http://cfgcareers.com/massachusetts/lending-jobs en
Develop strong marketing strategy for the Asset Based Lending Division including calling on referral sources and target companies in the Northeast region. Originate and close on a minimum of three to five transactions each year. Achieve annual new commitments closed of $100 million. Cross-sell other bank products including cash management, FX, interest rate hedging and capital markets capabilities.

Qualifications

BA (MBA a plus) in Business, Accounting or Economics and at least 8 years experience in structuring, syndicating, and successfully closing structured commercial finance transactions.


Strong industry knowledge and contacts.


Ability to work independently and build trusting working relationships.


Sound business judgment and ability to properly assess and qualify asset based lending opportunities.


Excellent communication, analytical, and writing skills.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Asset Finance, Inc. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386702]]> Sun, 20 May 2012 16:00:00 GMT 2448295-Boston-Lending
Working in a team environment, the candidate will analyze, structure, underwrite and present credit recommendations on Asset Based Loan requests and/or modifications. Analyses will include in-depth review of financial statements, projections, and other relevant credit information. Preparation of underwriting documents will also include client exposure strategies, credit risks and mitigants, cash flow repayment analysis, collateral analysis on multiple asset classes, preparation of pricing and risk rating models, and completion of the credit proposal summary in accordance with Citizens Financial Group policy. The position will also include interaction with Bank clients and prospects. The position may include travel primarily for prospect/client meetings and site inspections.

Qualifications

Minimum of 10 years experience in Asset Based Lending.


Bachelor's Degree in Business, Finance, or Economics preferred.


Successful completion of formal credit training preferred.


Experience with Commercial modeling and risk measurement preferred.


Excellent PC skills in Excel and Microsoft Word.


Ability to coordinate multiple projects and satisfy strict deadlines.


Excellent verbal and written communication skills required.


Strong organizational and time management skills required.


Ability to prioritize, multitask, and be a self-starter.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386543]]> Tue, 15 May 2012 16:00:00 GMT 2437224-Boston-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386498]]> Sun, 13 May 2012 16:00:00 GMT 2430002-Boston-Sales-and-Service
Senior relationship manager responsible for soliciting and servicing a wide variety of commercial loans and lines of credit, both secured and unsecured. Cross-sells bank services. Incumbents typically handle the most complex accounts, sensitive client relationships, difficult negotiations, and credit assessments on an independent basis. Conducts customer meetings and interviews. Provides analytical guidance to credit analysts and/or portfolio managers as client's credit worthiness is evaluated. Recommends structure and terms for credit approval on loans requiring a high level of lending experience. Position is typically held by an individual contributor with aggressive sales goals.

Qualifications

Typically requires a Bachelor's degree or equivalent.

8-10+ years of related commercial experience.

Exceptional business development and credit quality results.

In-depth understanding of bank products and credit guidelines.


Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386332]]> Tue, 08 May 2012 16:00:00 GMT 2424927-Boston-Corporate
Solicits, develops, and services a portfolio of commercial clients with annual company revenue of $5-25 million via acquisition of new relationships and effectively identifying cross-selling opportunities for existing clients.  Products marketed include, but are not necessarily limited to: credit, interest and currency risk management products, cash management, international trade, and liquidity solutions.  Effectively utilizes centralized credit support utility for both new originations and portfolio management.   Appropriately identifies customer and transaction credit risks, and consistently applies credit policies and processes.
Senior relationship manager responsible for soliciting, developing and servicing a wide variety of commercial loans and lines of credit, both secured and unsecured, for key bank clients.  Incumbents usually handle complex accounts and sensitive client relationships, and are trusted to handle difficult negotiations and credit assessments on an independent basis.  Interviews loan applicants.  May direct credit department's or junior officer's analysis on applicants financial data to evaluate credit worthiness.  Makes decisions on loans at the highest lending limits or makes recommendations
This is an individual contributor role.   Typically responsible for portfolios with 60-200 relationships, loan commitments of $20-50 million, deposit balances of $20-50MM, and originates loan transactions ranging from $500 thousand to $10 million.  May be responsible for a larger number of relationships, but relatively less complex than average client.
 

Qualifications

Must have  8-10 years current commercial lending experience with the ability to manage and grow significant customer portfolio. 


4-year business degree with successful completion of credit training program.


Excellent communication and interpersonal skills and the ability to develop strong customer relationships. 


Proven sales abilities with good computer skills for recording and tracking results
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385608]]> Tue, 17 Apr 2012 16:00:00 GMT 2362878-Massachusetts-Sales-and-Service
A critical member of the Commercial Banking Line of Business and client relationship team with extensive Commercial loan experience with the moderately complex deal structures and Client relationships. Incumbent is accountable for managing a portfolio of commercial clients and client retention. Daily responsibilities include, applying and enforcing risk mitigation controls, maintaining a high level of data stewardship, adhering to Bank policies, procedures and federal regulations as applicable, while providing exceptional service to commercial clients. Perform a qualitative review, assessment and interpretation of internal and external legal documentation for adherence to Bank policies, procedures and federal regulations to mitigate operational, documentation, reputation risk as appropriate. Initiates action to remediate any inaccuracies or exceptions prior to loan closing.  Exercises independent judgment and decision making to resolve moderately complex client issues. Effectively escalate and engage Relationship Manager and/or CBCS Team Leader of issues as appropriate.Perform post-closing audit of loan closing package for completeness and accuracy.
 

Qualifications

Bachelor preferred, High School or GED required years Commercial loan administration or lending environment and Operational and client service experience
Broad and thorough understanding of Commercial Credit Policy, Federal regulations, loan documentation terms and conditions including Credit Agreements, Notes, Guarantees and collateral requirements and is qualified to close highly complex loans and products independently.
Ability to identify and manage the risk, minimizing the outcome and escalating where appropriate; and to drive increased process improvement resulting in superior customer experience.
Highly skilled in review of credit and legal documentation to accurately interpret loan structure terms and provisions for compliance to bank and regulatory policy and accurate translation to Bank’s system of record to prevent negative impact to Client and/or Bank.
Must be capable of multi-tasking and prioritizing in a time sensitive environment while maintaining a high level of accuracy.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385520]]> Thu, 12 Apr 2012 16:00:00 GMT 2348235-Boston-Lending
Member of the Pricing and Structuring Group based in Boston/Warwick supporting RBSAF colleagues involved with direct and indirect origination,  and syndication of Asset Finance products.
Primary responsibilities for this position are the overall technical and administrative support of originated structured lease and debt products and the documentation and funding of awarded transactions within the RBSAF client group.



Through pricing and deal execution support the Associate provides timely quantitative analysis across a wide array of asset finance products.

At the initial stage of a transaction bid, the position is relied upon to analyze various approaches to meet the financing needs of the customer, and to review with National Pricing Manager and Sales the viable courses of action to pursue.

Works closely with National Pricing Manager to support the pricing and structuring needs of sales executives within RBSAF and to verify the accuracy of pricing done in the field.

Maintains current version of all bid pricing, and tracks  progressive economics in rebid situations

Develops materials for quantitative presentations to RBSAF clients, as requested by sales executives and coordinated by National Pricing Manager.

Internally the Associate is responsible for the timely and accurate development of pricing for all transactions prior to funding and for the accurate and timely hand-off to RBSAF colleagues in the Legal, Documentation, and Finance areas.

Prepares as requested data collections such as current exposure profile for further input into Raroc model and other ad hoc economic reports.

Coordinates with RBSAF Credit for the onboarding of information into the Raroc model.

Prepares for review the monthly submittal of transactions requiring residual value insurance.

Provides accurate pricing information on awarded transactions to RBSAF Syndicators and validates pricing information sent to investors.

Provides market research data as requested on ad hoc basis and researches corporate  bond comps prior to Transaction Review Committee

 

Qualifications

Undergraduate degree in Corporate Finance. Graduate level degree or equivalent leasing industry experience preferred

Working familiarity with  the tax and accounting constraints affecting the offering of lease and loan products

Proficiency with Supertrump and/or ABC lease/loan  pricing software.

Proficiency with MS Excel and all  pertinent analytical and quantitative models.


Proficiency with MS Word/Powerpoint


Proficiency with Bloomberg data extraction


Working knowledge of the data requirements of back office transaction booking systems


Working knowledge of corporate finance concepts, pertinent tax and accounting regulations,  and capital markets.

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Asset Finance, Inc. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
385007]]> Mon, 09 Apr 2012 16:00:00 GMT 2343537-Boston-Lending
Manages the commercial loan and cross-selling activity for a team(s) within a sector, industry or geographic region.  Establishes and executes the strategy to achieve team's loan growth, sales, credit quality, and customer service goals and objectives.  Monitors and reports on team progress, including outstanding loans. Makes decisions on loans within approval limits and credit process. Provides guidance and coaching to team members.  Incumbents usually handle the most complex accounts and sensitive client relationships, and are trusted to make difficult credit decisions independently.
 

Qualifications

Typically requires a Bachelor's degree or equivalent.
8-10+ years of related commercial experience.
Prior supervisory experience and/or equivalent training necessary
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384884]]> Tue, 27 Mar 2012 16:00:00 GMT 2305712-Framingham-Lending
The Portfolio Manager  position is responsible for prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, on-going portfolio maintenance activities, and client support for an assigned portfolio of existing credits and prospects primarily of moderate to medium complexity, with some having higher complexity.
Portfolio Manager is responsible for ensuring overall portfolio performance and asset quality remains strong and when necessary surfaces issues, proposes and collaborates with others on strategies and actions to limit risk and loss to the Bank.
Portfolio Manager  is responsible for monitoring the performance of existing borrowers within assigned portfolio and ensuring compliance with financial covenants.
Portfolio Manager  will assist the Relationship Manager in structuring more advanced credit transactions, developing proposal letters, TOSs, term sheets and commitment letters.  They will take the lead on the internal credit process for obtaining approvals of credit proposals.
Portfolio Manager  will perform the functions of the position with only periodic oversight and is expected to perform with minimal supervisory intervention.
 

Qualifications

10-15  years of experience and exhibited competency in financial analysis and credit structuring, understanding and applying credit policy, and credit monitoring and risk administration practices.  Prior portfolio management experience to include proposing credit and covenant structures and documenting loans.  Commercial Real Estate experience –debt, equity or development –experience is preferred.  Equivalent work experience may be considered as alternative to formal degree program completion.
Capable of interpreting and detecting issues with property, guarantor and sponsor financial performance and can put them into the context of the client’s history articulating possible impacts of such changes to the risk profile of the credit.
Independently applies the conditions of credit decision to the different types of credits contained within the portfolio to ensure that all monitoring and tracking requirements are met and that all documentation is up-to-date per policy.
Ensures loan agreement is in accordance with approval documents.  Identifies potential issues contained within loan documentation and takes steps to address the issues, in consultation with RM.  Key voice with the interaction of the client in closing transactions.
Manages compliance and control routines related to the credits contained in the assigned portfolio.
Displays strong verbal and written communications and interpersonal skills.
Independently follows up with borrowers to address missing financial information or to resolve covenant violations on a timely basis.
Displays ability to engage with customers directly and may accompany RM on client visits or attend client meetings.
Displays competency with critical and analytical thinking and is able to identify connections between issues and actions needed to resolve issues for credits contained within the portfolio to ensure continued compliance with credit and risk policies and practices.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384842]]> Tue, 27 Mar 2012 16:00:00 GMT 2305675-Boston-Lending
Manage credit process for the Private Bank. Responsibilities include RAAC development for product types, oversight of policies and procedures for lending actitvities, underwriting and approving loans within credit authority, and working with Central Credit Group to obtain authority for loans above individual credit limit. 
 

Qualifications

10-15 years direct lending experience, with knowledge and experience in the Private Bank lending space
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384589]]> Mon, 19 Mar 2012 16:00:00 GMT 2280251-Massachusetts-Sales-and-Service
Provide corporate finance, equity valuation, relative value analysis, comparable analysis, syndication and distribution support for senior debt financings, as well as, full capital structure analysis including second lien, mezzanine debt and debt capacity analysis, Advise client teams on appropriate capital structure, coordinate with syndication and capital markets professionals on execution strategies and mobilize the necessary RBS and Citizens resources against those client opportunities. Qualify new banking opportunities collaboratively with capital markets, credit underwriting and relationship teams. Participate in portfolio reviews, responding to pre-screen memos and in the ordinary course.   Establish presentation time lines, coordinate and mobilize internal capital market resources and develop pitch concepts.   Partner with CFG capital markets and syndication professionals, and RBS Securities Inc to design optimal capital structure execution strategies.  Architect pitch idea presentations and oversee creation of same by junior staff.    Liaise with risk management to ensure that appropriate credit and market risks are identified and addressed. Maintain effective license to operate by sustaining a high level of trust and confidence by senior line and risk management. 
Role will require Travel
 

Qualifications

Minimum 10 years experience in Mid Corporate/Middle Market in leveraged finance preferably with a top 5 ranked institution. 
The candidate should have experience working with investment banking; have a thorough knowledge of corporate finance and valuation experience
Proven track record in transactions involving Senior Debt, Mezzanine Debt, Second Lien loans, securitizations, Equity Placements, M&A and Interest Rate Derivative Products Master’s degree or equivalent experience  
Demonstrated desire to succeed and drive business
Effective communications and influencing skills
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384330]]> Mon, 12 Mar 2012 16:00:00 GMT 2259014-Boston-Finance
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

Bachelors degree preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380960]]> Wed, 12 Oct 2011 16:00:00 GMT 1856010-Massachusetts-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380961]]> Wed, 12 Oct 2011 16:00:00 GMT 1856009-Dedham-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

Bachelors degree preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.


This position can be hired in the following states: CT, MA, ME, NH and RI.
 

Hours and Work Schedule

Hours per week:  40


Work Schedule:  Monday - Friday  8:00 AM - 5:00 PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380259]]> Mon, 19 Sep 2011 16:00:00 GMT 1765623-Chicopee-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

Bachelors degree preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.


This position can be hired in the following states: CT, MA, ME, NH and RI.
 

Hours and Work Schedule

Hours per week:  40


Work Schedule:  Monday - Friday  8:00 AM - 5:00 PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380255]]> Sun, 18 Sep 2011 16:00:00 GMT 1762700-Hyannis-Sales-and-Service
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

Bachelors degree preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.


This position can be hired in the following states: CT, MA, ME, NH and RI.
 

Hours and Work Schedule

Hours per week:  40


Work Schedule:  Monday - Friday  8:00 AM - 5:00 PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380266]]> Sun, 18 Sep 2011 16:00:00 GMT 1762690-Massachusetts-Sales-and-Service