http://cfgcareers.com/smithfield-jobs en
An exciting opportunity has arisen on our Risk Management audit team. The team is responsible for performing audits of RBS Citizens Financial Group's risk management and credit functions. The Team works alongside our US-based and global audit colleagues to ensure that customer, financial and reputation risks to the bank are adequately and effectively managed.

Group Internal Audit is a high performing audit function, adding value for the benefit of customers, shareholder and staff and acting as a trusted advisor to executive management. We are committed to developing and retaining our people. Working as a Staff Auditor in the department gives you a great opportunity to perform complex, risk management and credit-focused audits, gaining exposure to the variety of businesses within RBS Group, and to further develop your skills as it relates to internal controls. This role will offer you variety, scope for progression and a dynamic working environment.

Under direction of the audit senior or manager, perform assigned audit test work to a high degree of proficiency.


Ensure compliance with all team/departmental standards and conventions and document test work thoroughly.


Complete assigned work according to an established and agreed timeframe and budget.


Build and develop key relationships with business partners during the audit process.


Write high quality audit issues to be included in Final Audit Reports with sufficient quantification and support.


Verbally articulate audit issues and associated risks to management in a succinct and respectful manner.


Contribute to a strongly collaborative audit team.


Continue to develop or enhance knowledge of operational areas through personal research and team training's.

Qualifications

- 1 to 3 years of audit or risk management/credit experience
- Experience of managing relationships with a business line and senior management and technical teams
- Big 4 or equivalent Consulting firm exposure

Qualifications:


- Bachelors Degree in or equivalent combination of risk management/credit experience


- Relevant industry certifications, such as Certified Internal Auditor certification

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386605]]> Tue, 22 May 2012 16:00:00 GMT 2454849-Providence-Finance-Accounting-﹠-Audit
The Risk Manager II position will contribute to the development of Risk Architecture Management Information reporting for CFG RBS Citizens. The candidate will work with Risk Architecture colleagues and business partners in Finance and Treasury to develop dynamic, forward-looking management information reports focusing on the level and types of risk RBS Citizens is willing to take, enabling business executives to anticipate risks and develop strategies for responding to actionable reports.
The candidates initial deliverables will be focused on producing Credit MI executive reports measuring performance of risk appetite for RBS Citizens loan and non loan credit asset exposure, including the utilization of attestation framework of credit inputs for the Chief Risk Officer as required for the RBS Group, the Financial Services Authorization (FSA) and US Regulators for Basel Pillar I and Pillar III disclosure.
The position will support Risk Architecture Reporting and Analysis for the Group Risk strategic initiatives related to Credit Risk MI, including line-of-sight to legal entity and Group divisional hierarchies and reconciliation of the reporting from local and group reporting systems.
Closely follow internal business developments within Wholesale and Retail portfolios, assessing the potential impact on the RBS Citizens risk management program. Regularly meet with credit officers and business lines to discuss strategy, performance and risk management. Establish and follow standards of external sector-wide developments and assess and document their potential impact on progress internal strategy.
Perform analysis and interpret financial, credit, treasury and RBS Group reports and external benchmarking standards.
Author monthly rating assessment summaries, including commentary with supporting analytic evidence for RBS Citizens and present to internal Sr. Executives. Participate in the preparation of special reports.
Participate and contribute to internal discussions on identified issues in review meetings with senior management based on the content of the rating assessment and establish and management action plans to close self-identified gaps.

Qualifications

Excellent analytical skills


Excellent writing and verbal skills


Advanced knowledge of MS Word


Advanced knowledge of MS Excel/PowerPoint


In-depth knowledge of regulatory compliance requirements and risk management principles.


Excellent interpersonal skills


In depth knowledge of financial services industry


In depth knowledge of regulatory compliance requirements and risk management principles.


Bachelor Degree in Finance or Accounting required, Master’s Degree preferred


3-5 + years, Analytical, Compliance, Risk experience, Project Management, Market, Liquidity Risk Management, or related experience in the financial services industry

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
386437]]> Wed, 09 May 2012 16:00:00 GMT 2425079-Providence-Corporate
The candidate will be responsible for reconciling and reporting of the risk exposure data used to calculate and analyze the risk adjusted equivalent balance sheet.  The role includes interaction with numerous business partners including RDP information technology, CFG credit risk and RBS global financial services teams to develop completeness, accuracy and consistency of the data used in the calculations.  The candidate will be responsible for identifying data quality defects and inefficiencies in the foundation exposure data used for calculations, reporting, identifying their root cause and guiding data quality remediation. In addition, this position will be responsible for supporting management and external exposure reporting process both on a production and ad hoc basis.  The initial focus of this position will be to reconcile the existing data feeds to general ledger and Walker, research variances, prepare adjustments and to participate in all projects related to existing and new feed development.   
 

Qualifications

Bachelor's Degree in Accounting/Finance 4 years experience in accounting or audit preferred

Significant portion of prior work experience must be at a financial institution or public accounting firm in a financial reporting and/or financial control capacity

Results driven, detail oriented professional 

Knowledge of Basel accords and/or regulatory capital requirements preferred

Excellent written and oral communication skills required

Strong interpersonal, analytical and problem solving skills required

Comprehensive operating knowledge of Microsoft Office suite of applications and advanced technical skills required

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386279]]> Mon, 07 May 2012 16:00:00 GMT 2425036-Providence-Corporate
Overall responsibility for daily operations, including management of Teller (including Teller Manager) and Customer Service staff of a Tier II branch. Provide sales leadership to ensure franchise growth through personal example and regular monitoring of team sales results. Under guidance of Branch Manager may hire, fire, review, and counsel staff. Reviews teller work schedule. Schedules Bankers/Customer Service Representatives to ensure adequate coverage. Responsible for keeping branch in compliance with all bank policies and procedures and prepares branch for internal audits. Monitors branch service quality levels and coaches staff to achieve appropriate levels. Responds to complex customer complaints and questions. Coordinates special events such as Customer Appreciation Day. Opens and/or closes branch. Reports to Branch Manager.
 

Qualifications

High School degree or equivalent required

Associate's or Bachelor's degree preferred

3 years sales and service experience

Supervisory experience required

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Saturday - Hours Vary 
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386177]]> Wed, 02 May 2012 16:00:00 GMT 2425098-Providence-Retail
The Business Banking Regional Manager will manage a team of BBO’s and be responsible for attaining financial and sales goals through active coaching and managing to Business Banking defined DRIVE sales process and sales management process (including cold calling) as well as required paperwork. 

BB RMs will also be responsible for developing skills and competencies of their BBO team, maintaining optimum staffing occupancy. 

Ensure focus on identifying and closing cross sell product opportunities, and acquiring new customer relationships within the assigned BBO branches.

Provide coaching and managing to BBO team around DRIVE sales activities and expectations.

Lead, develop and motivate the BBO sales team in their professional growth and maximizing their overall contribution to the business, as well as recruiting sales representatives to build bench strength.     

 

Qualifications

Undergraduate degree preferred or equivalent work experience.
5+ years Business sales development experience.
3+ years experience leading a team to achieve sales results.
3+ years of credit experience.
Banking/Finance experience required
Strong presentation skills, both verbal & written Ability to work in a matrix organization and develop partnerships across business lines.
Strong PC skills, both in Word and Excel, or similar software.
Strong knowledge of banking deposit/credit products and services.
Strong knowledge of bank operations/systems and compliance/regulatory issues.

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385980]]> Thu, 26 Apr 2012 16:00:00 GMT 2385676-Providence-Sales-and-Service
The successful candidate will join the Capital Planning team within Capital Methodology and Strategy, helping to drive estimation, analysis, and reporting with respect to capital adequacy components and metrics, both regulatory and internal. In particular, Capital Planning is responsible for current evaluation, trend analysis, and forecasting of risk-weighted assets, qualifying regulatory capital, and risk-based capital ratios in support of U.S. regulatory requirements imposed on CFG, Inc. and its subsidiary banks, as well as in support of U.K. regulatory requirements imposed on CFG’s parent, RBS plc. Capital Planning also works closely with senior management on the development and recommendation of practical capital management methodologies, policies, and strategies to ensure capital adequacy in relation to risk-based capital measures.
To facilitate a full understanding of capital management strategy and dynamics, the new analyst will master all recurring assessment and reporting duties within Capital Planning. Ultimately, the analyst will be assigned primary responsibility for some subset of those duties. Other ad hoc duties will include development / update of excel-based capital assessment tools in response to industry and business changes, such as forecasting and stress-testing with respect to both specific initiatives and specific legal-entity impacts.
This position offers both personal and career growth. Risk-based capital adequacy is a growing challenge for financial institutions and represents a critical discipline that will continue to evolve and expand over the next decade, touching all aspects of risk and capital management.
 

Qualifications

Bachelor’s Degree required; MBA, CFA, FRM or other relevant accreditation highly desirable.

3 – 5 years experience in a banking or financial services environment in an analytical / financial management role.

Essbase experience required.

SQL and / or QRM experience a plus.

Strong Excel / basic PowerPoint skills.

Strong appreciation for disciplines foundational to risk-based capital, with demonstrated proficiency in at least one of the following:
-Basel-driven capital adequacy regulation and other emerging financial reforms.
-CFG’s business model and risk drivers.
-GAAP / regulatory / economic capital planning and analysis.
A-sset Liability Management.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385788]]> Sun, 22 Apr 2012 16:00:00 GMT 2373439-Providence-Finance-Accounting-﹠-Audit
Programming and development in Base SAS, SAS Web Portal, SAS Web Reports Studio, and Enterprise Guide.
Partnering with the Advanced Analytics and Reporting and Analysis teams to understand reporting requirements and transform requirements into production SAS code.
Authoring complex SQL queries for data extractions from the enterprise data warehouse and departmental datamarts.
Supporting SAS administration duties such restarting application services, promoting code to production, running test cycles of model and reporting code, and adding/removing users to/from the application.
Supporting the analysis of risk model inputs and outputs and trending over time and other ad hoc statistical analysis and reporting.

Qualifications

Ideal candidate will have a B.S./M.S. in Computer Science, MIS, or Statistics, 8-10 years experience working successfully in the programming field, and possess the following skills:
Significant experience with programming and development in Base SAS
Experience with SAS Enterprise Guide, Web Portal, Web Reports Studio, and other SAS BI tools
SQL development (expert) and strong data analytical skills
Background and experience in statistics or statistical analysis is preferred
Experience with the following systems and software preferred: Oracle, DB2, MS SQL, MS Access, Cognos, and AIX Unix.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

382910]]> Thu, 12 Apr 2012 16:00:00 GMT 2108688-Providence-Risk-Management
Engage current and potential customers to gain an understanding of their unique banking needs.

Set prospect meetings at initial contact or through proactive follow-up.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Hours include weekends, and evening hours ( In-Store Stop & Shop Branch).


Qualifications

High School degree or equivalent required

1 year sales and service experience

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Flex Scheudle- Mandatory Weekends
Location: In-Store Stop & Shop - Smithfield RI  
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385353]]> Tue, 10 Apr 2012 16:00:00 GMT 2348194-Providence-Banker
Reporting to the Head of Reward – RBS Citizens Financial Group, this role will act as the relationship manager on all compensation matters for the Client Business Services (Technology & Operations) client group.   Partner with Execs, HR, and Compensation partners located in both the US-based Citizens Financial Group or UK-based RBS Global Group. Create a strategic compensation agenda, considering both business and HR priorities, industry pay practices, and emerging market pay trends.   This includes providing guidance, streamlined solutions and alternatives to time sensitive issues encompassing compensation design, communication, administration, and governance.
Other responsibilities of the position include, but are not limited to:
-Delivering annual plan for corporate pay programs (merit, bonus and equity programs) and business specific incentive plans
-Providing core market benchmarking and competitive assessment reviews to Client Business Services executives and HR leaders
-Contracting larger scale programs with HR leadership (prioritization, timing, resources, budget, etc.)
-Incentive plan consulting design, development, and governance
-Influencing when major adjustment to design and approach are needed to stay ahead of emerging needs/trends
Scale and Scope:
Client Groups:   Operations, Technology, Procurement, Security & Risk, and Property Mgmt.  
Colleagues:   4,700 colleagues, 93 locations, in 24 states
Incentive Plans:   1,500 of the 4,700 colleagues participate in either a Call Center or Debt Mgmt Collection incentive plan.  Executives and Management participate in Global and US-Regional Incentive and Deferral Plans.
 

Qualifications

Minimum of 7+ years of Reward and Compensation experience
Excellent relationship management and project management ability 
Excellent influence and communication skills at the executive level
Proven track record of managing compensation issues across multiple client groups
Ability to interpret data, identify critical issues/themes, and develops recommendations
Manage team of compensation consultants/analysts to deliver strategic compensation agenda
High degree of proficiency of Excel, PowerPoint, Word
PeopleSoft Systems experience a plus
Global Client Group experience a plus
Strong service delivery focus
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385288]]> Sun, 08 Apr 2012 16:00:00 GMT 2335263-Providence-Human-Resources
 The Risk Associate is responsible for reconciling and reporting of the risk exposure data used to calculate and analyze the risk adjusted equivalent balance sheet.  The role includes interaction with numerous business partners including RDP information technology, CFG credit risk and RBS global financial services teams to develop completeness, accuracy and consistency of the data used in the calculations.  The candidate will be responsible for identifying data quality defects and inefficiencies in the foundation exposure data used for calculations, reporting, identifying their root cause and guiding data quality remediation. In addition, this position will be responsible for supporting management and external exposure reporting process both on a production and ad hoc basis.  The initial focus of this position will be to reconcile the existing data feeds to general ledger and Walker, research variances, prepare adjustments and to participate in all projects related to existing and new feed development.    
 

Qualifications

 Bachelor's Degree in Accounting/Finance 8 Years experience in accounting or audit preferred Significant portion of prior work experience must be at a financial institution or public accounting firm in a financial reporting and/or financial control capacity Results driven, detail oriented professional.

Knowledge of Basel accords and/or regulatory capital requirements strongly preferred .

Excellent written and oral communication skills required Strong interpersonal, analytical and problem solving skills required.

Comprehensive operating knowledge of Microsoft Office suite of applications and advanced technical skills required


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384963]]> Tue, 03 Apr 2012 16:00:00 GMT 2325374-Providence-Corporate
Leads the overall design and development of quality data warehouse and business intelligence solutions focusing on cube creation, Framework Model development and reporting artifacts.

Works closely with the Data Architecture and ETL design teams to review physical data designs.

Expertise working with Cognos 8.x and 10.0

Advanced Cognos Framework design, development, and optimization skills, advanced Cognos reporting skills and advanced Cognos transformer skills

Plan out the installation and configuration of the Cognos Platform

Plan out the Cognos Software Configuration and Version Control approach and best practices

Play a significant contributing role in End User working sessions focus on the interaction with the Cognos layer

Help design and configure the Cognos Connections Portal

Analyze and include the use of other toolsets including the SAS suite of analytical products

Providing direction and management of a team of Cognos developers

Providing guidance and best practices to supported groups using Cognos 


Qualifications

8+ years of large-scale BI project design and architecture experience

7+ years in the following: Cognos 8 BI (Cognos 10 is also desirable), Framework Manager, Report Studio, Analysis Studio and Power play Transformer

Experience is SAS analytical toolsets a plus

Experience should include installation and optimization of the Cognos BI environment

Strong understanding of data analysis, dimensional modeling, data integration and warehousing design principles

Ability to work with business users and sponsors to gather requirements and interpret these requirements into technical specification

Ability to create a project plan/estimates to deliver on these requirements

Strong understanding of and experience with project management methodologies

Ability to manage highly complex projects across multiple technical areas

Excellent verbal and written communication skills

Leadership and team building skills

Ability to delegate, influence and motivate effectively

Ability to flexibly manage multiple priorities simultaneously independently or as part of a team.

Ability to build strong teams

2-5 years in Financial Services preferred

Experience in Wholesale and Retail lending a plus


Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384878]]> Mon, 02 Apr 2012 16:00:00 GMT 2321363-Providence-Corporate
CCO Investment Services Corp. is responsible for providing a complete line of investment and insurance products and functionality to our Financial Consultants and our clients. 
Provide the delivery of world class customer service experience to our equity, fixed income, and mutual fund clients.  Work closely with internal departments to ensure prompt and accurate resolution to all customer requests and inquiries.  With emphasis on teamwork, assist traders, account managers, FC's and department managers with various sales and service related requests.
 

Qualifications

Investment services background preferred 
Experience in a call center environment preferred
Strong customer service skills
FINRA Licenses 7&63 required or ability to obtain within 6 months of hire
Strong problem solving  and follow up skills
Ability to multi-task
Flexible team player
Willingness to adapt to an ever-changing environment
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384923]]> Wed, 28 Mar 2012 16:00:00 GMT 2309185-Providence-Sales-and-Service
Reporting directly to the Accounts Payable Manager, manage P-Card activity to include achieving program goals and implementing strategies, driving growth of a P-card program, developing training program, and tracking and analyzing P-card program statistics.  Monitor overall program progress against assigned milestones and monitor activity for policy compliance and provide management reporting.
 

Qualifications

Competent use of Microsoft Office applications to include Microsoft Project, Excel, Visio, PowerPoint, Word


Excellent written / verbal communication skills


Ability to multi-task with strong organizational skills


Ability to work both independently and as part of a team/project team.


3-4 years of P-Card administrative experience


Self thinker able to work through issues and escalate when appropriate


Associate Degree or Bachelor Degree preferred

Hours and Work Schedule

Hours per Week: 40


Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384727]]> Thu, 22 Mar 2012 16:00:00 GMT 2288940-Providence-Administration
This quantitative analyst position will be responsible for authoring and publication of research reports that communicate internal rating assessment and rating  
rationale to Sr. Management.   This is a new position that will work with members of the Reporting & Analysis leadership to establish the methodology and a continuous execution framework that measures how well the business performance of wholesale and retail portfolios coincides with RBS Citizens risk appetite strategy and RBS Group strategic plan.
 Incumbent will be required to analyze RBS Citizens internal and peer data to perform rating assessment. Primary duties will include: authoring reports that summarize the research and analyses performed, conducting meetings with credit officers and business management;  performing bank industry and sector research; performing analysis of key internal quantitative and qualitative factors; presenting rating assessments and rating rationale to senior management; Position will also require active role in assisting in related industry studies. 
 The analyses and recommendations will be made exclusively for the benefit of the RBS Citizens Sr. Executive team. Incumbent will carefully study the underlying components of credit, market, operational and regulatory performance of RBS Citizens and  document the division’s degree of confidence that it will be able to meet its commitments to the overall RBS Group strategic plan to improve the Bank’s external rating with ratings agencies.
 Commentary and assessment will be required to evidences analytically the strength of the RBS Citizens risk management program.  All assessments will be based on evidence drawn from scrutinizing underlying drivers of forecasted and actual credit and business performance of the Wholesale and Retail book of business at RBS Citizens.  The incumbent will partner with colleagues in Risk Architecture, Finance, Treasury and the business line to report progress of expected risk-adjusted rates of return and other risk appetite measures, with summarized commentary supporting the rating of the program.  Assessments will profile the underlying creditworthiness of identified portfolio segments, sector concentrations and other policy governors (e.g. single name concentrations, total committed exposures) to ascertain progress against business goals in the context of a range of economic scenarios.  This individual will participate and contribute to internal discussions on identified issues in review meetings with senior management based on the content of the rating assessment and establish and management action plans to close self-identified gaps.
Closely follow internal business developments within Wholesale and Retail portfolios, assessing the potential impact on the RBS Citizens risk management program.  Regularly meet with credit officers and business lines to discuss strategy, performance and risk management. Establish and follow standards of external sector-wide developments and assess and document their potential impact on progress internal strategy. 
Perform analysis and interpret financial, credit, treasury and RBS Group reports and external benchmarking standards.
Author monthly rating assessment summaries, including commentary with supporting analytic evidence for RBS Citizens and present to internal Sr. Executives.  Participate in the preparation of special reports.
Participate and contribute to internal discussions on identified issues in review meetings with senior management based on the content of the rating assessment and establish and management action plans to close self-identified gaps.
 

Qualifications

Bachelor Degree on Economics, Finance, Operations Management or other quantitative discipline business decisions on credit quality.  Ability to determine how much risk can be taken to deliver business strategy.  Knowledge of BASEL preferred.
Master dregree prefered
Other education prefered :Buy-side external
 In addition, the candidate must demonstrate a combination of academic aptitude, quantitative skills, strategic and creative thinking. Writing and communication skills will be crucial as the candidate will document their work in executive level reports.
Demonstrated knowledge of regulations governing credit risk management methods.  Ability to develop independent, disciplined processes that eliminate, transfer, re-structure or mitigate identified risks.
Knowledge of regulations governing market and liquidity risk management methods.  Knowledge of industry economic measures and impact on risk weighted assets (RWA) and standards for measuring capital
Demonstrated experience in multi-tasking.  Proven expertise in planning and executing operational plans, complex change-management projects. 
Excellent written and  verbal communication skills.  Strong presentation skills. A balance of incisive numerical and analytical skills, together with an ability to speak and write concise, fluent English.  Must have experience in writing critical essays and reports.
Credit Risk, Corporate or Regulatory.  Ideally candidate should have gained some relevant experience from within an audit, banking or financial regulatory environment.
Demonstrated knowledge of credit risk assessment measurement and methods that define the credit risk that impacts our businesses.  Ability to assess approaches, determines probability and impact of
Members of the Reporting & Analysis team work in a collegial environment, interacting with each other as well as Risk Architecture colleagues, portfolio managers, business lines, Treasury, Finance, and external vendors. Success of the individual in this role will depend critically on attention to detail, initiative, strong work ethic, and team focus.
Ability to analyze balance sheet and financial statements and update rating assessment based on the financial condition of the company.
The ideal candidate has a quantitative background with preference of specific experience in statistical and computational methods. Candidates with knowledge of financial mathematics, credit analysis and accounting/finance will be considered more favorably.
A good educational background, including strong results at degree level but a track record of industry experience may serve as a substitute.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384269]]> Tue, 20 Mar 2012 16:00:00 GMT 2284005-Providence-Risk-Management
The key responsibilities of this position are to work closely with the assigned Financial Consultants to maximize revenue production. The incumbent will be responsible for contacting assigned FC's book of business to solidify relationships, coordinate all prospecting and follow-up efforts (telemarketing), serve as client liason for FC client companies, participate in client enrollment meetings, coordinate and participate in client seminars, follow up on referrals received from business partners and to provide sales activity reporting. Travel within assigned geographic location may be required.

Qualifications

Excellent oral and written communications skills
Knowledge of PC applications, spreadsheets and word processing
Ability to prioritize objectives in a fast-paced environment
Bachelor's Degree or equivalent work experience preferred
FINRA Series6 and 63 preferred or the ability to obtain within 6 months; 65, LAH helpful
2+ years investment industry experience a plus
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of CCO Investment Services, Corp. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

384327]]> Tue, 06 Mar 2012 14:00:00 GMT 2232083-Providence-Sales-and-Service
The purpose of the Lean Sr. Manager role is to work alongside the Lean Finance Director to deliver the successful implementation of the Lean approach to business transformation within the project locations.
 The Lean Sr. Manager plays a key role to support and deliver transformational change along end-to-end processes and in large departments.  Successful deployment of Lean will deliver improvements in customer experience, productivity and efficiency, staff engagement and risk control.
 The Lean Sr. Manager will provide expert business analysis by understanding and challenging requirements, researching and analyzing issues, identifying and developing solutions to deliver the Lean objectives. Responsibilities include coaching to the business teams to develop their Lean capability . A key deliverable of this role is the transfer of knowledge and capability to the Finance teams to develop an on going culture of continuous improvement.
 The role directly contributes to the teams ability to deliver successful implementation of the holistic RBS Lean approach working in close collaboration with line management and staff, driving diagnostic, design and implementation of sustainable improvements in five key areas:



Voice of Customer

Process Efficiency

Performance Management

Skills & Organization

Mindsets and Behaviors

The role will be primarily engaged in the following activities:



Responsible for implementing a clear definition of scope and deliverables to agreed quality and time scales

Ensure anticipated program benefits are generated

Provide input and advice on strategy for Lean within Finance

Carry out analysis using appropriate diagnostic techniques to identify key opportunities within finance areas  

Work with Lean  Finance Director and local teams to develop local deployment plans

Facilitate design sessions with the business

Support Lean implementation in Finance teams against agreed objectives

Coach Finance Managers and their teams to develop their understanding and practical application of Lean Performance Management

Contribute to Lean training programs to support Lean implementation and knowledge transfer

Deputize for Finance Director - Lean, where appropriate

Identify, evaluate and track progress of program deliverables, escalating them appropriately with suggested mitigating actions and implement as directed

Identify, capture and appropriately escalate risks and issues


Qualifications

Significant knowledge of financial processes, controls and key risk management techniques
1-3 years managing Finance teams
Understanding of financial systems and processes
Understanding and experience of Lean deployment
Experience of delivering change and projects and with the ability to adapt quickly to conflicting and changing requirements
Process re-design and improvement
Strong communication skills and ability to explain complex issues to a wide range of staff
Self-confidence and interpersonal skills to command respect and develop collaborative working relationships with key stakeholders
Proven ability to influence at senior levels and inspire change
A flexible approach to work with the ability to accept and champion change and a track record of delivering continuous improvement
Ability to work to tight deadlines and to prioritize a large number of conflicting and frequently changing priorities
Leadership of business through Lean project model
Leadership style that reflects the Finance Values
Coach and support appropriate business leaders
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

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