortgage Loans, Education Finance and Auto Finance. They are responsible for assessing understanding and aptitude within each region on product knowledge.  They determine what knowledge about each product line needs to be delivered and then create a plan to educate all branch colleagues within their assigned regions on the necessary information. There is a need for frequent evaluation and measurement of colleague understanding. Existing training plans must be reevaluated often and Sales Leaders are responsible for adjusting material and education plans as necessary.   While they are required to abide by all regulatory policies within the bank, they frequently assess sales processes and policies within the branches and make changes when necessary to better serve our customers and colleagues and to meet/exceed our production goals.
 

Qualifications

Minimum 5 years experience in financial sales or retail branch banking


•Ideal candidate will have at least 5 years retail lending experience (credit card, secured real estate loans, unsecured loans).


•Bachelor’s degree required or equivalent work experience


•Sales experience required; preferably in Retail or Consumer Lending


•Ability to show established track record of top-ranked sales performance.


•Supervisory experience, specifically supervising sales teams that work remotely strongly preferred


•Demonstrated experience formulating and implementing new sales strategies and processes.


•Prior experience presenting or delivering training to groups is a plus.


•Experience partnering with or selling to Senior Level Management preferred.


•Maintains a high level of business knowledge and demonstrates ability to respond quickly to changing requirements or environments.


•A strong sense of initiative and motivation to drive production goals of Regions assigned with minimal supervision.


•Strong planning and organizational skills including ability to manage multiple priorities and deadlines.


•Proficient in MS Word, PowerPoint, and Excel with the ability to learn new software.


•Superior written and oral communication skills, with demonstrated interpersonal skills.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385404]]> Wed, 11 Apr 2012 16:00:00 GMT 2348225-New-York-State-Finance
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.  Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects.   Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads. Contact customers and prospects as required to schedule sales appointments.  Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.  Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections.  Meet and/or exceed sales goals.
 

Qualifications

Undergraduate degree preferred or equivalent work experience.
Outside Business sales development experience required.
Proven sales/outside calling skills.
Previous experience on a base and commission type of pay plan.
Strong Centers of Influence.
Strong presentation skills, both verbal & written.
Ability to work in a matrix organization and develop partnerships across business lines.
Strong PC skills, both in Word and Excel, or similar software.
Strong knowledge of banking deposit/credit products and services.
Strong knowledge of bank operations/systems and compliance/regulatory issues .
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385430]]> Wed, 11 Apr 2012 16:00:00 GMT 2348232-Hyannis-Sales-and-Service
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.  Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects.   Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads. Contact customers and prospects as required to schedule sales appointments.  Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.  Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections.  Meet and/or exceed sales goals.     
 

Qualifications

Undergraduate degree preferred or equivalent work experience.
Outside Business sales development experience required.
Proven sales/outside calling skills.
Previous experience on a base and commission type of pay plan.
Strong Centers of Influence.
Strong presentation skills, both verbal & written.
Ability to work in a matrix organization and develop partnerships across business lines.
Strong PC skills, both in Word and Excel, or similar software.
Strong knowledge of banking deposit/credit products and services.
Strong knowledge of bank operations/systems and compliance/regulatory issues .
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385426]]> Wed, 11 Apr 2012 16:00:00 GMT 2348207-Chicopee-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.


Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


This position can be hired in the following states: NY, PA, DE, and NJ.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380973]]> Tue, 10 Apr 2012 16:00:00 GMT 1856012-New-York-State-Sales-and-Service
This position reports to the Regional Team Manager who reports to the Underwriting Group Manager. 
Underwrite pre underwritten conventional first mortgages prepared by a Junior Underwriter.
Underwriting complete product offerings including automated and manual portfolio, Jumbo, FHA, VA, Bond Agency, and Construction-to-Perm loans.
Utilize your knowledge and experience to serve as an advisor for junior members of the department.
ensuring material information captured in the automated underwriting system is accurate at time of review.
proactively suggesting program alternatives for customers who do not qualify for terms initially submitted.
Demonstrate sound judgment in the analysis of required documentation while mitigating organization risk through appropriate decision making.
meet or exceed productivity levels established by Management and credit quality standards set forth by RBS, while responding timely to quality control and audit reviews when requested.
assist the Group Team Manager when necessary and provide training when required.
In depth knowledge of all legal, compliance, regulatory and investor requirements for the product set.
Is a resource for operations and sales colleagues regarding specific product requirements for loans in process.
Provide exceptional customer service in all written and verbal communications to both internal and external customers.
General Supervision:  Incumbent develops procedures for performance of a variety of duties or performs complex duties within established policy guidelines; responsible for a defined set of assignments, e.g., all financial activities for the department; is expected to determine and create necessary procedures to set priorities and meet specific goals and objectives of the function or unit.  (Typically pertains to advanced technical, senior professional, unit supervisor).
Interact with internal and external clients including Loan Officers, operations managers, processors, quality and risk personnel.
This is a loan decisioning position with significant financial and risk impact to the business. 
 

Qualifications

High School or Equivalent (GED) - Required.
Certification or Licensure, other Education or Training - Preferred.
Mortgage and equity industry experience.
Extensive knowledge of underwriting guidelines.
Extensive knowledge of Government products and guidelines.
Detail and organizational skills.
Customer service skills.
Excellent written and verbal communication skills.
8 years of Mortgage/equity underwriting experience in another lending institution.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385382]]> Tue, 10 Apr 2012 16:00:00 GMT 2343531-Providence-Sales-and-Service
Manages a team of Relationship Managers, focusing on growing existing portfolio and acquiring new customer relationships with clients from $5MM - $25MM in sales. Results oriented sales leader that can effectively coach and develop Relationship Managers to exceed sales objectives.  Effectively work with business partners to generate sales activities and referrals. Provide coaching with respect to underwriting, structuring, risk mitigation, and compliance.
Provides overall leadership and strategic direction for Commercial Enterprise Banking related activities within New York including sales & service, operations, expense/budget controls, human resource management and community leadership.
 **Please note this position is available White Plains, Rochester or Albany market area**
 

Qualifications

BS Degree- Business or related (MBA preferred)
10+ preferred years experience within banking and financial services
Leadership Experience Preferred managing a team of risk management or technical professionals
5+ Years Portfolio Management/Credit Experience driving growth and managing risk within an existing portfolio
3+ years Sales Management Experience
5+ years Credit Experience
Strong Credit analytical skills
Credit bureau and reporting agency acumen
Underwriting and customer management strategies for Consumer and/or Small Business portfolios
Exceptional, coaching, training and negotiating skills.
Experience with development of decision support system capabilities
Demonstrated knowledge of MS Office applications, including Word, Excel, and PowerPoint.
Demonstrated presentation skills
Excellent influencing, consulting, organizational and leadership skills
Excellent interpersonal and verbal, written and presentation communication skills
Project Management experience desirable
Ability to influence and maneuver through appropriate formal and informal organization channels
Ability to constructively manage and handle conflict
PC proficiency

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385291]]> Sun, 08 Apr 2012 16:00:00 GMT 2335239-New-York-State-Sales-and-Service
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385179]]> Thu, 05 Apr 2012 16:00:00 GMT 2329710-Philadelphia-Finance
As an employee of Citizens Financial Group, you become a part of an organization committed to service customers, colleagues and communities in which we do business.  Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Under the guidance of the Director of Private Banking, incumbent will assist in the management of an assigned group of accounts in accordance with approved policies and strategies with the purpose of meeting client goals and objectives. The chosen candidate will contribute to profit, sales and product targets of the Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients.  Manage and grow a portfolio of the largest and most complex private banking accounts.  Maintain existing client relationships and balances.  Further develop accounts by cross-selling thru personal contact with clients.  Also expected of the chosen candidate, will be to expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products.  Expand number of relationships thru referrals, provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization.  Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients.  Maintain a high-level of industry knowledge, perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues.  Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements as well as handle other assignment as directed by manager.
 

Qualifications

Bachelor’s degree required or relevant experience

7+ years of applicable experience

Experience/exposure to banking/investment/wealth management

Excellent client service and communication skills

Knowledgeable of regulatory requirements to ensure a sound control environment

Proven record of developing client relationships

Series 7 Securities License required within 120-days of hire

The successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385154]]> Wed, 04 Apr 2012 16:00:00 GMT 2329750-Boston-Sales-and-Service
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects. 
Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.


Contact customers and prospects as required to schedule sales appointments.
Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.
Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections.  Meet and/or exceed sales goals.
 

Qualifications

Undergraduate degree preferred or equivalent work experience


Outside Business sales development experience required
Proven sales/outside calling skills
Previous experience on a base and commission type of pay plan
Strong Centers of Influence
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384735]]> Wed, 04 Apr 2012 16:00:00 GMT 2329788-Chicago-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to service customers, colleagues and communities in which we do business.  Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Under the guidance of the Director of Private Banking, incumbent will assist in the management of an assigned group of accounts in accordance with approved policies and strategies with the purpose of meeting client goals and objectives. The chosen candidate will contribute to profit, sales and product targets of the Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients.  Manage and grow a portfolio of the largest and most complex private banking accounts.  Maintain existing client relationships and balances.  Further develop accounts by cross-selling thru personal contact with clients.  Also expected of the chosen candidate, will be to expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products.  Expand number of relationships thru referrals, provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization.  Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients.  Maintain a high-level of industry knowledge, perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues.  Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements as well as handle other assignment as directed by manager.
 

Qualifications

Bachelor’s degree required or relevant experience

7+ years of applicable experience

Experience/exposure to banking/investment/wealth management

Excellent client service and communication skills

Knowledgeable of regulatory requirements to ensure a sound control environment

Proven record of developing client relationships

Series 7 Securities License required within 120-days of hire

The successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385153]]> Wed, 04 Apr 2012 16:00:00 GMT 2329749-New-Hampshire-Sales-and-Service
Responsible for underwriting complete product offerings including automated and manual portfolio, Jumbo, FHA, VA, Bond Agency, and Construction-to-Perm loans.  This is a loan decisioning position with significant financial and risk impact to the business. 
Underwrite pre underwritten conventional first mortgages prepared by a Junior Underwriter
Underwrite complete product offerings including automated and manual portfolio, Jumbo, FHA, VA, Bond Agency, and Construction-to-Perm loans
Utilize your knowledge and experience to serve as an advisor for junior members of the department
Ensure material information captured in the automated underwriting system is accurate at time of review
Proactively suggest program alternatives for customers who do not qualify for terms initially submitted
Demonstrate sound judgment in the analysis of required documentation while mitigating organization risk through appropriate decision making
Meet or exceed productivity levels established by Management and credit quality standards set forth by RBS, while responding timely to quality control and audit reviews when requested
Assist the Group Team Manager when necessary and provide training when required.
In depth knowledge of all legal, compliance, regulatory and investor requirements for the product set
Is a resource for operations and sales colleagues regarding specific product requirements for loans in process
Provide exceptional customer service in all written and verbal communications to both internal and external customers
 

Qualifications

High School or Equivalent (GED) required, Certification, Licensure or other education / training preferred
Mortgage and equity industry experience
Extensive knowledge of underwriting guidelines
Extensive knowledge of Government products and guidelines
Detail and organizational skills
Customer service skills
Excellent written and verbal communication skills
Direct Endorsement Certification Required
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Mortgage Corporation to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
385172]]> Wed, 04 Apr 2012 16:00:00 GMT 2329690-Richmond-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to service customers, colleagues and communities in which we do business.  Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Under the guidance of the Director of Private Banking, incumbent will assist in the management of an assigned group of accounts in accordance with approved policies and strategies with the purpose of meeting client goals and objectives. The chosen candidate will contribute to profit, sales and product targets of the Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients.  Manage and grow a portfolio of the largest and most complex private banking accounts.  Maintain existing client relationships and balances.  Further develop accounts by cross-selling thru personal contact with clients.  Also expected of the chosen candidate, will be to expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products.  Expand number of relationships thru referrals, provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization.  Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients.  Maintain a high-level of industry knowledge, perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues.  Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements as well as handle other assignment as directed by manager.
 

Qualifications

Bachelor’s degree required or relevant experience

7+ years of applicable experience

Experience/exposure to banking/investment/wealth management

Excellent client service and communication skills

Knowledgeable of regulatory requirements to ensure a sound control environment

Proven record of developing client relationships

Series 7 Securities License required within 120-days of hire

The successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385152]]> Wed, 04 Apr 2012 16:00:00 GMT 2329748-Providence-Sales-and-Service
Responsible for underwriting complete product offerings for the business unit.  For mortgage underwriting this includes automated and manual portfolio products, Jumbo loans, Construction-to-Perm and Tandem products.  For home equity underwriting this includes the larger dollar size and more complex home equity applications.  This position has lending authority between $500,000 - $750,000.
The Underwriter II reports to the Regional Team Manager, who reports to the Underwriting Group Manager.
Responsible for mortgage underwriting this includes automated and manual portfolio products, Jumbo loans, and Construction-to-Perm and Tandem products.  For home equity underwriting this includes the larger dollar size and more complex home equity applications.
Ensure material information captured in the application and passed through to the automated underwriting system is accurate at time of review.
Proactively suggest program alternatives for customers who do not qualify for terms initially submitted.
Demonstrate sound judgment in the analysis of required documentation while mitigating organization risk through appropriate decision making.
Meet or exceed productivity levels established by Management and credit quality standards set forth by RBS, while responding timely to quality control and audit reviews when requested.
Comprehensive knowledge of all income sources, including the ability to interpret personal and business income tax returns .
In depth knowledge of all legal, compliance, regulatory and investor requirements for the product set.
Is a resource for operations and sales colleagues regarding specific product requirements for loans in process.
Provide exceptional customer service in all written and verbal communications to both internal and external customers.
 

Qualifications

High School or Equivalent (GED) required; Bachelor or Master's degree preferred.

Mortgage and equity industry experience

Knowledge of underwriting guidelines

Detail and organizational skills

Customer service skills

Excellent written and verbal communication skills

4 years - Mortgage and equity underwriting experience in a lending institution.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Mortgage Corporation to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
384919]]> Tue, 03 Apr 2012 16:00:00 GMT 2325382-Richmond-Sales-and-Service
Responsible for generating sales of Home Equity Lines of Credit and Home Equity Loans through leads and applications obtained, but not limited through Internet based partners, bank website, retail branch network, internal phone referrals, and other direct to customer campaigns.  Through timely and responsive customer contact; needs based selling techniques; and by adhering to all applicable guidelines, meet production and customer satisfaction targets.


COMMUNICATION/TECHNOLOGY


Determine the customer’s financial objectives using needs based sales processes, review the customer’s lending needs, structure an appropriate loan commitment which meets their needs and conforms to credit policy, and provide the client with their customized loan solution.

Coordinate with the customer or third parties for information and document gathering and scheduling issues.

Follow customer loans through the loan life cycle; track and monitor leads, prepare projection reports, and maintain an active referral base.

Effectively collaborate with Loan Processing, Underwriting, Compliance, and other internal Home Equity departments as necessary to ensure all loan conditions are met in a timely and accurate manner.

Maintain expertise in loan origination system(s) to ensure timely and accurate processing.

Provide clear, concise, and customer-focused communication throughout the process and insure that the customer is provided with current updates on the status of their request.

 


SUPERVISORY/ADMINISTRATIVE


Monitor workflow from application to closing.

Maintain extensive knowledge of equity products, policies and procedures, industry standards and guidelines, as they relate to National Home Equity.

Forecasting monthly closings and compare to goals.

 


GOALS/STANDARDS


Responsible for meeting production standards as established by the manager of the area.

Responsible for timely delivery of underwriting decisions.

Responsible for total quality and accuracy of loan packages, i.e., HMDA, Fraud Reviews, Quality Control, and Compliance.

Maintain superior customer service levels.

 

Qualifications

College education desired.  High School education mandatory. 

Strong sales experience desired

Mortgage or Home Equity experience preferred

Knowledge of Home Equity, Consumer Lending, and/or Mortgage Lending is preferred.

Ability to work independently

Superior organization and time management skills

Results oriented with a demonstrated ability to handle multiple tasks efficiently in high pace environment

Ability to work successfully in a team to accomplish goals

Proficiency PC skills, including MS Office, preferred

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Varies; This position will have a required late night and also a weekend schedule. 
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384517]]> Mon, 02 Apr 2012 16:00:00 GMT 2321387-Cincinnati-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.
This Head of Sales Development serves as the primary role responsible for:



The sales process and tools that support the effective delivery of all product volume targets for Consumer Banking.

The review and approval of all sales training materials for Consumer Banking.

Ownership of specific process maps and nominated sales operating systems

Challenging established thinking, processes or systems where repositioning will benefit the customers and colleagues and will deliver enhanced business results.

Responsibilities include:



Prioritizing the activity and support to ensure the right resources are secured to deliver business objectives

Designing, developing, implementing and reviewing sales process and tools created to support line colleagues to deliver sales growth and income uplift.

Liaise with Marketing colleagues to drive forward changes to policy and products impacting on branch sales where appropriate.

Ensuring a one team : one goal exists between the business lines and support functions.

Managing capacity and workloads across team

Driving continuous improvements to deliver better productivity and customer satisfaction.

Working with business leaders, Marketing and Communications to develop sales support materials.


Qualifications

BA required; BS in Business preferred

Minimum of 10 years previous sales experience

Demonstrated experience in sales process optimization

Retail Branch experience as a senior leader an asset

Strong organizational ability to demonstrate systematic approach in leading a team to carry out projects with the ability to prioritize tasks and document results

Demonstrated leadership skills

Excellent verbal and written presentation skills along with proven negotiation and influencing abilities.

Effective in creating a sense of urgency and accountability across organizational boundaries.

Critical Competencies include (but not limited to): Outstanding customer service, customer relations and interpersonal skills.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382139]]> Mon, 02 Apr 2012 16:00:00 GMT 2014336-Dedham-Sales
Work closely with the assigned Financial Consultants and independently to maximize revenue production by conducting marketing activities.  Incumbent will be responsible for contacting assigned FC’s book of business to solidify relationships, coordinate all prospecting and follow-up efforts, follow-up on referrals received from business partners and provide activity reporting. Support Financial Consultants as a liaison between Operations and the PhoneBank, promptly responding to all client service requests, scheduling appointments for assigned Financial Consultants, while adhering to all FINRA, CCOIS, CFG and state securities regulations on a daily basis.   Travel within assigned geographic location may be required.  
 

Qualifications

Excellent oral and written communications skills
MS Excel and Outlook experience required
Knowledge of PC applications, spreadsheets and word processing
Ability to prioritize objectives in a fast-paced environment
Bachelor's Degree or equivalent work experience preferred
FINRA Series6 and 63 preferred or the ability to obtain within 6 months; 65, LAH helpful
2+ years investment industry experience a plus
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384993]]> Thu, 29 Mar 2012 16:00:00 GMT 2309230-Chicago-Sales-and-Service
Under the guidance of the Premier Banking Sales Manager, incumbent will have responsibility and accountability to service a portfolio of approx 250/300 affluent clients profitably with the objective of growing share of wallet, retention and acquisition of new clients. The RM will have to operate within approved policies and strategies and deliver outstanding service and sales solutions to meet clients’ long and short term goals.
Contribute to profit, sales and product targets of the Retail and Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients. To profitably manage, grow and acquire a portfolio of affluent accounts . Maintain existing clients relationship and balances to further develop accounts through cross-selling by maintaining regular personal contact with clients and developing deep long term relationships. Expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products. Expand number of relationships thru referrals and provide referrals to other bank specialists. Provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization. Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients. Maintain knowledge of capital markets and financial instruments. Perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues. Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements. Handle other assignment as directed by manager.
 

Qualifications

Bachelors degree preferred or relevant equivalent experience
3-5 years of banking experience
Experience/exposure to banking/investment/wealth management
Experience with sales of consumer mortgage and home equity recommended
Excellent customer service and communication skills
Knowledgeable of regulatory requirements to ensure a sound control environment
Proven record of developing client relationships and success in relationship selling
Series 6 & 63 Securities License required within 90-days of hire
Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384934]]> Wed, 28 Mar 2012 16:00:00 GMT 2309210-Massachusetts-Sales
CCO Investment Services Corp. is responsible for providing a complete line of investment and insurance products and functionality to our Financial Consultants and our clients. 
Provide the delivery of world class customer service experience to our equity, fixed income, and mutual fund clients.  Work closely with internal departments to ensure prompt and accurate resolution to all customer requests and inquiries.  With emphasis on teamwork, assist traders, account managers, FC's and department managers with various sales and service related requests.
 

Qualifications

Investment services background preferred 
Experience in a call center environment preferred
Strong customer service skills
FINRA Licenses 7&63 required or ability to obtain within 6 months of hire
Strong problem solving  and follow up skills
Ability to multi-task
Flexible team player
Willingness to adapt to an ever-changing environment
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384923]]> Wed, 28 Mar 2012 16:00:00 GMT 2309185-Providence-Sales-and-Service
Under the guidance of the Premier Banking Sales Manager, incumbent will have responsibility and accountability to service a portfolio of approx 250/300 affluent clients profitably with the objective of growing share of wallet, retention and acquisition of new clients. The RM will have to operate within approved policies and strategies and deliver outstanding service and sales solutions to meet clients’ long and short term goals.
Contribute to profit, sales and product targets of the Retail and Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients. To profitably manage, grow and acquire a portfolio of affluent accounts . Maintain existing clients relationship and balances to further develop accounts through cross-selling by maintaining regular personal contact with clients and developing deep long term relationships. Expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products. Expand number of relationships thru referrals and provide referrals to other bank specialists. Provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization. Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients. Maintain knowledge of capital markets and financial instruments. Perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues. Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements. Handle other assignment as directed by manager.
 

Qualifications

Bachelors degree preferred or relevant equivalent experience
3-5 years of banking experience
Experience/exposure to banking/investment/wealth management
Experience with sales of consumer mortgage and home equity recommended
Excellent customer service and communication skills
Knowledgeable of regulatory requirements to ensure a sound control environment
Proven record of developing client relationships and success in relationship selling
Series 6 & 63 Securities License required within 90-days of hire
Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384933]]> Wed, 28 Mar 2012 16:00:00 GMT 2309192-Brighton-Sales
This person is responsible for the entire managed account platform within Wealth Management. This includes ensuring we have the right products, fee schedules, technology, investment mangers and risk model around the platform.  This person is also responsible for driving financial consultant engagement within this product line. teaching the sales organization how to leverage financial planning to drive client experience and sales.  This person will be supporting training documentation and meet 1:1 and in group settings with sales colleagues. 
 

Qualifications

 Bachelors degree or equivalent job experience
7+ years financial services experience
 Strong presentation skills
5+ years experience in managed account sales
Strong coaching and leadership skills
Prior wholesaling experience preferred
Excellent relationship building and partnering skills
FINRA Series 7, 63 & 65/66 licenses
Travel required
Home office can be based in Dedham, MA or Philadelphia, PA
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384930]]> Wed, 28 Mar 2012 16:00:00 GMT 2309232-Dedham-Communications
Under the guidance of the Premier Banking Sales Manager, incumbent will have responsibility and accountability to service a portfolio of approx 250/300 affluent clients profitably with the objective of growing share of wallet, retention and acquisition of new clients. The RM will have to operate within approved policies and strategies and deliver outstanding service and sales solutions to meet clients’ long and short term goals.
Contribute to profit, sales and product targets of the Retail and Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients. To profitably manage, grow and acquire a portfolio of affluent accounts . Maintain existing clients relationship and balances to further develop accounts through cross-selling by maintaining regular personal contact with clients and developing deep long term relationships. Expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products. Expand number of relationships thru referrals and provide referrals to other bank specialists. Provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization. Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients. Maintain knowledge of capital markets and financial instruments. Perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues. Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements. Handle other assignment as directed by manager.
 

Qualifications

Bachelors degree preferred or relevant equivalent experience

3-5 years of banking experience

Experience/exposure to banking/investment/wealth management

Experience with sales of consumer mortgage and home equity recommended

Excellent customer service and communication skills

Knowledgeable of regulatory requirements to ensure a sound control environment

Proven record of developing client relationships and success in relationship selling

Series 6 & 63 Securities License required within 90-days of hire

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384932]]> Wed, 28 Mar 2012 16:00:00 GMT 2309191-Boston-Sales
Responsibilities include but are not limited to the following:



Advise and partner with business line executives in the Wealth Management and Broker~Dealer areas;

Provide advice relating to the broker~dealer, CCO Investment Services Corp. (CCOISC) and Premier Banking, Private Bank and Trust and retirement plan services businesses;

Work closely with bank counsel to ensure bank brokerage activities comply with Regulations R and W;

Advise CCOISC's compliance department regarding regulatory issues and supervision;

Negotiate and document all broker~dealer selling agreements and Wealth Management escrow and trust agreements;

Manage outside counsel on all litigation and arbitration proceeding affecting the broker~dealer.


Qualifications

JD with 10+ years related experience with a top law firm or financial services company;
Strong knowledge of the legal and regulatory framework governing Wealth Management and broker~dealer areas;
Excellent written and verbal communication and interpersonal skills;
Experience working with all levels of senior management;
Ability to work as a team member, maintain project timelines, manage and prioritize multiple legal initiatives and deliver commitments.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of Citizens Bank of Pennsylvania to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
384857]]> Tue, 27 Mar 2012 16:00:00 GMT 2305692-Jersey-City-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.This position can be hired in the following states: PA, DE, NJ, and NY.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384772]]> Mon, 26 Mar 2012 16:00:00 GMT 2299091-New-York-State-Sales-and-Service
Act as primary relationship officer for assigned book of business, targeted at approximately 140 relationships (both borrowing and non borrowing)


Primary focus is on exceeding specific goals around net portfolio growth in loans and deposits along with new production in deposits, loans, cash management and total revenue.


Actively prospect as a way to generate new customer relationships and met or exceed production goals.


Customer retention, profiling and expansion through active calling to portfolio customers for referrals while deepening and growing relationships 


Develop a targeted COI  (center of influence) list and have a detailed plan to build relationships which lead to referral business to achieve goals.


Ability to source, structure and present business lending opportunities.


Actively partner on a weekly basis with internal partners (assigned BBO’s, branches, investment specialist, cash management, mortgage specialist, insurance specialist, your place banking, etc.).  Introduce top clients to appropriate specialist to deepen share of wallet.  Prospect with specialists depending on situation. 


Provide specific assistance to assigned BBO’s for outside joint calling, technical questions related to larger deposit and loan opportunities, etc.


Recording of all call activity and call notes on a weekly basis in SFDC


Required to make a targeted number of “in person” calls to prospects, customers, COI’s and internal partners weekly & monthly.  Discuss these calls in weekly sales meetings and check-ins with Market Managers.

Qualifications

Undergraduate degree preferred or equivalent work experience


Must be goal oriented as well as flexible and adaptable to a rapidly changing marketing environment.


Minimum of 2 years Business Banking Relationship Management experience in a banking of financial service environment.


Commercial and consumer credit experience required.


Proven track record in sales and business development


Strong oral and written presentation skills


Knowledge of business deposit, cash management and loan products.


Effective networker and active community involvement .

Hours and Work Schedule

Hours per Week: 40
Work Schedule: Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of Citizens Bank of Pennsylvania to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
384582]]> Tue, 20 Mar 2012 16:00:00 GMT 2283987-Philadelphia-Sales-and-Service
Candidate is responsible for selling retail banking products in a fast paced Call Center environment.  This goal-oriented, self motivated individual is required to perform inbound and outbound telephone sales initiatives designed to contribute to revenue and profit for the Direct Bank consumer sales line.  Individual must have strong time management, sales and computer skills.  This position requires multi-tasking and needs-based, consultative sales to enhance customer relationships.
 

Qualifications

 High School or Equivalent required, Associate Degree preferred or 1-2 Years of Experience in lieu of Degree
World Class customer service skills
Strong sales skills/Provens sales ability/goal oriented a must
Strong knowledge if business processes, products and services
Solid time management skills;goal driven with a desire to exceed sales and productivity goals.
Solid verbal/written/interpersonal communication
Strong listening and problem solving skills 
Knowledge of or ability to learn all system applications such as Credit Revue/Cross Current, New Account Opening, Internet Lead database.


Excellent verbal and written communication skills.


Work schedule flexibility.
Team player with strong coaching /mentoring abilities
 

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Mon,Tuesday,Thurs,Fri 11:30pm-8:00pm and Sat 11:30-8:00pm

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384666]]> Tue, 20 Mar 2012 16:00:00 GMT 2287553-Providence-Sales
Manage credit process for the Private Bank. Responsibilities include RAAC development for product types, oversight of policies and procedures for lending actitvities, underwriting and approving loans within credit authority, and working with Central Credit Group to obtain authority for loans above individual credit limit. 
 

Qualifications

10-15 years direct lending experience, with knowledge and experience in the Private Bank lending space
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384589]]> Mon, 19 Mar 2012 16:00:00 GMT 2280251-Massachusetts-Sales-and-Service
The Business Banking Officer will solicit the business of small businesses with up to $5M in annual revenue in a defined territory. The BBO will collaborate with branch staff, along with the use networking and referral activities, to identify small business prospects.
Solicits new Business Banking customers in assigned territory (extensive travel required), utilizing sales profiling process to identify needs and make product recommendations to prospects. 
Maintains high level of product knowledge and service and works effectively with assigned branches and internal Business Partners to generate leads.


Contact customers and prospects as required to schedule sales appointments.
Effectively use all the tools to acquire new business relationships, including cold calling and participation in local and community activities.
Utilize the DRIVE sales activities to identify customer needs and manage the sales process. Understand local competitive strategies and deal with objections.  Meet and/or exceed sales goals.
 

Qualifications

Undergraduate degree preferred or equivalent work experience


Outside Business sales development experience required
Proven sales/outside calling skills
Previous experience on a base and commission type of pay plan
Strong Centers of Influence
Strong presentation skills, both verbal & written
Ability to work in a matrix organization and develop partnerships across business lines
Strong PC skills, both in Word and Excel, or similar software
Strong knowledge of banking deposit/credit products and services
Strong knowledge of bank operations/systems and compliance/regulatory issues
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384569]]> Mon, 19 Mar 2012 16:00:00 GMT 2280268-Delaware-Sales-and-Service
The incumbent is primarily responsible for all aspects of the selling process for education finance products.  The products may encompass several different program features. Drive the sales process from initial contact with potential clients through to closing the sale which means becoming a preferred education financing lender for the institution.  Coordinate all communication with the client in order to develop the relationship.  Build and monitor market share toward volume goals by assessing client’s needs and responding quickly to issues.  Be available to conduct debt counseling, financial aid awareness sessions, etc. at the institution’s request. Attend all activities relating to industry tradeshows and other direct customer facing opportunities. 
 

Qualifications

3-5 years of marketing/sales required.  Specific experiences with education financing products or financial aid experience a plus. Ability to work independently with little supervision or direction. Strong communication skills with a strong ability to multi-task.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of Citizens Bank of Pennsylvania to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
384591]]> Sun, 18 Mar 2012 16:00:00 GMT 2276349-Pennsylvania-Sales
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384565]]> Thu, 15 Mar 2012 16:00:00 GMT 2271345-Erie-Finance
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384574]]> Thu, 15 Mar 2012 16:00:00 GMT 2271344-Pennsylvania-Finance
The Portfolio Manager (PM) position in Technology Banking is a multi-faceted role responsible for both the management of an existing portfolio of loans and the underwriting of new loans.  PMs provide primary client management support for an assigned portfolio of loans and may assist in directing less experienced portfolio managers or credit analysts.  The role supports Relationship Managers in all aspects of servicing customers and converting prospects including: routine and special servicing matters, assisting with customer presentations, and managing research and marketing material for client prospecting.  PM typically accompanies Relationship Manager when servicing clients and seeks opportunities to cross-sell additional financial products.
 The role requires the following skills: 1) strong credit acumen; 2) excellent communication skills; 3) strong business writing skills; 4) experience managing client interaction; 5) due diligence analysis; 6) understanding of bank regulation and compliance; 7) ability to work well with internal and external clients; and, 8) high level of initiative and capability to work independently on financings and other responsibilities.  PMs will need to interact with customers independently to address non-routine client servicing matters in addition to risk related items.  Candidates must have excellent computer, excel modeling, and powerpoint skills.  Position requires experience with Bloomberg, Capital IQ, public SEC filings, rating agency reports, and equity research reports for industry and comparable analysis.  
 The position will require constant interaction with business line managers, product partners, credit risk management, and colleagues throughout RBS Citizens, its parent, and subsidiaries. Daily responsibilities include: preparation of credit approvals for amendments and new loan opportunities, loan modifications, annual reviews, quarterly reviews, earnings calls, ad-hoc credit risk management requests, client presentations, compliance reporting, reviewing and negotiating loan agreement documents, loan closing and funding, and attending customer meetings.
 We are looking for Portfolio Manager/Underwriters with leveraged finance skills and prior experience underwriting Lead Arranger and Club transactions.  Portfolio Managers will be directly involved in establishing underwriting due diligence, identifying key transaction risks and mitigating factors, and documenting the loan documents following credit approval.  Prior experience in the Technology lending industry is a plus.
 

Qualifications

Bachelor’s Degree in Business, Finance, Accounting, Economics, or equivalent work experience
10+ years experience in portfolio management and underwriting in commercial lending at a relevant financial institution, commercial or investment bank
Successful completion of a formal credit training program
Existing knowledge of assigned marketplace a strong plus
Advanced analytical, loan structuring, underwriting, documentation, credit, presentation, and organization skills
Strong PC Proficiency and Microsoft Office applications
Excellent verbal and written communication skills
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384117]]> Mon, 12 Mar 2012 16:00:00 GMT 2259010-Stamford-Sales-and-Service
Generate mortgage applications for the CCO Mortgage.  Meet sales goals and objectives.  Manage sales team to call on Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit and develop and manage quality sales team that generates quality loans compliant with CCO Mortgage policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4 years of mortgage experience.


Bachelor's Degree preferred.


Minimum 2 years management experience in the mortgage industry.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Outstanding interpersonal skills.


Working knowledge of FNMA-DU/FHLMC


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384485]]> Sun, 11 Mar 2012 16:00:00 GMT 2256260-New-Hampshire-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384484]]> Sun, 11 Mar 2012 16:00:00 GMT 2256297-Hartford-Sales-and-Service
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384402]]> Thu, 08 Mar 2012 14:00:00 GMT 2236885-Chicopee-Finance
Online and Mobile are important channels for Citizens.   An overwhelming majority of our customers regularly engage with us in these channels to access their accounts, perform transactions, research products and communicate with our colleagues. We focus on creating compelling and differentiated customer experiences, delivering distinctive value to the consumer through investment in innovation and technology to ensure consumers have access to the tools that put them in control of their banking. 
 
Head of Online & Mobile Banking Operations is charged with insuring operational soundness for CFG’s online and mobile banking.     The individual will set a strategic operational plan for the digital banking platform that will insure competitiveness, efficiency, strong controls and fraud mitigation.    As the business owner, he/she will work in a matrix environment across technology, operations and vendor partners to build and manage services to maintain the platforms and to insure customer processes are executed efficiently and effectively.      This leader will be primary lead working with fraud and risk teams to drive risk mitigation for the channels.  
 
Responsibilities:
ResResponsible for monitoring and managing security and risk of the channel operations and applications.  Insure adherence to internal risk policies and external regulatory guidelines through appropriate operational controls   and conduct process reviews to drive continuous improvement.  
·        Work with Incident management teams to insure business recover processes are in place and functioning.
·        Responsible for oversight of transaction and financial reconciliations are  performed across operations.   Manage remediation steps for identified operational issues.   
·        Performance oversight of the threat management and monitoring performed across technology and fraud teams.
·        SLA management and performance review with technology, operations and outside partners.
·        Oversee multiple vendor relationships and contracts, establish shared goals and drive internal and external teams to achieve stated objectives.
·         Leverage the channel analytics data to monitor and report on site performance, availability, utilization and customer experience.    Working with channel managers and business partners to drive improvements to meet customer expectations.  
·        Manage program level governance related to the execution of the online and mobile projects.
 

Qualifications

Bachelor’s degree in Business, Finance, Marketing, or Computer Science required
Masters Degree – MBA Preferred
 
Experience / Background
10 + years of experience in Online Channel Management or Online Channel Operations
Prior experience managing people in a direct reporting structure
5 + years experience in financial services industry
 
Strong Oral and Written communications
Proven ability to influence cross-functional teams
Ability to manage multiple initiatives
Facilitate the execution of a multi-channel strategy and influence investment
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384420]]> Thu, 08 Mar 2012 14:00:00 GMT 2236873-Providence-Communications
The CCO Internal Wholesaler is responsible for partnering with Financial Consultants and Sales Managers, creating new and managing existing relationships with representatives to increase participation in all products throughout the given territory.  This is accomplished through a consultative sales approach providing financial insight and product information via the telephone, so Financial Consultants can effectively offer these products to their clients. This position requires an individual that has a sales focus with excellent phone skills, strong work ethic and a competitive drive to succeed.  
 A successful candidate will:
Make proactive sales calls on a daily basis with existing Financial Consultants and Sales Managers to strengthen relationships and find selling opportunities.  This includes sales campaigns, new business, follow-up meeting calls, and others as directed.  Identify and convert representatives into producing representatives. 
Answer complex inquiries related to products, sales and marketing techniques, commissions, interest rates, etc.
Work closely with the Sales Management to develop and execute an appropriate business plan to maximize territory sales.
Perform initial and ongoing due diligence on our product providers to ensure they comply with our partner standards.  Communicate and provide solutions to senior management when issues arise.
Obtain a full understanding of the competitive product landscape and recommend products and providers that could help grow the business.
Track and report progress on sales activity.
 

Qualifications

Bachelor degree or equivalent work experience.
7+ years of financial services sales experience.
FINRA Series 7 & 63 licenses
Must have the ability to work in a challenging and collaborative environment.
Possess a strong desire to win.
Possess excellent oral and written communication skills.
Possess excellent interpersonal and customer service skills.
Proven ability to pay attention to detail and multi-task.
Must have strong relationship building skills.
Must be a detail-oriented, well-organized self-starter with high energy and creativity.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382025]]> Thu, 08 Mar 2012 14:00:00 GMT 1984649-Dedham-Sales-and-Service
The key responsibilities of this position are to work closely with the assigned Financial Consultants to maximize revenue production. The incumbent will be responsible for contacting assigned FC's book of business to solidify relationships, coordinate all prospecting and follow-up efforts (telemarketing), serve as client liason for FC client companies, participate in client enrollment meetings, coordinate and participate in client seminars, follow up on referrals received from business partners and to provide sales activity reporting. Travel within assigned geographic location may be required.

Qualifications

Excellent oral and written communications skills
Knowledge of PC applications, spreadsheets and word processing
Ability to prioritize objectives in a fast-paced environment
Bachelor's Degree or equivalent work experience preferred
FINRA Series6 and 63 preferred or the ability to obtain within 6 months; 65, LAH helpful
2+ years investment industry experience a plus
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384327]]> Tue, 06 Mar 2012 14:00:00 GMT 2232083-Providence-Sales-and-Service
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384133]]> Tue, 28 Feb 2012 14:00:00 GMT 2214224-Quincy-Finance
CCO Investment Services Inc. is honored to be a leading provider in the investment services industry and is focused on growing our market share in the states we currently operate.  We are currently hiring talented Financial Consultants who proactively identify and sell a broad array of Investment and Insurance products to bank customers. 

The successful candidate will meet with customers to determine their investment needs, recommend investments strategies and present investment choices.  Our Financial Consultants will proactively call on potential new clients to promote and sell our investment products and services, while developing strong working relationships with our branch personnel in assigned territory.  We will ask that you also provide coaching and sales support to Branch personnel, while promoting ethical and fully compliant behavior within your given territory.
 

Qualifications

Series 7 and 65, Life Accident & Health licenses (Series 24 a plus)


Bachelor's degree or equivalent work experience


Excellent oral and written communication skills


A team orientation with a strong work ethic and entrepreneurial spirit are desired


3 or more years experience selling investment products


Strong computer skills and experience utilizing laptop technology.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384132]]> Tue, 28 Feb 2012 14:00:00 GMT 2214237-Hyannis-Finance
Manage, coach and supervise a team of 20 +/- Financial Consultants in an assigned market or region. Participate in the recruitment and selection of assigned team.  Create strong partnerships with internal colleagues, provide NASD supervision, auditing, reporting and results for team relative to assigned financial budget. Also responsible for the management of any support colleagues assigned to this team.  Responsible for all regulatory record keeping and files, group presentations, performance management and specific trade review/supervision.  Also required to identify and coach team to additional investment/insurance product opportunities and FC prospecting in region.
 

Qualifications

Bachelor's Degree or equivalent work experience.

5+ years experience.

Series 7, 63 & 65 licenses required.

State insurance licenses and Series 24 preferred.

Management experience in all aspects of registered principal and supervisory role within a NASD member firm required.

Must have financial budgetary experience and proven ability to deliver on financial expectations for team.

Must have experience in recruiting and interviewing professional financial consultants in the field.

Management in the direct sales of investment/insurance products with a proven record of success.

History of ethical and compliant behavior in background and NASD form U-4.

The ability to pass challenging regulatory exams and maintain certifications through ongoing continuing education.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383991]]> Thu, 23 Feb 2012 14:00:00 GMT 2199403-Hartford-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.This position can be hired in the following states: MA,NH, VT, CT, RI.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

381828]]> Wed, 22 Feb 2012 14:00:00 GMT 1974251-Hartford-Sales-and-Service
Generate mortgage applications for CCO Mortgage. Meet sales goals and objectives. Call on existing and potential customers in order to retain existing accounts, as well as develop new accounts.  Interview applicants to develop information regarding their product needs and determine appropriate product, terms, and pricing.
 

Qualifications

4+ years of residential mortgage sales experience.


Minimum $12M in annual closed loan volume.


Referral network required.


Excellent written skills.


Excellent organizational and communication skills required.


Outstanding interpersonal skills.


Bachelor degree preferred.
 

Hours and Work Schedule

Hours per week: 40


Work Schedule: Monday - Friday 8:00AM - 5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380868]]> Tue, 21 Feb 2012 14:00:00 GMT 1856016-Chicago-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


This position can be hired in the following states: IL, MI, and OH.

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383818]]> Thu, 16 Feb 2012 14:00:00 GMT 2180990-Ohio-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383711]]> Mon, 13 Feb 2012 14:00:00 GMT 2171522-Rhode-Island-Sales-and-Service
Under the guidance of the Premier Banking Sales Manager, incumbent will have responsibility and accountability to service a portfolio of approx 250/300 affluent clients profitably with the objective of growing share of wallet, retention and acquisition of new clients. The RM will have to operate within approved policies and strategies and deliver outstanding service and sales solutions to meet clients’ long and short term goals.
Contribute to profit, sales and product targets of the Retail and Wealth Management Group by selling appropriate wealth management and banking services to the portfolio of clients. To profitably manage, grow and acquire a portfolio of affluent accounts . Maintain existing clients relationship and balances to further develop accounts through cross-selling by maintaining regular personal contact with clients and developing deep long term relationships. Expand the size and quality of the client base through initiating new relationships and developing existing ones to increase the penetration of wealth, investments and retail bank products. Expand number of relationships thru referrals and provide referrals to other bank specialists. Provide a high-level of customer service to clients by resolving and addressing issues and/or concerns, answering questions and coordinating client service activities with other areas of the organization. Become the trusted advisor to clients, providing guidance across the full range of wealth management and banking products, and a consistent, credible, responsive and accessible point of contact for clients. Maintain knowledge of capital markets and financial instruments. Perform compliance review of assigned accounts. Maintain a high awareness of regulations, ethics and compliance issues. Conduct reviews of all accounts and assets in accordance with applicable procedures and requirements. Handle other assignment as directed by manager.
 

Qualifications

Bachelors degree preferred or relevant equivalent experience
3-5 years of banking experience
Experience/exposure to banking/investment/wealth management
Experience with sales of consumer mortgage and home equity recommended
Excellent customer service and communication skills
Knowledgeable of regulatory requirements to ensure a sound control environment
Proven record of developing client relationships and success in relationship selling
Series 6 & 63 Securities License required within 90-days of hire
Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383562]]> Thu, 09 Feb 2012 14:00:00 GMT 2163136-Pennsylvania-Sales
Generate mortgage applications for the CCO Mortgage.  Meet sales goals and objectives.  Manage sales team to call on Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit and develop and manage quality sales team that generates quality loans compliant with CCO Mortgage policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4 years of mortgage experience.


Bachelor's Degree preferred.


Minimum 2 years management experience in the mortgage industry.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Outstanding interpersonal skills.


Working knowledge of FNMA-DU/FHLMC


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380970]]> Wed, 08 Feb 2012 14:00:00 GMT 1861039-Hartford-Sales-and-Service
Generate mortgage applications for the CCO Mortgage.  Meet sales goals and objectives.  Manage sales team to call on Real Estate Brokers, Developers, CPA's and other referral sources to obtain mortgage leads.  Recruit and develop and manage quality sales team that generates quality loans compliant with CCO Mortgage policies and procedures.  Maintain a broad understanding of products, guidelines and pricing strategies.
 

Qualifications

4 years of mortgage experience.


Bachelor's Degree preferred.


Minimum 2 years management experience in the mortgage industry.


Excellent sales presentation and marketing skills.


Excellent written, organizational and communication skills required.


Outstanding interpersonal skills.


Working knowledge of FNMA-DU/FHLMC


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380969]]> Wed, 08 Feb 2012 14:00:00 GMT 1861019-Stamford-Sales-and-Service