http://cfgcareers.com/massachusetts/lending-jobs en
Manage the portfolio management group with objective quality control relating to the manufacturing, monitoring, risk rating, reporting, and compliance functions.   Ensure there is discipline and consistency around the PM process.  Enforce early warning protocols around deteriorating credits - sponsor and project.  This position is responsible for taking a leadership role in helping the region attain its goals while adhering to a sound CRE and CFG/RBS business model. Individual will manage the region's portfolio management team and create/improve processes and procedures to maintain quality control of the portfolio.
 

Qualifications

12+ years of commercial real estate loan underwriting experience with ability to manage and grow significant customer portfolio.  


Previous management level experience preferred.


BA degree, MA preferred with successful completion of a credit training/underwriting program.


Excellent written and verbal communication and interpersonal skills and ability develop and maintain customer relationships.


Proven credit management abilities with good computer skills for recording and tracking results.


Outstanding organizational skills and ability to work in a fast paced environment with minimal supervision.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383275]]> Mon, 30 Jan 2012 14:00:00 GMT 2136825-Boston-Lending
This position is accountable for partnering with the leaders of Distribution (retail, business banking, wealth, Phonebank, & ATM/partnerships) to build and drive a culture of customer excellence.  This position will interact and influence the executives of this business to continue to think through the customer experience in every decision that is made and within every channel.  This position will present and share data and information on customer experience, metrics and voice of the customer and colleague research with the result being driven to focus energy and resources on the right initiatives that will ultimately improve the customer experience.  This executive will also ensure that customer complaint management is effectively managed within distribution and that appropriate action is taken to mitigate the root causes of the complaints.  In highly sensitive cases, this individual will personally direct the resolution of customer issues.  This position will be a member of the distribution board and will be an overall partner with the line to deliver their overall goals with a keen focus on delivering the goal of a differentiated customer experience.
 

Qualifications

Must have a proven track record of building and/or transforming a corporate culture into a model organization for customer focus and colleague engagement.

Strong knowledge and understanding of voice of the customer and the colleague

Ability to lead effectively in a highly functionally run organization and build strong relationship across business groups.

Strong knowledge of banking, banking products and distribution channels

Ability to communicate effectively, think strategically and execute tactically

Must have a proven track record in influencing management and building relationships with cross functional teams

Proven self starter with a high level of problem solving skills

Bachelor’s degree or masters


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383223]]> Sun, 29 Jan 2012 14:00:00 GMT 2134057-Dedham-Lending
Work with team of Franchise Lending and Retail Petroleum relationship managers and portfolio managers post-loan approval and prior to loan closing.  Work with Agent bank, loan servicing, and closing attorneys to ensure that credit agreements are consistent with credit approvals and meet bank requirements.  Responsible for coordinating  real estate, flood, and environmental process.  Order appraisal and environmental reports and follow up on Real Estate Risk Services recommendations as needed. Assemble legal documents and coordinate process with counsel.  Review general liability and property insurance policies for sufficiency. Review amortization schedules for accuracy.  Coordinate closing of swap transactions.  Responsible for post-closing follow up, obtaining undertaking items, and UCC filing and release confirmations.  Proactively identifies and assists in resolving issues affecting loan closing.  Obtains payoff letters, disbursement instructions and generally coordinates loan closing process for team.
 

Qualifications

Bachelors degree required, paralegal experience with knowledge of real estate lending is desired.
Minimum of five years commercial lending, real estate, or loan closing experience required.  Knowledge of credit agreements, credit structure (lines of credit and term loans) and real estate is required.   Strong communication, organization, and interpersonal skills are required. 
Must maintain critical timelines, handle multiple workstreams, and raise issues in a timely manner.  Aptitude for analysis, and understanding of loan documentation is required.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

383098]]> Mon, 23 Jan 2012 14:00:00 GMT 2121056-Boston-Sales-and-Service
Accountable for the management of a portfolio of commercial clients and client retention. Daily responsibilities include, applying and enforcing risk mitigation controls, maintaining a high level of data stewardship,   adhering to Bank policies, procedures and federal regulations as applicable, while providing exceptional service to commercial clients.
Daily responsibilities include, applying and enforcing risk mitigation controls, maintaining high levels of data stewardship.,adhering to Bank policies, procedures and federal regulations as applicable, while providing exceptional service to commercial clients Perform a qualitative review, assessment and interpretation internal and external legal documentation for adherence to Bank policies, procedures and federal regulations to mitigate operational, documentation, reputation risk as appropriate. Take independent action to rectify any inaccuracies or exceptions prior to loan closing. Implement effective controls and proactively initiate action to resolve client issues appropriately with minimal involvement from Relationship Manager or CBCS Team Leader/Manager in a timely manner. Effectively escalate and engage Relationship Manager and/or CBCS Team Leader of issues as appropriate. Consistently maintain a state of internal and external audit readiness and exhibit appropriate knowledge of clients/products within the portfolio when interacting with peers, relationship team, team leader and senior managers.
Ensure the accuracy of critical data across data bases and systems of record to prevent negative impact to Client and/or Bank. Working knowledge of Commercial Credit Policy, Federal Regulations, loan documentation to include Credit Agreements, Notes, Guarantees and collateral requirements and is qualified to close complex commercial loans and manage a portfolio of complex commercial loans with minimal supervision. Process client request for loan advances, loan payments, rate changes and other inquiries ensuring accurate and superior client service.
Develop valued relationships with internal and external clients. Proactively collaborate both within department and across business lines. Daily interaction with all business partners and colleagues as well as assign Commercial Banking clients to effectively manage portfolio while mitigating risk and ensuring client satisfaction.
 

Qualifications

Possess commercial  loan.processing experience with complex deal structures               and/or Clients.   Working knowledge of Commercial Credit policy, Federal     regulations,  loan documentation terms and conditions including Credit Agreements, Notes, Guarantees and collateral requirements and is qualified to close complex commercial loans and manage a portfolio of complex commercial loans.
Knowledgeable in the areas of operational, system, financial, regulatory and accounting activities. Detail oriented to maintain high levels of data stewardship. Solid working knowledge of Bank systems used to support position accountabilities. Highly motivated and team-oriented. Exhibit analytical ability to expedite complex problem resolution. Developed written and oral communications skills to provide exceptional client service and to effectively communicate with clients, colleagues and all levels of management.
Manage multiple priorities and maintain productivity during periods of change or uncertainty. Demonstrated ability to negotiate and influence. Adept with PC, Mainframe, Word and Excel.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382752]]> Thu, 12 Jan 2012 14:00:00 GMT 2092407-Boston-Lending
Manages the commercial loan and cross-selling activity for a team(s) within a sector, industry or geographic region.  Establishes and executes the strategy to achieve team's loan growth, sales, credit quality, and customer service goals and objectives.  Monitors and reports on team progress, including outstanding loans. Makes decisions on loans within approval limits and credit process. Provides guidance and coaching to team members.  Incumbents usually handle the most complex accounts and sensitive client relationships, and are trusted to make difficult credit decisions independently.
 

Qualifications

Typically requires a Bachelor's degree or equivalent.

 8-10+ years of related commercial experience.

Prior supervisory experience and/or equivalent training necessary.


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382857]]> Wed, 11 Jan 2012 14:00:00 GMT 2092343-Framingham-Corporate
Seeking Credit Analyst/Associate with 2-5 years' credit experience, superior modeling skills and formal credit training for middle-market Sponsor (Private Equity) Finance business. Provides modeling, underwriting and company and industry due diligence for new loans.  Assisting team with credit approvals and closing of loans. Assisting Portfolio Managers/Bankers to monitor and service a portfolio of closed loans.  Interact with customers to address non-routine servicing matters or other risk related issues. Assist team with cross-selling opportunities.  Produce pitch books and other client focused materials.   Diligent and timely execution of work product.  Effective communications and influencing skills.  Strong credit acumen.   Ideal candidate needs to be a hard charging, self starter with energy and drive to successfully complete tasks on abbreviated timelines.  Demonstrated strong desire to succeed and drive business.  This position is located in Boston.
 

Qualifications

2+ years of successful commercial lending experience with relevant institution, commercial bank or investment bank. 
Leveraged lending experience required.  
Successful completion of a formal commercial credit training program or equivalent experience. 
Advanced analytical, loan structuring, underwriting and other skills. 
Ability to perform at a high level in a team environment. 
Proven track record of success (undergrad/current employ).
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382329]]> Tue, 13 Dec 2011 14:00:00 GMT 2034322-Boston-Finance
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

Bachelors degree preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380960]]> Wed, 12 Oct 2011 16:00:00 GMT 1856010-Massachusetts-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380961]]> Wed, 12 Oct 2011 16:00:00 GMT 1856009-Dedham-Sales-and-Service
Solicit, develop, and service a wide variety or secured commercial loans and lines of credit. Negotiate loan requests and approves credits within give credit authority. Analyze and underwrite new business transactions and increases/changes to existing relationships. Present credit offerings to senior management after careful review. Respond knowledgeably and confidently to management questions and requests for information. Represent all areas of the company to the customer base and be fully knowledgeable and conversant about varied financing options, cash management and other products and services so that he/she is able to assist customers in obtaining a full array of the bank's services. Incumbents are typically responsible for loan portfolios with total commercial loan assets of $50MM to $100MM.

Qualifications

Bachelor's Degree in Finance or MBA preferred.


Formal credit training.


Minimum of 5 years experience in Asset Based Lending.


Highest level negotiation skills.


Strong marketing and sales skills.


Excellent verbal and written communication skills required.

Other Information

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Business Capital to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
373234]]> Wed, 09 Feb 2011 14:00:00 GMT 1213541-Boston-Lending