http://cfgcareers.com/williamsville-jobs en
Provides primary portfolio management support for one or more.  Portfolio Managers in all aspects of servicing corporate clients in the Middle Market Commercial Banking loan portfolio. Assists with managing the existing portfolio of clients through verification and analysis of financial, covenant compliance and collateral information. Participates in underwriting process and prepares accurate, well organized analysis of various commercial borrowers (including financial statement analysis, preparing projections, profitability, risk rating, etc. as required).  Completes written summaries of related industry, competitive, and credit issues and ensures that satisfactory risk profile is maintained. Prepares relationship data on commercial customers/prospects and accurately identifies total bank exposure. Typically accompanies Portfolio Manager when servicing clients. May interact with customers independently to address routine servicing matters or other risk related issues. Seeks opportunity to cross-sell additional financial services. May also assist in special internal projects.
 

Qualifications

Bachelor’s Degree in business, economics, finance or accounting or equivalent work experience.

3+ years of successful commercial lending experience with relevant institution; commercial bank or investment bank.

Strong analytical skill set

Successful completion of a formal commercial credit training program.

Excellent verbal and written skills required 

 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386270]]> Mon, 14 May 2012 16:00:00 GMT 2433750-New-York-State-Corporate
Senior relationship manager responsible for soliciting and servicing a wide variety of middle market commercial loans and lines of credit, both secured and unsecured. Cross-sells bank services. Incumbents typically handle the most complex accounts, sensitive client relationships, difficult negotiations, and credit assessments on an independent basis. Conducts customer meetings and interviews. Provides analytical guidance to credit analysts and/or portfolio managers as client's credit worthiness is evaluated. Recommends structure and terms for credit approval on loans requiring a high level of lending experience. Position is typically held by an individual contributor with aggressive sales goals.

Qualifications

Typically requires a Bachelor's degree or equivalent.  8-10+ years of related commercial experience.  Exceptional business development and credit quality results.  In-depth understanding of bank products and credit guidelines.  
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386112]]> Wed, 02 May 2012 16:00:00 GMT 2406274-New-York-State-Lending
Engage current and potential customers to gain an understanding of their unique banking needs.

Set prospect meetings at initial contact or through proactive follow-up.

Establish customer relationships, conduct telephone prospecting, outbound calls, follow-up and face-to-face meetings.

Demonstrate a deep understanding of products and present benefits by cross-selling to existing and new customers.

Achieve personal sales goals and actively participate in branch sales and marketing activities.

Exercise strong decision making abilities and problem solving skills.

Embody our customer commitments to accountability, community, innovation and accessibility.

Hours may include weekends, and evening hours as needed.


Qualifications

High School degree or equivalent required

1 year sales and service experience

Must successfully complete banker assessment

Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


Hours and Work Schedule

Hours per Week:   20


Work Schedule:    Varies 
 

How to Apply

Please note:  To be considered for a Banker position, you must successfully pass an assessment. Please copy and paste the following URL into your browser to access the assessment and then complete your application: 
https://st5.ercdataplus.com/cit6ins/
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

386067]]> Mon, 30 Apr 2012 16:00:00 GMT 2395877-New-York-State-Banker
The Sales Leader formulates and implements a strategic sales plan within their territory of up to 6 regions. They focus in on the execution of that strategy amongst their 28-34 focus region branches by developing strong relationships with the Retail Bank Regional Managers and Banking Center Managers. Focus Regions are defined as:  5-6 Regions that are managed by Regional Managers often at the SVP level;   60-100 Branch Managers; 250-400 Bankers; 300-500 Tellers.

Sales Leaders cultivate an effective sales environment that allows the Retail partners to meet or exceed quarterly Consumer Finance production goals of up to $67M per region. They are responsible for providing a lift of $21M in annual sales in their designated regions above and beyond previously established goals. Sales Leaders are expected to be subject matter experts in all Consumer Finance products including Credit Card, Consumer Loans, Mortgage Loans, Education Finance and Auto Finance. They are responsible for assessing understanding and aptitude within each region on product knowledge.  They determine what knowledge about each product line needs to be delivered and then create a plan to educate all branch colleagues within their assigned regions on the necessary information. There is a need for frequent evaluation and measurement of colleague understanding. Existing training plans must be reevaluated often and Sales Leaders are responsible for adjusting material and education plans as necessary.   While they are required to abide by all regulatory policies within the bank, they frequently assess sales processes and policies within the branches and make changes when necessary to better serve our customers and colleagues and to meet/exceed our production goals.
 

Qualifications

Minimum 5 years experience in financial sales or retail branch banking


•Ideal candidate will have at least 5 years retail lending experience (credit card, secured real estate loans, unsecured loans).


•Bachelor’s degree required or equivalent work experience


•Sales experience required; preferably in Retail or Consumer Lending


•Ability to show established track record of top-ranked sales performance.


•Supervisory experience, specifically supervising sales teams that work remotely strongly preferred


•Demonstrated experience formulating and implementing new sales strategies and processes.


•Prior experience presenting or delivering training to groups is a plus.


•Experience partnering with or selling to Senior Level Management preferred.


•Maintains a high level of business knowledge and demonstrates ability to respond quickly to changing requirements or environments.


•A strong sense of initiative and motivation to drive production goals of Regions assigned with minimal supervision.


•Strong planning and organizational skills including ability to manage multiple priorities and deadlines.


•Proficient in MS Word, PowerPoint, and Excel with the ability to learn new software.


•Superior written and oral communication skills, with demonstrated interpersonal skills.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385404]]> Wed, 11 Apr 2012 16:00:00 GMT 2348225-New-York-State-Finance
As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.  We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.


Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.  You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
 

Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred


Three plus years of retail residential mortgage sales experience


Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)


Established relationships with local referral networks


Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences


Strong computer skills and experience utilizing laptop technology


Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS


This position can be hired in the following states: NY, PA, DE, and NJ.
 

Hours and Work Schedule

Hours per Week:   40


Work Schedule:    Monday-Friday 8:00AM-5:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
380973]]> Tue, 10 Apr 2012 16:00:00 GMT 1856012-New-York-State-Sales-and-Service
Citizens Financial Group, Inc. is a $132 billion commercial bank holding company.  It is headquartered in Providence, R.I., and through its subsidiaries has more than 1,500 branches, approximately 3,900 ATMs and more than 20,900 colleagues.  It operates its branch network in 12 states and has non-branch retail and commercial offices in more than 30 states.  Citizens Financial Group became a wholly owned subsidiary of RBS (The Royal Bank of Scotland Group plc) in December 1988.  The Citizens Web site is www.citizensbank.com .  RBS Citizens is part of the RBS Group, one of the largest financial institutions in the world. 
RBS Citizens is looking for a highly motivated, talented, diverse group of individuals to join Citizens as an Intern for Summer 2012.  These internships will allow promising individuals to gain exposure to careers in commercial banking at one of the nation’s largest super-regional banks.
This individual will work within a specific Business Division and have duties that relate to supporting and learning from the Division’s Management team and colleagues within the Business.   This position will support many facets of the business line.  He or she will operate in a matrix-support environment and, as a result, will interact across the organization with a variety of departments.  The position reports to a Supervisor with additional supervision/mentoring provided by other members of the team.
Role and Responsibilities



Produce detailed analytics including data mining, data collation, and report and presentation development

Will be involved with tasks associated with researching, compiling and analyzing data, ultimately developing presentations and recommendations to be presented to stakeholders

Create and support project plans or task lists for participants and stakeholders as required

Take detailed notes and meeting minutes as required to document team activities and decisions where needed

Special projects as assigned by Supervisor

Attend classes focused understanding commercial credit or other aspects of Commercial Banking

 

Qualifications

All majors considered.  Coursework in Finance, Accounting and Economics preferred but not required

Self starter and self motivated

Excellent interpersonal and verbal / written communication skills particularly as they relate to presentations, writing, and team dynamics

Strong analytical skills

Detail-oriented with good organizational skills

Team player who can work closely with others to complete projects under pressure with limited time and resources

Can-do attitude and self-sufficient work style

 

Hours and Work Schedule

Hours per Week:   35


Work Schedule:    Monday-Friday 8:00AM-4:00PM
 

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

385071]]> Mon, 02 Apr 2012 16:00:00 GMT 2321392-New-York-State-Administration